InDebt vs Kwenta

Book of debts with the possibility of accounting for interest on the debt and charge penalties for delayed debt repayment. Interest and penalties charging. Any currency in the world. Backup of your data. All payments in debts history. Total profit for all closed debts. Export of history. Notifications when the debt is overdue. Light and dark theme.

Kwenta is a privacy-first expense tracker that lives entirely on your device. No sign-up. No cloud account. No data collection. Everything you log - every expenses, every bill, every budget - stays on your phone, encrypted and under your control. WHY KWENTA? Most finance apps ask you to trust them with your most sensitive data. Kwenta doesn't ask for trust - it never touches your data in the first place. Zero network calls. Zero analytics. Zero ads. Just a clean, fast app that helps you understand where your money goes. EXPENSE LOGGING MADE FAST Log an expense in seconds from the home screen widget - no need to open the app. 14 built-in categories: Food, Transport, Shopping, Health, Entertainment, Housing, Utilities, Education, Travel, Sports, Family, Pets, Personal Care, and Gifts. MONTHLY BUDGETS AND BILL TRACKING Set a monthly budget and Kwenta shows you exactly where you stand in real time. The recurring payments tracker keeps every subscription and bill in view - with notifications before they're due so you're never caught off guard. SPENDING REPORTS AND CHARTS Visualize your spending with clean, interactive charts. See monthly trends, category breakdowns, and track your longest logging streak. Export your data anytime in a standard format. SECURITY YOU CAN ACTUALLY SEE - Biometric app lock - Face ID or fingerprint required to open - All data stored on-device - never synced or transmitted - No account required - nothing to breach, nothing to leak - Import/export for full control over your own data ON-DEVICE AI FINANCE ASSISTANT Ask questions about your spending in plain language. Your AI assistant runs entirely on-device - no API calls, no third-party AI service, no data leaving your phone. DESIGNED FOR DAILY USE - Dark mode - easy on the eyes at any hour - Home screen widget - quick-add without opening the app - Streak tracking - build the habit of reviewing your spending - Clean interface - no upsells, no nag screens Kwenta is built for people who take their privacy seriously and want a finance tool that works for them, not one that monetizes them. Download free. No ads. Privacy Policy: https://rlcappsolutions.com/kwenta-privacy-policy/ Terms & Conditions: https://rlcappsolutions.com/kwenta-terms-conditions/