Comparison

Simple Expense Tracker vs Budget Envelopes Spend Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Expense Tracker

Easily manage your spending and stay within your budget. Track expenses in real-time, set spending limits, and receive visual cues as you approach or exceed your budget.

Highlights
  • Create custom budgets
  • Track expenses in real-time
  • Visual budget indicators (orange/red)
  • Monitor budget period progress
  • Review and delete past transactions
Features
Read full description

Simple Expense Tracker helps you stick to your budget! Add transactions as you spend, keep track of your expense in real time. Set a budget and stick to it! Features: - Create your budget including spend limit, period (weekly, fortnightly, monthly) and day of the week to start on - Each time you spend, add a transaction with the amount and an optional description (takes 2 seconds!) - Figures will change orange when you are close to your spend limit and red when you have exceeded it - Track how far through your budget period you are vs how much of your spend limit has been used - Review past transactions and delete as necessary (e.g items which were part of last budget period)

About

Budget Envelopes Spend Tracker

This app helps you manage your money using the envelope budgeting method. Create virtual wallets for different spending categories, allocate income, and manually track expenses to see exactly how much you have left. It offers features like shared wallets and receipt scanning for easier budgeting.

Highlights
  • Create virtual wallets for any spending category
  • Allocate income across wallets
  • Manually track expenses
  • See remaining daily allowance
  • Shared wallets for couples and families
  • Receipt scanning for expense import
  • Budget weekly, monthly, or yearly
Features
Read full description

Budget Envelopes is a simple, deliberate way to plan your money using the classic envelope method — now on your phone. Create virtual wallets for anything you spend on (groceries, rent, gas, date night, savings) and allocate your income across them. Every time you spend, log it against the right wallet and see exactly what you have left. No bank connections. No cryptic charts. No guessing where your money went. Just you, your wallets, and a budget that actually works because you built it. -------------------- WHY ENVELOPE BUDGETING WORKS -------------------- The envelope method (sometimes called cash stuffing or zero-based budgeting) has helped people take control of their money for decades. The idea is simple: decide what every dollar is for BEFORE you spend it, not after. When a wallet runs low, you know it's time to slow down — no surprises at the end of the month. Budget Envelopes brings that discipline to your pocket, without the physical cash. -------------------- WHAT YOU CAN DO -------------------- - CREATE WALLETS for anything — groceries, rent, subscriptions, savings goals, fun money - CHOOSE YOUR PERIOD — budget weekly, monthly, or yearly depending on the wallet - ROLL OVER unspent budget into the next period, per wallet - ORGANIZE WITH CATEGORIES to tag transactions and see where money goes - TRACK EVERY EXPENSE manually, so you stay intentional about what you spend - SEE DAILY PACE on each wallet — your remaining daily allowance for the rest of the period - NAVIGATE PAST & FUTURE periods to plan ahead or review where you've been - SET RECURRING EXPENSES for bills that hit the same amount every cycle - VIEW A PERIOD SUMMARY that aggregates what's budgeted and spent across all wallets -------------------- BUILT FOR PEOPLE WHO WANT CONTROL -------------------- Budget Envelopes is manual on purpose. Automated apps that sync your bank can show you what happened — but they can't tell you what SHOULD happen. The act of logging an expense yourself is what makes envelope budgeting work. It keeps you present with your money. If you've tried auto-tracking apps and still felt out of control, this is for you. -------------------- SHARED WALLETS FOR COUPLES & FAMILIES -------------------- Sync a wallet with your partner, roommate, or family and keep one shared budget in real time. Everyone sees the same numbers — no more "wait, did you already buy groceries this week?" -------------------- MAGIC IMPORT -------------------- Snap a receipt, upload a CSV, or drop in a bank statement PDF and let Budget Envelopes pull out the line items and totals for you. All the discipline of manual tracking, none of the typing. -------------------- PRIVATE BY DEFAULT -------------------- We don't connect to your bank. We don't sell your data. Your budget is yours. -------------------- SUBSCRIPTION DETAILS -------------------- Budget Envelopes offers a 7-day free trial. After the trial, continued access requires a subscription. Shared wallets and Magic Import are subscriber-only features. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel anytime in your Apple ID account settings. Terms of Use: https://dimmple-benv.web.app/terms-of-service Privacy Policy: https://dimmple-benv.web.app/privacy-policy -------------------- Questions or feedback? We'd love to hear from you: support@dimmple.com

Screenshots

Simple Expense Tracker4 screens
Budget Envelopes Spend Tracker4 screens

Verdict

The call

The clearest difference is rating: Budget Envelopes Spend Tracker at 5.0 against Simple Expense Tracker's 2.0. Simple Expense Tracker's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, ratings volume and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Envelopes Spend Tracker sells 1 in-app purchase, starting at $24.99 per year. Simple Expense Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Budget Envelopes Spend Tracker holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

Simple Expense Tracker ships an update every 3 days, Budget Envelopes Spend Tracker every 2 weeks. The most recent releases landed on October 9, 2026 and October 8, 2026 respectively.

Scorecard6 real differences · 4 level
Simple Expense Tracker versus Budget Envelopes Spend Tracker: the parameters behind the verdict, then further details
ParameterSimple Expense TrackerBudget Envelopes Spend Tracker
PriceFreeFree
Rating2.0 (1 ratings)5.0 (2 ratings) — better
Positive reviews75.0% of reviews—
Number of ratings12 — better
Update frequencyEvery 3 days — betterEvery 2 weeks
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size11 MB132 MB
Age rating4+4+
DeveloperMitchell DuncanDIMMPLE PTY LTD

Customer experience

Simple Expense Tracker

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Budget Envelopes Spend Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Simple Expense Tracker

No in-app purchases

1 purchases

Budget Envelopes Spend Tracker

Subscriptions1
  • Pro Yearly$24.991 Year

Questions

Is Simple Expense Tracker free?
Simple Expense Tracker is free to download, with no in-app purchases.
Is Budget Envelopes Spend Tracker free?
Budget Envelopes Spend Tracker is free to download, with in-app purchases available.
Which has better reviews, Simple Expense Tracker or Budget Envelopes Spend Tracker?
Budget Envelopes Spend Tracker is rated higher. Simple Expense Tracker averages 2.0 out of 5 from 1 ratings, while Budget Envelopes Spend Tracker averages 5.0 from 2 ratings.
Do Simple Expense Tracker or Budget Envelopes Spend Tracker have ads?
Budget Envelopes Spend Tracker shows ads; Simple Expense Tracker does not.
Which is updated more often, Simple Expense Tracker or Budget Envelopes Spend Tracker?
Simple Expense Tracker ships an update every 3 days, and Budget Envelopes Spend Tracker every 2 weeks. Most recently, Simple Expense Tracker was updated on October 9, 2026 and Budget Envelopes Spend Tracker on October 8, 2026.

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