BPI BanKo Mobile App vs PPHL
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BPI BanKo Mobile App
Easily manage your finances with this banking app. Open savings accounts, apply for loans, buy load, pay bills, and send money for free. Enjoy high interest on savings and quick loan approvals for small businesses.
- Open digital savings accounts
- Apply for business loans
- Buy load for all networks
- Pay bills conveniently
- Free money transfers via Instapay
- Loan payment tracking
Read full descriptionHide full description
Mas pinadali ang pagbabangko sa BanKo Mobile app. Click, swipe, tap – so easy and hassle-free. Higit sa lahat, panatag ka dito kasi it’s powered by BPI! Download the app today to open an account or apply for a loan! • Todo Savings, an easy-to-open digital savings account that gives you high interest at 5% p.a. • NegosyoKo Loan, para sa mga business owners na may maliit na negosyo. Simpleng requirements, mababang interest at mabilis ang approval. • PondoKo Savings, PISO lang may savings account ka na! Pwede ring gawin ang mga services na ito ayon sa iyong banking needs. • Buy Load – ‘Di na kailangang pumunta sa loading stations. Pwede for all networks anytime, anywhere. • Pay Bills – Bayaran ang mga bills gamit lang ang cellphone. May confirmation reference number na magsisilbing resibo ng bayad. • Send Money - LIBRENG padala to any local bank account or ewallet via Instapay • Pay Loan – Magbayad ng NegosyoKo Loan gamit ang BanKo Mobile app. Recorded agad ang iyong loan payment. For any concerns, you may email us at BanKo_ContactCenter@bpi.com.ph or call our BanKo Hotline Number (02) 8819-6728, Mondays to Fridays, 8:30am to 5:30pm Regulated by the Bangko Sentral ng Pilipinas Deposits are insured by PDIC up to Php 1,000,000 per depositor.
PPHL
Read full descriptionHide full description
Platinum Package Home Loans cuts through lending complexity to connect you with your best-fit home loan.
Screenshots
Verdict
The clearest difference is update cadence: PPHL at every 5 weeks against BPI BanKo Mobile App's every 3 months. PPHL also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BPI BanKo Mobile App ships an update every 3 months, PPHL every 5 weeks. The most recent releases landed on October 29, 2026 and October 18, 2026 respectively.
| Parameter | BPI BanKo Mobile App | PPHL |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (6 ratings) — better | — |
| Positive reviews | 23.6% of reviews | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 3 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 88 MB | 148 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of the Philippine Islands | Hayden Cassar |
In-app purchases
BPI BanKo Mobile App
No in-app purchases
PPHL
No in-app purchases
Questions
Is BPI BanKo Mobile App free?
Is PPHL free?
Do BPI BanKo Mobile App or PPHL have ads?
Which is updated more often, BPI BanKo Mobile App or PPHL?
Other comparisons
