Square Invoices vs Credo Flow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Square Invoices
Create and send professional invoices and estimates quickly. Accept various payment methods, send automatic reminders, and track payments in real-time. Manage your business finances efficiently on the go.
- Invoice and estimate maker
- Accept various payment methods
- Automatic payment reminders
- Real-time tracking and reporting
- Recurring invoices
- Customizable invoices
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Square Invoices is a must-have invoicing solution to run your business: invoice and estimate maker, and a secure, fast payment system. It is an essential invoicing solution that efficiently supports any type of business: ► Home & Repair: Contractors, Cleaning, Automotive, Landscaping ► Food & Drink: Catering, Bakery, Food Trucks, Wholesale Stores ► Professional Services: Web Designers, Photographers, Consultants, Accountants, Architects, Interior Designers, Advertising, Real Estate It has everything you need to run your business on the go: estimates, contacts, invoices, payments, automatic reminders and real-time tracking and reporting. It’s all in one app, and there are no monthly fees. Bill customers with a simple invoice app that also makes sending estimates or requesting deposits easy. Access Square Invoices on your iPhone, iPad or desktop. ► INVOICE AND ESTIMATE MAKER Send professional invoices and estimates in three simple steps: just enter your customer’s email, the amount, and hit send. Customise the look and easily attach photos, contracts, or receipts. ► ACCEPT ANY KIND OF PAYMENT Cut collection times from weeks to days by giving your customers more convenient ways to pay—no more stamps or envelopes. Customers can pay online or in person with any major debit or credit card, Apple Pay or Google Pay, cash, check or ACH Payment. ► REACH CUSTOMERS MORE EFFECTIVELY Send invoices wherever your customers prefer—email, URL, text / SMS, manually through any messaging app, or print out a hard copy. Customers can easily pay on their phone or computer from anywhere. ► AUTOMATIC REMINDERS AND TRACKING Stop chasing down payments with automatic payment reminders and transparent tracking that tells you the moment each invoice is viewed and paid. ► FLEXIBLE BILLING Get paid on your schedule by requesting a deposit or setting up recurring invoices for weekly or monthly billing. Customers can also authorize Square to securely save their payment cards on file to be charged automatically. Whether you are sending a quote to confirm your next freelance job, requesting a deposit for a custom order, or billing for your contractor hours, Square Invoices is the all-in-one app for your payment and workflow needs. Download and set up your account in just minutes.
Credo Flow
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Credo Flow is the all-in-one business management app for agencies, freelancers, and service providers. From messaging and client tracking to payments and growth goals, everything is built to streamline how you manage and scale your company. Key Features: • Client & Contact Management Organize your client base, track progress, and manage every relationship from first contact to paid invoice. • Smart Messaging Tools Send SMS messages directly from the app using templates, automations, and status updates. • Business Dashboard Visualize performance with beautiful charts showing revenue, lead status, bookings, and response rates. • Team Tracking Assign tasks, monitor agent activity, and track who’s handling what — great for SMMA teams and service crews. • Payments & Revenue Goals Set and track financial targets, see who’s paid and who’s due, and stay on top of your business cash flow. • Daily & Campaign Stats Track messages sent, replies, sales progress, and client engagement in one powerful view. • Modern UI with Dark Mode Work in style and comfort with a sleek interface that supports dark mode. Whether you run an SMMA, manage a freelance business, or lead a growing service brand — Credo Flow helps you stay focused, organised, and profitable. Download Credo Flow today and run your business like a pro.
Screenshots
Verdict
The clearest difference is in-app purchases: Credo Flow at none against Square Invoices's 1. Square Invoices's advantage is ratings volume (93K vs 1). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Square Invoices sells 1 in-app purchase, starting at $19.99 per month. Credo Flow asks for nothing beyond the download.
Credo Flow holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Square Invoices has 93K ratings behind it against 1, so its average is the more settled of the two.
| Parameter | Square Invoices | Credo Flow |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (93K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 54.5% of reviews | — |
| Number of ratings | 93K — better | 1 |
| Update frequency | Weekly | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.1 — better | 18.2 |
| Further details — not scored | ||
| Size | 722 MB | 10 MB |
| Age rating | 12+ | 4+ |
| Developer | Block, Inc. | OVIDIU-GABRIEL MURESAN |
Bugs and requests
Square Invoices
Reported bugs
3 issues- Invoices not updating correctly
- Issues with connecting card readers
- Problems with account deactivation and fund holds
Requested features
5 requests- Add ability to apply discounts on invoices
- Improve invoice editing capabilities
- Implement auto-save feature for estimates
- Provide option to send invoices via text message
- Add customer statement generation functionality
Credo Flow
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Square Invoices
- Invoices Plus1 Month trial$19.991 Month
Credo Flow
No in-app purchases






