Simple Expense Tracker vs Expense Splitter
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Expense Tracker
Easily manage your spending and stay within your budget. Track expenses in real-time, set spending limits, and receive visual cues as you approach or exceed your budget.
- Create custom budgets
- Track expenses in real-time
- Visual budget indicators (orange/red)
- Monitor budget period progress
- Review and delete past transactions
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Simple Expense Tracker helps you stick to your budget! Add transactions as you spend, keep track of your expense in real time. Set a budget and stick to it! Features: - Create your budget including spend limit, period (weekly, fortnightly, monthly) and day of the week to start on - Each time you spend, add a transaction with the amount and an optional description (takes 2 seconds!) - Figures will change orange when you are close to your spend limit and red when you have exceeded it - Track how far through your budget period you are vs how much of your spend limit has been used - Review past transactions and delete as necessary (e.g items which were part of last budget period)
Expense Splitter
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Somebody always pays first. Settle Up keeps score — log who paid for what, split it fairly, and see exactly who owes who, down to the cent. Most group expense apps make everyone create an account and hope the whole trip signs up. Settle Up works the other way: one person keeps the ledger, everyone trusts the math. Every expense is split in exact integer cents — balances always sum to zero — and the settle-up plan clears the whole group in the fewest possible payments. WHAT YOU GET • Add "Pizza, Alex paid" in seconds — every balance updates the moment you save • One glance answers the only question that matters: who owes who, and how much • A settle-up plan that clears a six-person trip in two or three payments instead of fifteen • Split with the whole group or only the people who were actually there • Mark a payment as paid without touching history — the ledger stays auditable • Separate ledgers for the flat, the trip, and the Friday dinner crowd PERFECT FOR • Roommates splitting rent, groceries and the electricity bill • Trip groups who want the holiday to end with numbers, not arguments • Couples keeping shared costs fair without merging their money • Dinner regulars tired of "I'll get the next one" bookkeeping WHY NOT JUST USE A SPREADSHEET? A spreadsheet doesn't know that 100 split three ways isn't 33.33 each — the odd cent has to land somewhere. Settle Up does exact-remainder math so shares always add back up to the total, then works out the minimum set of payments to clear everyone. No formulas, no forgotten rows, no "wait, did we count the taxi?" PRIVATE BY DEFAULT Your ledger lives on your iPhone. No account, no sign-ups for your friends, no bank linking — nothing leaves your device unless you export it. When you're ready, share a settle-up summary to the group chat or export the full ledger as CSV. FULL ACCESS Unlock everything with a weekly or yearly subscription, or a single lifetime purchase. Full access includes groups of any size, multiple separate ledgers, full CSV export of every expense, settlement and balance, and shareable settle-up summaries. Add tonight's dinner before anyone forgets who paid — the balances will be waiting. Terms of Use: https://leanstudio.asia/terms-of-use Privacy Policy: https://leanstudio.asia/privacy-policy Support: support@leanstudio.asia
Screenshots
Verdict
The clearest difference is update cadence: Simple Expense Tracker at every 3 days against Expense Splitter's every 4 months. Simple Expense Tracker also leads on iOS requirement (11.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Simple Expense Tracker ships an update every 3 days, Expense Splitter every 4 months. The most recent releases landed on September 22, 2026 and October 9, 2026 respectively.
| Parameter | Simple Expense Tracker | Expense Splitter |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) — better | — |
| Positive reviews | 75.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 days — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 11.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 11 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Mitchell Duncan | LEAN ASIA CO., LTD |
In-app purchases
Simple Expense Tracker
No in-app purchases
Expense Splitter
No in-app purchases
Questions
Is Simple Expense Tracker free?
Is Expense Splitter free?
Do Simple Expense Tracker or Expense Splitter have ads?
Which is updated more often, Simple Expense Tracker or Expense Splitter?
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