Comparison

Simple Expense Tracker vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Expense Tracker

Easily manage your spending and stay within your budget. Track expenses in real-time, set spending limits, and receive visual cues as you approach or exceed your budget.

Highlights
  • Create custom budgets
  • Track expenses in real-time
  • Visual budget indicators (orange/red)
  • Monitor budget period progress
  • Review and delete past transactions
Features
Read full description

Simple Expense Tracker helps you stick to your budget! Add transactions as you spend, keep track of your expense in real time. Set a budget and stick to it! Features: - Create your budget including spend limit, period (weekly, fortnightly, monthly) and day of the week to start on - Each time you spend, add a transaction with the amount and an optional description (takes 2 seconds!) - Figures will change orange when you are close to your spend limit and red when you have exceeded it - Track how far through your budget period you are vs how much of your spend limit has been used - Review past transactions and delete as necessary (e.g items which were part of last budget period)

About

Expense Tracker

This app helps you manage your finances by showing you how much you can still spend. It tracks your income and expenses, sets category limits, and reminds you of upcoming bills and savings goals. All your data is kept private and stored only on your device.

Highlights
  • Live 'Left to Spend' tracker
  • Category spending limits with alerts
  • Bill and subscription tracking
  • Savings goal planning
  • Private, no account or bank connection
  • Data export to JSON
Features
Read full description

Most budgeting apps tell you where your money went. Pennyken tells you what you can still spend — before you buy, not after. Open the app and one number greets you: LEFT TO SPEND. Your monthly limit, minus what's already gone, counted down live as you log your day. No spreadsheets, no bank logins, no guilt trips. STOP OVERSPENDING • Set a monthly spending ceiling and watch it count down in a beautiful ring • A daily pace line ("≈ $31/day to stay on track") keeps you honest mid-month • Log a purchase in seconds — smart suggestions prefill the category and account CATCH THE LEAKS • Set a limit per category — Groceries, Dining, Transport, anything you like • Pennyken warns you BEFORE a category crosses its limit, not after • See exactly which category is eating your month, at a glance NEVER MISS A BILL • Track rent, subscriptions, and recurring bills in one place • Get reminded before each one hits, with the amount and due date • Recurring income counts too, so your real spending power is always accurate TURN WISHES INTO PLANS • Create savings goals with a real target and a real date • Pennyken does the math: "$250/month gets you there by December" • Gentle contribution reminders keep the streak alive — no willpower required UNDERSTAND YOUR MONTH • Spending by category, income vs. expenses, and budget trends over time • Compare this month to last and see what actually changed PRIVATE BY DESIGN • No account. No sign-up. No bank connection. • Everything you enter stays on your phone — we couldn't read it if we wanted to • Lock the app with Face ID • Export your data anytime as JSON. It's yours. Start free and log your first transactions on us. Pennyken Plus unlocks unlimited transaction logging with a subscription (monthly or annual), with a free trial to start. Cancel anytime in your App Store settings — payment is charged to your Apple ID account and renews automatically unless cancelled at least 24 hours before the end of the period. Privacy Policy: https://sites.google.com/view/pennyken-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Your money, finally facing forward. Download Pennyken and know what's safe to spend — today.

Screenshots

Simple Expense Tracker4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is rating: Expense Tracker at 5.0 against Simple Expense Tracker's 2.0. Expense Tracker also leads on review sentiment (100% vs 75%). Simple Expense Tracker's advantage is in-app purchases (none vs 2) and iOS requirement (11.0 vs 18.2). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $7.99 per month. Simple Expense Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Expense Tracker holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 75% of Simple Expense Tracker's written reviews are positive against 100% of Expense Tracker's.

UpkeepUpdate frequency

Simple Expense Tracker ships an update every 3 days, Expense Tracker every 4 days. The most recent releases landed on October 9, 2026 and October 11, 2026 respectively.

Scorecard5 real differences · 5 level
Simple Expense Tracker versus Expense Tracker: the parameters behind the verdict, then further details
ParameterSimple Expense TrackerExpense Tracker
PriceFreeFree
Rating2.0 (1 ratings)5.0 (1 ratings) — better
Positive reviews75.0% of reviews100.0% of reviews — better
Number of ratings11
Update frequencyEvery 3 days — betterEvery 4 days
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPod — betteriPhone
Requires iOS11.0 — better18.2
Further details — not scored
Size11 MB10 MB
Age rating4+4+
DeveloperMitchell Duncanmohammed Guellil

Customer experience

Simple Expense Tracker

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Expense Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Simple Expense Tracker

No in-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Monthly Pro7 Days trial$7.991 Month
  • Yearly Pro$29.991 Year

Questions

Is Simple Expense Tracker free?
Simple Expense Tracker is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Simple Expense Tracker or Expense Tracker?
Expense Tracker is rated higher. Simple Expense Tracker averages 2.0 out of 5 from 1 ratings, while Expense Tracker averages 5.0 from 1 ratings.
Do Simple Expense Tracker or Expense Tracker have ads?
Neither Simple Expense Tracker nor Expense Tracker shows ads.
Which is updated more often, Simple Expense Tracker or Expense Tracker?
Simple Expense Tracker ships an update every 3 days, and Expense Tracker every 4 days. Most recently, Simple Expense Tracker was updated on October 9, 2026 and Expense Tracker on October 11, 2026.

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