Comparison

Merchantrade Secure vs uabpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Merchantrade Secure

Read full description

The app provides one-time password codes for two-step authorization. The Merchantrade Secure app provides one-time password codes for two-step authorization in MIRS. Two-step authorization is an additional level of protection for your account from malicious users. Even if your password is stolen, your account will not be accessible to a would-be hacker. Authorization is performed in two steps: first you use your regular password; second, you enter a one-time code that is generated via this application. Protect your data: install this app on your mobile phone and use it to create one-time authorization codes. The application can support several accounts at the same time, and the codes can be generated even without access to the network.

About

uabpay

This digital payment app simplifies everyday transactions for bank customers. Easily transfer funds, pay bills, shop online, and manage cards using just your smartphone.

Highlights
  • Fund Transfer
  • Cash-in/Cash-out
  • Bills Payment
  • Scan and Pay
  • Mobile Top-up
  • Online Shopping
  • Card Services
Features
Read full description

This application is brought to you by uab Bank for the purpose of making everyday lives of customers easier and more comfortable by the usage of digital payment ecosystem. With the advanced technology, uab Bank offers magnificent experience of using digital payment platform, a customer can easily pay/transfer/receive or shop anything just by having a smart phone. uabpay is available on any of the mobile devices and here are some of the features that a customer can use on this digital platform - Fund Transfer - Cash-in/Cash-out - Bills Payment - Scan and Pay - Mobile Top-up - Online Shopping - Card related services - Payment History

Screenshots

Merchantrade Secure4 screens
uabpay4 screens

Verdict

The call

The clearest difference is update cadence: uabpay at fortnightly against Merchantrade Secure's every 3 months. Merchantrade Secure's advantage is iOS requirement (7.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Merchantrade Secure ships an update every 3 months, uabpay fortnightly. Both last shipped on October 2, 2026.

Scorecard2 real differences · 8 level
Merchantrade Secure versus uabpay: the parameters behind the verdict, then further details
ParameterMerchantrade Secureuabpay
PriceFreeFree
Rating—3.7 (162 ratings) — better
Positive reviews—44.4% of reviews
Number of ratings—162 — better
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS7.0 — better15.0
Further details — not scored
Size32 MB127 MB
Age rating4+4+
DeveloperMERCHANTRADE ASIA SDN BHDUAB Bank Limited

In-app purchases

None

Merchantrade Secure

No in-app purchases

None

uabpay

No in-app purchases

Questions

Is Merchantrade Secure free?
Merchantrade Secure is free to download, with no in-app purchases.
Is uabpay free?
uabpay is free to download, with no in-app purchases.
Do Merchantrade Secure or uabpay have ads?
Neither Merchantrade Secure nor uabpay shows ads.
Which is updated more often, Merchantrade Secure or uabpay?
Merchantrade Secure ships an update every 3 months, and uabpay fortnightly. Most recently, Merchantrade Secure was updated on October 2, 2026 and uabpay on October 2, 2026.

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