Merchantrade Secure vs uabpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Merchantrade Secure
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The app provides one-time password codes for two-step authorization. The Merchantrade Secure app provides one-time password codes for two-step authorization in MIRS. Two-step authorization is an additional level of protection for your account from malicious users. Even if your password is stolen, your account will not be accessible to a would-be hacker. Authorization is performed in two steps: first you use your regular password; second, you enter a one-time code that is generated via this application. Protect your data: install this app on your mobile phone and use it to create one-time authorization codes. The application can support several accounts at the same time, and the codes can be generated even without access to the network.
uabpay
This digital payment app simplifies everyday financial tasks. It allows users to easily transfer funds, pay bills, shop online, and manage card services directly from their smartphone. Experience a convenient way to handle your finances with advanced technology.
- Fund Transfer
- Cash-in/Cash-out
- Bills Payment
- Scan and Pay
- Mobile Top-up
- Card related services
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This application is brought to you by uab Bank for the purpose of making everyday lives of customers easier and more comfortable by the usage of digital payment ecosystem. With the advanced technology, uab Bank offers magnificent experience of using digital payment platform, a customer can easily pay/transfer/receive or shop anything just by having a smart phone. uabpay is available on any of the mobile devices and here are some of the features that a customer can use on this digital platform - Fund Transfer - Cash-in/Cash-out - Bills Payment - Scan and Pay - Mobile Top-up - Online Shopping - Card related services - Payment History
Screenshots
Verdict
The clearest difference is update cadence: uabpay at fortnightly against Merchantrade Secure's every 3 months. Merchantrade Secure's advantage is iOS requirement (7.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Merchantrade Secure ships an update every 3 months, uabpay fortnightly. The most recent releases landed on October 26, 2026 and November 3, 2026 respectively.
| Parameter | Merchantrade Secure | uabpay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.7 (166 ratings) — better |
| Positive reviews | — | 45.9% of reviews |
| Number of ratings | — | 166 — better |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 7.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 32 MB | 122 MB |
| Age rating | 4+ | 4+ |
| Developer | MERCHANTRADE ASIA SDN BHD | UAB Bank Limited |
Bugs and requests
Merchantrade Secure
Not enough reviews yet to summarise bugs or requests.
uabpay
Reported bugs
8 issues- Biometric login system not working (versions 3.2.4, 3.2.0)
- Error 404 when resetting password
- App closes immediately on iPhone 6 Plus
- Blank page when entering profile management
- Transfers from UAB bank account to UAB pay take a lot of time and sometimes lost
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- Cannot type NRC No. when enabling mobile banking (version 2.1.0)
- Connection timeout while trying to login
- Facing bugs and errors monthly, even after updates
Requested features
4 requests- Add top-up features for prepaid cards
- Improve UAB mobile banking app
- Allow points to be changeable with rewards
- Add more wallets for wallet-to-wallet transfer
In-app purchases
Merchantrade Secure
No in-app purchases
uabpay
No in-app purchases
Questions
Is Merchantrade Secure free?
Is uabpay free?
Do Merchantrade Secure or uabpay have ads?
Which is updated more often, Merchantrade Secure or uabpay?
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