Comparison

Simple Expense Tracker vs Chrumek

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Expense Tracker

Easily manage your spending and stay within your budget. Track expenses in real-time, set spending limits, and receive visual cues as you approach or exceed your budget.

Highlights
  • Create custom budgets
  • Track expenses in real-time
  • Visual budget indicators (orange/red)
  • Monitor budget period progress
  • Review and delete past transactions
Features
Read full description

Simple Expense Tracker helps you stick to your budget! Add transactions as you spend, keep track of your expense in real time. Set a budget and stick to it! Features: - Create your budget including spend limit, period (weekly, fortnightly, monthly) and day of the week to start on - Each time you spend, add a transaction with the amount and an optional description (takes 2 seconds!) - Figures will change orange when you are close to your spend limit and red when you have exceeded it - Track how far through your budget period you are vs how much of your spend limit has been used - Review past transactions and delete as necessary (e.g items which were part of last budget period)

About

Chrumek

Features
Read full description

Chrumek is a savings journal with one simple rule: only what you actually set aside counts. Not just “I didn’t buy coffee”, but real money moved into a piggy bank, your account, or an envelope. How it works • You add declared savings to the Journal: – when you skipped a purchase, – when you bought something cheaper (the difference is your saving), – when you canceled a subscription you don’t really use. • When you actually set the money aside, you tap “I added it to savings” and the entry goes to History. • Only these set aside/transferred amounts count toward your goals and stats. What you get • A Journal of entries “to transfer” with quick editing and clean organization • History of savings you actually set aside (you can move an entry back if needed) • Savings goals with progress based on real amounts • Charts: daily rhythm, categories, savings path, yearly summary • A streak that grows when you keep saving for real • Reminders to transfer/set money aside when you have an amount “to transfer” • CSV export if you want to work with the data on your computer Privacy No accounts. No logins. No analytics. Your data stays on your device. And remember: Chrumek believes in real transfers, not intentions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Simple Expense Tracker4 screens
Chrumek4 screens

Verdict

The call

The clearest difference is in-app purchases: Simple Expense Tracker at none against Chrumek's 2. Simple Expense Tracker also leads on update cadence (every 3 days vs every 2 weeks) and iOS requirement (11.0 vs 18.2). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Chrumek sells 2 in-app purchases, starting at $0.99 per month. Simple Expense Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Simple Expense Tracker ships an update every 3 days, Chrumek every 2 weeks. The most recent releases landed on October 20, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
Simple Expense Tracker versus Chrumek: the parameters behind the verdict, then further details
ParameterSimple Expense TrackerChrumek
PriceFreeFree
Rating2.0 (1 ratings) — better—
Positive reviews75.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS11.0 — better18.2
Further details — not scored
Size11 MB153 MB
Age rating4+4+
DeveloperMitchell DuncanPiotr Lacinski

In-app purchases

None

Simple Expense Tracker

No in-app purchases

2 purchases

Chrumek

Subscriptions1
  • Chrumek$0.991 Month
One-time1
  • Lifetime Premium$0.99

Questions

Is Simple Expense Tracker free?
Simple Expense Tracker is free to download, with no in-app purchases.
Is Chrumek free?
Chrumek is free to download, with in-app purchases available.
Do Simple Expense Tracker or Chrumek have ads?
Neither Simple Expense Tracker nor Chrumek shows ads.
Which is updated more often, Simple Expense Tracker or Chrumek?
Simple Expense Tracker ships an update every 3 days, and Chrumek every 2 weeks. Most recently, Simple Expense Tracker was updated on October 20, 2026 and Chrumek on October 9, 2026.

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