Comparison

Simple Expense Tracker vs LuCent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Expense Tracker

Easily manage your spending and stay within your budget. Track expenses in real-time, set spending limits, and receive visual cues as you approach or exceed your budget.

Highlights
  • Create custom budgets
  • Track expenses in real-time
  • Visual budget indicators (orange/red)
  • Monitor budget period progress
  • Review and delete past transactions
Features
Read full description

Simple Expense Tracker helps you stick to your budget! Add transactions as you spend, keep track of your expense in real time. Set a budget and stick to it! Features: - Create your budget including spend limit, period (weekly, fortnightly, monthly) and day of the week to start on - Each time you spend, add a transaction with the amount and an optional description (takes 2 seconds!) - Figures will change orange when you are close to your spend limit and red when you have exceeded it - Track how far through your budget period you are vs how much of your spend limit has been used - Review past transactions and delete as necessary (e.g items which were part of last budget period)

About

LuCent

Features
Read full description

See your money clearly. LuCent is a modern, native iOS finance tracker designed for speed and clarity. Built with the latest Apple technologies, it feels like a natural extension of your iPhone. No cluttered menus, just a seamless way to track your daily spending. DESIGNED FOR EFFICIENCY: ◉ Native Performance: No loading screens. Instant launch and data entry in 2 seconds. ◉ Hybrid Architecture: Enjoy the speed of an offline-first app with the reliability of cloud backup. ◉ Home Screen Widgets: Keep an eye on your Monthly Budget progress without even opening the app. CORE FEATURES (FREE): • Budget Limits: Set monthly caps for specific categories like "Groceries" or "Dining Out" to stay on track. • Joint Accounts: Seamlessly manage shared expenses with a partner or family member. • Secure Cloud Sync: Your data works offline for speed, but is automatically encrypted and synced to the cloud. Access your budget on any device without compromising security. • Dark Mode: A stunning interface that looks great day and night. GO PREMIUM: Unlock the full power of LuCent with our Pro features: • Advanced Analytics: Gain deep insights with interactive charts, trend analysis, and spending breakdowns. • Multi-Currency Support: Perfect for travelers. Create wallets in different currencies with automatic rate conversion. • Unlimited Access: Create unlimited wallets and custom categories. • Customization: Access the full library of category icons. PAY ONCE, USE FOREVER: Tired of monthly subscriptions? LuCent offers a transparent Lifetime License. Pay once and own your financial tools forever. Standard monthly and yearly subscriptions are also available. Make every cent count. Download now for smarter money management! The ideal solution for family budget planning and personal finance. Use it as your daily spending log or set up shared accounts for couples. Works perfectly as an offline expense tracker too! Terms of Use: https://nikalaichyksiarhei.github.io/LuCent/terms/ Privacy Policy: https://nikalaichyksiarhei.github.io/LuCent/privacy/

Screenshots

Simple Expense Tracker4 screens
LuCent4 screens

Verdict

The call

The clearest difference is in-app purchases: Simple Expense Tracker at none against LuCent's 3. Simple Expense Tracker also leads on ads (none vs shown) and iOS requirement (11.0 vs 18.0). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LuCent sells 3 in-app purchases, starting at $2.99 per month. Simple Expense Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Simple Expense Tracker ships an update every 3 days, LuCent every 4 days. The most recent releases landed on September 22, 2026 and September 25, 2026 respectively.

Scorecard3 real differences · 7 level
Simple Expense Tracker versus LuCent: the parameters behind the verdict, then further details
ParameterSimple Expense TrackerLuCent
PriceFreeFree
Rating2.0 (1 ratings) — better—
Positive reviews75.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 days — betterEvery 4 days
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS11.0 — better18.0
Further details — not scored
Size11 MB49 MB
Age rating4+4+
DeveloperMitchell DuncanSiarhei Nikalaichyk

In-app purchases

None

Simple Expense Tracker

No in-app purchases

3 purchases

LuCent

Subscriptions2
  • Monthly Premium$2.991 Month
  • Yearly Premium$19.991 Year
One-time1
  • Lifetime Premium$39.99

Questions

Is Simple Expense Tracker free?
Simple Expense Tracker is free to download, with no in-app purchases.
Is LuCent free?
LuCent is free to download, with in-app purchases available.
Do Simple Expense Tracker or LuCent have ads?
LuCent shows ads; Simple Expense Tracker does not.
Which is updated more often, Simple Expense Tracker or LuCent?
Simple Expense Tracker ships an update every 3 days, and LuCent every 4 days. Most recently, Simple Expense Tracker was updated on September 22, 2026 and LuCent on September 25, 2026.

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