Simple Expense Tracker vs Kept
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Expense Tracker
Easily manage your spending and stay within your budget. Track expenses in real-time, set spending limits, and receive visual cues as you approach or exceed your budget.
- Create custom budgets
- Track expenses in real-time
- Visual budget indicators (orange/red)
- Monitor budget period progress
- Review and delete past transactions
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Simple Expense Tracker helps you stick to your budget! Add transactions as you spend, keep track of your expense in real time. Set a budget and stick to it! Features: - Create your budget including spend limit, period (weekly, fortnightly, monthly) and day of the week to start on - Each time you spend, add a transaction with the amount and an optional description (takes 2 seconds!) - Figures will change orange when you are close to your spend limit and red when you have exceeded it - Track how far through your budget period you are vs how much of your spend limit has been used - Review past transactions and delete as necessary (e.g items which were part of last budget period)
Kept
A private and simple way to track your money without needing bank logins or an account. Log expenses quickly, create helpful budgets, and visualize your spending with clear charts. Your financial data stays securely on your device.
- Fast expense logging
- Customizable budgets
- Visual spending charts
- 100% private and secure
- No account or bank login required
- Optional iCloud sync
- Apple Watch app
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kept is the private, beautifully simple way to track your money - no account, no ads, no bank logins. Just open it and start. Most finance apps want your email, your bank password, and your data. kept wants none of it. Everything stays on your iPhone. LOG EXPENSES IN SECONDS • Add income and expenses with a fast, clean entry screen • Organize with customizable categories and icons • Attach receipts, add notes, tag the date and location • Optional calculator keypad for quick math BUDGETS THAT ACTUALLY HELP • Set weekly, monthly, yearly, or custom budgets • Track multiple categories in a single budget • Gentle alerts at 80% and 100% of your limit • Roll over what you don't spend SEE WHERE YOUR MONEY GOES • A clear dashboard: income, expenses, and net total • Line, bar, and pie charts that make sense at a glance • Category breakdowns and trends over any time frame • Browse by calendar, or search and filter instantly 100% PRIVATE & SECURE • No account, no sign-up, no cloud required • Your data lives on your device - not our servers • Lock the app with Face ID, Touch ID, or a PIN • No ads. No trackers. We never see or sell your data. WORKS EVERYWHERE YOU DO • Home Screen and Lock Screen widgets • Apple Watch app for logging on the go • Daily reminders, budget alerts, and a weekly summary YOUR DATA, YOUR WAY • Optional private iCloud sync across your devices (off by default) • Import from CSV or JSON, export anytime • 27+ currencies supported • Recurring transactions for bills and subscriptions HONEST PRICING kept is free, with no subscription and no paywall. If you love it, an optional Tip Jar supports development - never required. Your money is personal. kept keeps it that way. Download kept and take control of your spending - privately.
Screenshots
Verdict
The clearest difference is rating: Kept at 5.0 against Simple Expense Tracker's 2.0. Kept also leads on review sentiment (100% vs 75%) and ratings volume (3 vs 1). Simple Expense Tracker's advantage is in-app purchases (none vs 3) and update cadence (every 3 days vs weekly). On price, ads, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Kept sells 3 one-off in-app purchases. Simple Expense Tracker asks for nothing beyond the download.
Kept holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews point the same way: 75% of Simple Expense Tracker's written reviews are positive against 100% of Kept's.
Simple Expense Tracker ships an update every 3 days, Kept weekly. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.
| Parameter | Simple Expense Tracker | Kept |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 75.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 1 | 3 — better |
| Update frequency | Every 3 days — better | Weekly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, Apple Watch — better |
| Requires iOS | 11.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 11 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Mitchell Duncan | Md Ashikur Rahman |
Customer experience
Simple Expense Tracker
Kept
In-app purchases
Simple Expense Tracker
No in-app purchases
Kept
- Small Tip$0.99
- Medium Tip$2.99
- Large Tip$4.99
Questions
Is Simple Expense Tracker free?
Is Kept free?
Which has better reviews, Simple Expense Tracker or Kept?
Do Simple Expense Tracker or Kept have ads?
Which is updated more often, Simple Expense Tracker or Kept?
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