Comparison

Osaic Equipt vs ISPFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Osaic Equipt

Monitor your investments on the go with this app. Access account information, view portfolio allocation, holdings, and historical activity. Initiate check deposits and access electronic documents and statements from your mobile device.

Highlights
  • Investment portfolio monitoring
  • Account balance and holdings view
  • Transaction history
  • Electronic document access
  • Remote check deposits
  • Market information and quotes
Features
Read full description

Stay Connected - eQuipt provides you with an essential solution for monitoring your investments. Now you can stay connected while you’re on the go—wherever you use your iPhone or iPad. eQuipt lets you view your accounts in an efficient and user-friendly environment that leverages the look and feel of the eQuipt Client Portal, in an app that fits perfectly for the form factor of your tablet or phone. Through eQuipt, you have fully featured access to account information, such as portfolio allocation, cash balances, holdings, historical activity, portfolio valuation over time, as well as electronic documents and statements. You can also initiate check deposits into your eQuipt account using the Remote Deposit Capture feature. With just a few clicks from your iPhone or iPad, you can access: • Account balances and holdings • Transaction history • Market information and quotes • Statements and Documents Please note: • Investment products are not bank deposits, are not FDIC insured or insured by any federal government agency and may decrease in value. Please contact your financial advisor for details.

About

ISPFCU

Easily manage your accounts, view balances, and review transactions. Deposit checks, transfer funds, and ensure your financial information is protected with secure login and two-factor authentication.

Highlights
  • View account balances
  • Review transaction history
  • Deposit checks
  • Transfer money between accounts
  • Secure login
  • Two-factor authentication
Features
Read full description

Manage your ISPFCU accounts on your mobile device using the ISPFCU Mobile Banking App. Whether you need to view account balances and transaction history, deposit a check, or transfer money between accounts, you can do it all with the ISPFCU Mobile Banking App! ISPFCU is committed to ensuring the safety of our member information. ISPFCU protects your financial information from unauthorized users by using a secure login process with user name and password and two-factor authentication to verify your identity. In addition, your complete account numbers are not transmitted over the ISPFCU Mobile Banking App. Federally Insured by NCUA

Screenshots

Osaic Equipt4 screens
ISPFCU4 screens

Verdict

The call

The clearest difference is rating: ISPFCU at 4.9 against Osaic Equipt's 2.0. ISPFCU also leads on iOS requirement (12.1 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ISPFCU holds the better App Store score, 4.9 against 2.0. Both are backed by a comparable volume of ratings — 148 and 229 respectively.

UpkeepUpdate frequency

Osaic Equipt ships an update every 4 months, ISPFCU every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
Osaic Equipt versus ISPFCU: the parameters behind the verdict, then further details
ParameterOsaic EquiptISPFCU
PriceFreeFree
Rating2.0 (148 ratings)4.9 (229 ratings) — better
Positive reviews1.7% of reviews—
Number of ratings148229 — better
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.012.1 — better
Further details — not scored
Size8 MB77 MB
Age rating4+4+
DeveloperOsaic, Inc.Illinois State Police Federal Credit Union

Customer experience

Osaic Equipt

All ratings146 ratings
Positive21.2%
Neutral2.7%
Negative76.0%
Written reviews58 reviews
Positive1.7%
Neutral3.4%
Negative94.8%

ISPFCU

All ratings182 ratings
Positive97.3%
Neutral2.2%
Negative0.5%

Bugs and requests

Osaic Equipt

Reported bugs

9 issues
  • App crashes on startup
  • App crashes at paperless prompt
  • Session expired errors
  • Login fails repeatedly
  • Account info does not fully load
Show 4 more
  • Cannot click on account details
  • Freezes after login
  • Phone number resets to old number
  • App freezes on error code

Requested features

6 requests
  • Biometric login (FaceID, facial recognition)
  • Ability to download monthly statements and tax documents
  • Improved data presentation and graphing
  • Two-factor authentication on mobile app
  • Option to remember login
Show 1 more
  • Display total principal invested

ISPFCU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Osaic Equipt

No in-app purchases

None

ISPFCU

No in-app purchases

Questions

Is Osaic Equipt free?
Osaic Equipt is free to download, with no in-app purchases.
Is ISPFCU free?
ISPFCU is free to download, with no in-app purchases.
Which has better reviews, Osaic Equipt or ISPFCU?
ISPFCU is rated higher. Osaic Equipt averages 2.0 out of 5 from 148 ratings, while ISPFCU averages 4.9 from 229 ratings.
Do Osaic Equipt or ISPFCU have ads?
Neither Osaic Equipt nor ISPFCU shows ads.
Which is updated more often, Osaic Equipt or ISPFCU?
Osaic Equipt ships an update every 4 months, and ISPFCU every 2 months. Most recently, Osaic Equipt was updated on November 2, 2026 and ISPFCU on November 3, 2026.

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