KBZPay Customer vs Merchantrade Secure
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KBZPay Customer
A mobile wallet app for secure and convenient money transactions in Myanmar. Easily pay bills, transfer funds, and manage cash in/out with just a few taps.
- Mobile wallet
- Secure transactions
- Convenient payments
- Money transfers
- Cash in/out
- Bill payments
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KBZPay is a mobile wallet powered by KBZ Bank. It’s the safer, simpler and more convenient way to transact money in Myanmar. With just a few taps on your phone, whether you wish to pay, transfer, cash in or out – it’s easy with KBZPay
Merchantrade Secure
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The app provides one-time password codes for two-step authorization. The Merchantrade Secure app provides one-time password codes for two-step authorization in MIRS. Two-step authorization is an additional level of protection for your account from malicious users. Even if your password is stolen, your account will not be accessible to a would-be hacker. Authorization is performed in two steps: first you use your regular password; second, you enter a one-time code that is generated via this application. Protect your data: install this app on your mobile phone and use it to create one-time authorization codes. The application can support several accounts at the same time, and the codes can be generated even without access to the network.
Screenshots
Verdict
The clearest difference is iOS requirement: Merchantrade Secure at 7.0 against KBZPay Customer's 15.5. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.
| Parameter | KBZPay Customer | Merchantrade Secure |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (21K ratings) — better | — |
| Positive reviews | 8.2% of reviews | — |
| Number of ratings | 21K — better | — |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 7.0 — better |
| Further details — not scored | ||
| Size | 291 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | Kanbawza Bank Limited | MERCHANTRADE ASIA SDN BHD |
Bugs and requests
KBZPay Customer
Reported bugs
4 issues- Login issues
- Frequent crashes
- Slow performance
- Withdrawal and top-up problems
Requested features
3 requests- Add option to disable notifications
- Improve transaction experience
- Support older iOS versions
Merchantrade Secure
Not enough reviews yet to summarise bugs or requests.
In-app purchases
KBZPay Customer
No in-app purchases
Merchantrade Secure
No in-app purchases
Questions
Is KBZPay Customer free?
Is Merchantrade Secure free?
Do KBZPay Customer or Merchantrade Secure have ads?
Which is updated more often, KBZPay Customer or Merchantrade Secure?
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