Comparison

Simple Expense Tracker vs Simpler Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Expense Tracker

Easily manage your spending and stay within your budget. Track expenses in real-time, set spending limits, and receive visual cues as you approach or exceed your budget.

Highlights
  • Create custom budgets
  • Track expenses in real-time
  • Visual budget indicators (orange/red)
  • Monitor budget period progress
  • Review and delete past transactions
Features
Read full description

Simple Expense Tracker helps you stick to your budget! Add transactions as you spend, keep track of your expense in real time. Set a budget and stick to it! Features: - Create your budget including spend limit, period (weekly, fortnightly, monthly) and day of the week to start on - Each time you spend, add a transaction with the amount and an optional description (takes 2 seconds!) - Figures will change orange when you are close to your spend limit and red when you have exceeded it - Track how far through your budget period you are vs how much of your spend limit has been used - Review past transactions and delete as necessary (e.g items which were part of last budget period)

About

Simpler Budget

Effortlessly manage your personal finances with a beautifully designed and intuitive app. Track income and expenses, create custom categories, and gain insights with detailed reports. Your financial data remains private and secure on your device.

Highlights
  • Income and expense tracking
  • Customizable categories
  • Modern, intuitive interface
  • Detailed financial reports
  • Smart analytics
  • On-device data privacy
Features
Read full description

Take control of your money — simply, privately, beautifully. Simpler Budget is a clean, no-clutter way to track what you earn and what you spend. No bank linking, no complicated setup — just open the app and start. WHAT YOU CAN DO - Log income and expenses in seconds, with custom categories and icons - See your balance, monthly totals, and spending breakdown at a glance - Set monthly budgets per category and track them over time - Choose your own currency — the app adapts to how you actually spend - Clean, modern interface with light and dark mode SMART ANALYTICS (Premium) - Compare this month against last month automatically - See which categories are trending up before it becomes a problem - Get a simple forecast of where you will land by month end - Unlimited budgets and full budget history WHO IT IS FOR - Anyone who wants a clear picture of their spending without a learning curve - People who tried complicated budgeting apps and gave up - Freelancers and anyone juggling multiple income sources - Couples or roommates tracking shared monthly expenses YOUR DATA, YOUR CONTROL We do not sell or share your financial data, and we never see it ourselves. Your entries stay in your own private iCloud account, so they are backed up and available if you switch devices — without ever going through our servers. Premium unlocks Smart Analytics, unlimited budgets, and full budget history. Free features remain free, always. Premium options: - Monthly — $4.99/month - Yearly — $49.99/year (save 17%) Prices shown in USD; actual price may vary by region. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Privacy Policy: https://docs.google.com/document/d/1IpsaABD7vlQWm8dIeLNMpHtdCle6FY21ClDxEyE4Y-8/edit?usp=sharing Terms of Use: https://docs.google.com/document/d/1_ZrIMbIZLbBXNT3sNTkzRgMFFG_IshX1MZxRlYx7ZGo/edit?usp=sharing

Screenshots

Simple Expense Tracker4 screens
Simpler Budget4 screens

Verdict

The call

The clearest difference is rating: Simpler Budget at 4.3 against Simple Expense Tracker's 2.0. Simpler Budget also leads on ratings volume (9 vs 1). Simple Expense Tracker's advantage is in-app purchases (none vs 4) and update cadence (every 3 days vs monthly). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simpler Budget sells 4 in-app purchases, starting at $0.99 per 7 days. Simple Expense Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Simpler Budget holds the better App Store score, 4.3 against 2.0. That said, the two scores are not equally well evidenced: Simpler Budget has 9 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Simple Expense Tracker ships an update every 3 days, Simpler Budget monthly. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

Scorecard6 real differences · 4 level
Simple Expense Tracker versus Simpler Budget: the parameters behind the verdict, then further details
ParameterSimple Expense TrackerSimpler Budget
PriceFreeFree
Rating2.0 (1 ratings)4.3 (9 ratings) — better
Positive reviews75.0% of reviews—
Number of ratings19 — better
Update frequencyEvery 3 days — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS11.0 — better17.6
Further details — not scored
Size11 MB11 MB
Age rating4+4+
DeveloperMitchell DuncanSerhii Kravchuk

Customer experience

Simple Expense Tracker

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Simpler Budget

All ratings9 ratings
Positive88.9%
Neutral11.1%
Negative0.0%

In-app purchases

None

Simple Expense Tracker

No in-app purchases

4 purchases

Simpler Budget

Subscriptions3
  • Premium Weekly$0.997 Days
  • Premium Monthly$4.991 Month
  • Premium Yearly$49.991 Year
One-time1
  • Lifetime Access$14.99

Questions

Is Simple Expense Tracker free?
Simple Expense Tracker is free to download, with no in-app purchases.
Is Simpler Budget free?
Simpler Budget is free to download, with in-app purchases available.
Which has better reviews, Simple Expense Tracker or Simpler Budget?
Simpler Budget is rated higher. Simple Expense Tracker averages 2.0 out of 5 from 1 ratings, while Simpler Budget averages 4.3 from 9 ratings.
Do Simple Expense Tracker or Simpler Budget have ads?
Neither Simple Expense Tracker nor Simpler Budget shows ads.
Which is updated more often, Simple Expense Tracker or Simpler Budget?
Simple Expense Tracker ships an update every 3 days, and Simpler Budget monthly. Most recently, Simple Expense Tracker was updated on November 2, 2026 and Simpler Budget on October 30, 2026.

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