Simple Expense Tracker vs Chrumek
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Expense Tracker
Easily manage your spending and stay within your budget. Track expenses in real-time, set spending limits, and receive visual cues as you approach or exceed your budget.
- Create custom budgets
- Track expenses in real-time
- Visual budget indicators (orange/red)
- Monitor budget period progress
- Review and delete past transactions
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Simple Expense Tracker helps you stick to your budget! Add transactions as you spend, keep track of your expense in real time. Set a budget and stick to it! Features: - Create your budget including spend limit, period (weekly, fortnightly, monthly) and day of the week to start on - Each time you spend, add a transaction with the amount and an optional description (takes 2 seconds!) - Figures will change orange when you are close to your spend limit and red when you have exceeded it - Track how far through your budget period you are vs how much of your spend limit has been used - Review past transactions and delete as necessary (e.g items which were part of last budget period)
Chrumek
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Chrumek is a savings journal with one simple rule: only what you actually set aside counts. Not just “I didn’t buy coffee”, but real money moved into a piggy bank, your account, or an envelope. How it works • You add declared savings to the Journal: – when you skipped a purchase, – when you bought something cheaper (the difference is your saving), – when you canceled a subscription you don’t really use. • When you actually set the money aside, you tap “I added it to savings” and the entry goes to History. • Only these set aside/transferred amounts count toward your goals and stats. What you get • A Journal of entries “to transfer” with quick editing and clean organization • History of savings you actually set aside (you can move an entry back if needed) • Savings goals with progress based on real amounts • Charts: daily rhythm, categories, savings path, yearly summary • A streak that grows when you keep saving for real • Reminders to transfer/set money aside when you have an amount “to transfer” • CSV export if you want to work with the data on your computer Privacy No accounts. No logins. No analytics. Your data stays on your device. And remember: Chrumek believes in real transfers, not intentions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Simple Expense Tracker at none against Chrumek's 2. Simple Expense Tracker also leads on update cadence (every 3 days vs every 2 weeks) and iOS requirement (11.0 vs 18.2). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Chrumek sells 2 in-app purchases, starting at $0.99 per month. Simple Expense Tracker asks for nothing beyond the download.
Simple Expense Tracker ships an update every 3 days, Chrumek every 2 weeks. The most recent releases landed on October 20, 2026 and October 9, 2026 respectively.
| Parameter | Simple Expense Tracker | Chrumek |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) — better | — |
| Positive reviews | 75.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 11.0 — better | 18.2 |
| Further details — not scored | ||
| Size | 11 MB | 153 MB |
| Age rating | 4+ | 4+ |
| Developer | Mitchell Duncan | Piotr Lacinski |
In-app purchases
Simple Expense Tracker
No in-app purchases
Chrumek
- Chrumek$0.991 Month
- Lifetime Premium$0.99
Questions
Is Simple Expense Tracker free?
Is Chrumek free?
Do Simple Expense Tracker or Chrumek have ads?
Which is updated more often, Simple Expense Tracker or Chrumek?
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