Comparison

SGPV Arias vs Payhawk

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SGPV Arias

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Solución de Gestión Punto de Venta – SGPV es la primera App del mercado especializada en la gestión del punto de venta que nos proporciona, en tiempo real, visibilidad y control de nuestros productos, de las promociones y de la competencia.

About

Payhawk

Manage your company's entire spending lifecycle seamlessly. Instantly issue cards with custom limits, automate expense reporting with real-time notifications, and integrate directly with your accounting software. Go paperless and gain full control over your business finances.

Highlights
  • Instant virtual and physical card issuance
  • Customizable spending limits per employee
  • Automated receipt and invoice matching
  • Real-time expense tracking and reporting
  • Direct accounting software integration
  • Paperless expense management
Features
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What is Payhawk? One place to manage your entire spending lifecycle in a digitally compliant way. Why Payhawk? A click of a button is better than a trip to a bank. Next Generation cards * Issue cards instantly - issue physical or virtual cards to employees with a click. * Set spending limits - decide how much every employee can spend and create limits by vendors, categories and time * Control cash withdrawals and online payments - enable or disable ATM cash withdrawals & online payments. * Design custom approval chain - empower employees to request funds through an approval process * Prevent card sharing - delete all pictures of your shared company card. * Issue team cards for employees spending from a shared budget - the right way to manage subscriptions, marketing budgets, or project-based spending * Business Debit cards - issued by Visa and accepted worldwide. Don’t deal with expense reports and receipts * Real-time notifications - snap photos of receipts and invoices after every card transaction. * Don’t chase invoices - employees are constantly reminded to submit payment proofs. * Automated inbox - digital invoices are automatically matched with card transactions. * Automated categorization - based on your own chart of accounts. * Let us take care of the pre-accounting - we use smart computer vision that reads 60+ languages making every expense ready for reconciliation * Reconcile in real-time - calculate your budget vs. actual reports in real time * Easily pay bills and reimbursements - Initiate SEPA and Faster Payments transfers with one click directly from the platform * Go paperless - invoices, receipts, and bank statements are all digital and kept for 10 years. * No more bank statements - transactions and expenses are matched with a breeze. * Accounting integrations - push reconciled expenses straight to your accounting system. Do you work with an external accounting team? No problem, you can easily invite them to our web portal or export them a monthly Excel report. Learn more and sign-up at https://payhawk.com Follow us on LinkedIn: https://www.linkedin.com/company/payhawk-com/

Screenshots

SGPV Arias4 screens
Payhawk4 screens

Verdict

The call

The clearest difference is update cadence: Payhawk at every 3 days against SGPV Arias's every 5 weeks. SGPV Arias's advantage is device support (3 vs 1) and iOS requirement (14 vs 16.4). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SGPV Arias ships an update every 5 weeks, Payhawk every 3 days. The most recent releases landed on October 20, 2026 and October 26, 2026 respectively.

Scorecard3 real differences · 7 level
SGPV Arias versus Payhawk: the parameters behind the verdict, then further details
ParameterSGPV AriasPayhawk
PriceFreeFree
Rating—4.5 (250 ratings) — better
Positive reviews—59.6% of reviews
Number of ratings—250 — better
Update frequencyEvery 5 weeksEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14 — better16.4
Further details — not scored
Size57 MB122 MB
Age rating4+4+
DeveloperFabian SanchezPayhawk OOD

In-app purchases

None

SGPV Arias

No in-app purchases

None

Payhawk

No in-app purchases

Questions

Is SGPV Arias free?
SGPV Arias is free to download, with no in-app purchases.
Is Payhawk free?
Payhawk is free to download, with no in-app purchases.
Do SGPV Arias or Payhawk have ads?
Neither SGPV Arias nor Payhawk shows ads.
Which is updated more often, SGPV Arias or Payhawk?
SGPV Arias ships an update every 5 weeks, and Payhawk every 3 days. Most recently, SGPV Arias was updated on October 20, 2026 and Payhawk on October 26, 2026.

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