Comparison

Simple Expense Tracker vs Kept

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Expense Tracker

Easily manage your spending and stay within your budget. Track expenses in real-time, set spending limits, and receive visual cues as you approach or exceed your budget.

Highlights
  • Create custom budgets
  • Track expenses in real-time
  • Visual budget indicators (orange/red)
  • Monitor budget period progress
  • Review and delete past transactions
Features
Read full description

Simple Expense Tracker helps you stick to your budget! Add transactions as you spend, keep track of your expense in real time. Set a budget and stick to it! Features: - Create your budget including spend limit, period (weekly, fortnightly, monthly) and day of the week to start on - Each time you spend, add a transaction with the amount and an optional description (takes 2 seconds!) - Figures will change orange when you are close to your spend limit and red when you have exceeded it - Track how far through your budget period you are vs how much of your spend limit has been used - Review past transactions and delete as necessary (e.g items which were part of last budget period)

About

Kept

A private and simple way to track your money without needing bank logins or an account. Log expenses quickly, create helpful budgets, and visualize your spending with clear charts. Your financial data stays securely on your device.

Highlights
  • Fast expense logging
  • Customizable budgets
  • Visual spending charts
  • 100% private and secure
  • No account or bank login required
  • Optional iCloud sync
  • Apple Watch app
Features
Read full description

kept is the private, beautifully simple way to track your money - no account, no ads, no bank logins. Just open it and start. Most finance apps want your email, your bank password, and your data. kept wants none of it. Everything stays on your iPhone. LOG EXPENSES IN SECONDS • Add income and expenses with a fast, clean entry screen • Organize with customizable categories and icons • Attach receipts, add notes, tag the date and location • Optional calculator keypad for quick math BUDGETS THAT ACTUALLY HELP • Set weekly, monthly, yearly, or custom budgets • Track multiple categories in a single budget • Gentle alerts at 80% and 100% of your limit • Roll over what you don't spend SEE WHERE YOUR MONEY GOES • A clear dashboard: income, expenses, and net total • Line, bar, and pie charts that make sense at a glance • Category breakdowns and trends over any time frame • Browse by calendar, or search and filter instantly 100% PRIVATE & SECURE • No account, no sign-up, no cloud required • Your data lives on your device - not our servers • Lock the app with Face ID, Touch ID, or a PIN • No ads. No trackers. We never see or sell your data. WORKS EVERYWHERE YOU DO • Home Screen and Lock Screen widgets • Apple Watch app for logging on the go • Daily reminders, budget alerts, and a weekly summary YOUR DATA, YOUR WAY • Optional private iCloud sync across your devices (off by default) • Import from CSV or JSON, export anytime • 27+ currencies supported • Recurring transactions for bills and subscriptions HONEST PRICING kept is free, with no subscription and no paywall. If you love it, an optional Tip Jar supports development - never required. Your money is personal. kept keeps it that way. Download kept and take control of your spending - privately.

Screenshots

Simple Expense Tracker4 screens
Kept4 screens

Verdict

The call

The clearest difference is rating: Kept at 5.0 against Simple Expense Tracker's 2.0. Kept also leads on review sentiment (100% vs 75%) and ratings volume (3 vs 1). Simple Expense Tracker's advantage is in-app purchases (none vs 3) and update cadence (every 3 days vs weekly). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kept sells 3 one-off in-app purchases. Simple Expense Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Kept holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews point the same way: 75% of Simple Expense Tracker's written reviews are positive against 100% of Kept's.

UpkeepUpdate frequency

Simple Expense Tracker ships an update every 3 days, Kept weekly. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.

Scorecard6 real differences · 4 level
Simple Expense Tracker versus Kept: the parameters behind the verdict, then further details
ParameterSimple Expense TrackerKept
PriceFreeFree
Rating2.0 (1 ratings)5.0 (3 ratings) — better
Positive reviews75.0% of reviews100.0% of reviews — better
Number of ratings13 — better
Update frequencyEvery 3 days — betterWeekly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, Apple Watch — better
Requires iOS11.0 — better18.6
Further details — not scored
Size11 MB21 MB
Age rating4+4+
DeveloperMitchell DuncanMd Ashikur Rahman

Customer experience

Simple Expense Tracker

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Kept

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Simple Expense Tracker

No in-app purchases

3 purchases

Kept

One-time3
  • Small Tip$0.99
  • Medium Tip$2.99
  • Large Tip$4.99

Questions

Is Simple Expense Tracker free?
Simple Expense Tracker is free to download, with no in-app purchases.
Is Kept free?
Kept is free to download, with in-app purchases available.
Which has better reviews, Simple Expense Tracker or Kept?
Kept is rated higher. Simple Expense Tracker averages 2.0 out of 5 from 1 ratings, while Kept averages 5.0 from 3 ratings.
Do Simple Expense Tracker or Kept have ads?
Neither Simple Expense Tracker nor Kept shows ads.
Which is updated more often, Simple Expense Tracker or Kept?
Simple Expense Tracker ships an update every 3 days, and Kept weekly. Most recently, Simple Expense Tracker was updated on October 20, 2026 and Kept on October 14, 2026.

Other comparisons