Americor vs GhostLedger
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Americor
Manage your finances and track debt settlement progress with this app. Easily view upcoming payments, upload documents, and receive account notifications. Designed to help consumers restructure debt and find lower-cost consolidation loans.
- View upcoming payments and history
- Upload documents
- Track settlement progress
- View settlement offers
- Receive account notifications
Read full descriptionHide full description
Americor Clients can now easily manage their accounts through the app. Our app makes it easy to: • View your upcoming payments and your payment history • Simply upload documents via the app (Improved) • View settlement progress with creditors • View settlement offers • Receive notifications about your account Americor is a next generation finance technology company. Our proprietary platform was designed from the ground up with one goal in mind: help consumers get out of debt. Our technology allows consumers to restructure their debt and provide them with lower cost debt consolidation loans.
GhostLedger
Effortlessly manage your finances by scanning receipts, detecting hidden charges, and gaining AI-powered insights. Organize transactions, set budgets, and visualize your financial goals with customizable themes. Your financial data remains private and secure on-device.
- Receipt scanning with OCR
- Ghost charge detection
- AI financial insights
- Bank statement import
- Transaction tracking and filtering
- Budget and goal setting
- Customizable themes
Read full descriptionHide full description
• Scan Receipts – Instantly log expenses with built-in OCR • Ghost Charge Detection – Uncover forgotten subscriptions, fees, and silent recurring charges • AI Financial Insights – Connect OpenAI or Claude to ask smart questions like: “How much did I spend on groceries this month?” • Import Bank Statements – Upload CSV, OFX, or PDF files and review before importing • Track & Organize – View and filter transactions by account, category, or type • Budgets & Goals – Set monthly budgets and visualize progress • iOS 26 Liquid Glass Support – Experience next-gen theming with stunning new UI styles • Custom Themes – Choose from spiritual, dark, neon, or light styles • Private by Design – No ads. No tracking. Your data stays securely on-device or in iCloud Privacy Policy: https://www.freeprivacypolicy.com/live/d37c7e8e-2592-4068-8708-daec6bbdc508 Apple Privacy Policy: https://www.apple.com/legal/privacy/en-ww/
Screenshots
Verdict
The clearest difference is review sentiment: GhostLedger at 100% against Americor's 21%. GhostLedger also leads on rating (5.0 vs 4.6). Americor's advantage is price (Free vs $9.99) and ratings volume (1.3K vs 1). On update cadence, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Americor is free to download; GhostLedger costs $9.99 up front. Neither carries in-app purchases, so what you see is what you pay.
GhostLedger holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Americor has 1.3K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 21% of Americor's written reviews are positive against 100% of GhostLedger's.
Both ship on a similar rhythm, roughly every 4 weeks. The most recent releases landed on October 13, 2026 and September 27, 2026 respectively.
| Parameter | Americor | GhostLedger |
|---|---|---|
| Price | Free — better | $9.99 |
| Rating | 4.6 (1.3K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 21.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.3K — better | 1 |
| Update frequency | Every 4 weeks | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Paid |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 239 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Americor Funding, Inc | Matthew Elliott |
Customer experience
Americor
GhostLedger
Bugs and requests
Americor
Reported bugs
3 issues- App crashes and freezes
- Login issues
- Compatibility problems with iOS 18.1
Requested features
3 requests- Provide clear fee information upfront
- Improve communication and transparency
- Offer better debt settlement options
GhostLedger
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Americor
No in-app purchases
GhostLedger
No in-app purchases
