Comparison

Equip vs Plenti

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Equip

Manage your superannuation fund easily from your mobile device. Track your account balance, review investment performance, and consolidate lost super. Plan for your retirement income and check your insurance coverage.

Highlights
  • View account balance
  • Update investments
  • Consolidate superannuation
  • Check retirement income
  • View insurance details
Features
Read full description

Quick. Easy. Secure. The new Equip app lets you manage your superannuation on the go. Download it today and take control of your future. Equip members can use the app to: View your account balance - check your latest contributions and see how you're tracking for retirement. Check and update your investments - see how your investment options are performing and choose the best mix for you. Consolidate your super - find your lost super, roll it in with Equip, and save money on unnecessary fees. Check your retirement income - see how much money you'll have for retirement and what that means in annual income. View your Insurance - Make sure you're covered for life's twists and turns. Togethr Trustees Pty Ltd ABN 64 006 964 049, AFSL 246383 (“Togethr”) is the trustee of the Equipsuper Superannuation Fund ABN 33 813 823 017 (“Equip” or “the Fund”).

About

Plenti

Invest in consumer loans and earn attractive returns with flexible terms. This platform makes investing simple, allowing you to start with as little as $10. Join thousands of investors and grow your money faster.

Highlights
  • Invest in personal, car, and green loans
  • $10 minimum investment
  • Flexible investment terms (1 month - 7 years)
  • Provision Fund protection
  • Automatic reinvestment options
  • Quick online registration (5 minutes)
Features
Read full description

Plenti investors make their money go further, faster through flexible investment options. Join over 20,000 investors already registered with Plenti. * Earn attractive returns investing in consumer loans * $10 minimum investment * Flexible investment terms When it comes to money, every decision counts. That’s why we’re on a mission to help everyone to make the right choices – about the choices that count. We’ve built a new world of lending that seeks to make investing faster and simpler for all. * Investing is as simple as 1,2,3* 1. Register for an account online in 5 minutes 2. Download the app and login to your account 3. Transfer in funds and start investing in loans WHY INVESTORS CHOOSE PLENTI *Attractive asset class* We give everyday Australians the opportunity to earn stable, attractive returns offered by investing in personal loans, car loans and green loans. Previously, only banks and institutions had access to the consumer credit asset class. *Provision Fund protection* The Provision Fund helps protect your returns. While it’s no guarantee, no investor has lost a cent of interest or principal as due.^ *Flexible investment options* Choose to invest in lending markets with indicative terms from 1 month – 7 years. As borrowers repay their loans, you’ll receive regular payments which you can choose to automatically reinvest. READY TO GET STARTED? Visit www.plenti.com.au/investing to find out more about investing with Plenti and register for an account. Signing up only takes five minutes. Or email us at contact@plenti.com.au if you have any questions about investing. IMPORTANT INFORMATION As with every investment, investing with Plenti is not without risk. Plenti RE Limited ABN 57 166 646 635 holds Australian financial services licence number 449176, Australian credit licence number 449176 and is a member of the Australian Financial Complaints Authority (AFCA). This information should not be taken as financial product advice and has been prepared as general information only without consideration for your particular investment objectives, financial circumstances or particular needs. You should read the Product Disclosure Statement on www.plenti.com.au/pds before making any decision about your investment choices. ^ The Provision Fund is not a guarantee and your capital is at risk.

Screenshots

Equip4 screens
Plenti4 screens

Verdict

The call

The clearest difference is update cadence: Plenti at every 3 weeks against Equip's every 5 months. Plenti also leads on review sentiment (13% vs 3%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Equip ships an update every 5 months, Plenti every 3 weeks. The most recent releases landed on August 22, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
Equip versus Plenti: the parameters behind the verdict, then further details
ParameterEquipPlenti
PriceFreeFree
Rating1.5 (2 ratings) — better—
Positive reviews2.6% of reviews13.0% of reviews — better
Number of ratings2 — better—
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS17 — better17.5
Further details — not scored
Size25 MB38 MB
Age rating4+17+
DeveloperTogethr Trustees Pty LtdPlenti Pty Limited

Customer experience

Equip

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews115 reviews
Positive2.6%
Neutral1.7%
Negative95.7%

Plenti

Written reviews46 reviews
Positive13.0%
Neutral4.3%
Negative82.6%

Bugs and requests

Equip

Reported bugs

15 issues
  • Login screen freezes with spinning loading circle
  • App logs user out randomly and requires full re-authentication
  • Face ID and PIN settings reset after each login
  • Two-factor authentication loop prevents successful login
  • App becomes unresponsive after a few days of use
Show 10 more
  • Site unavailable error message appears frequently
  • App fails to load user information and balance data
  • Spinning wheel of death on login screen
  • App crashes and requires reinstallation monthly
  • Login screen not properly centered on display
  • App freezes when navigating between pages
  • Excessive buffering with no completion
  • App requires reinstallation after each update
  • Zero balance display causing false security concerns
  • App incompatible with iOS versions below 15/16

Requested features

9 requests
  • Implement proper Face ID and PIN persistence
  • Add passkey and secure token authentication
  • Reduce session timeout from 30 seconds
  • Follow modern design principles and UX standards
  • Enable more functionality within app (reduce need to call)
Show 4 more
  • Implement auto-login after app updates
  • Add dark mode option
  • Improve navigation with fewer clicks to access information
  • Add proper error messaging and status indicators

Plenti

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Equip

No in-app purchases

None

Plenti

No in-app purchases

Questions

Is Equip free?
Equip is free to download, with no in-app purchases.
Is Plenti free?
Plenti is free to download, with no in-app purchases.
Do Equip or Plenti have ads?
Neither Equip nor Plenti shows ads.
Which is updated more often, Equip or Plenti?
Equip ships an update every 5 months, and Plenti every 3 weeks. Most recently, Equip was updated on August 22, 2026 and Plenti on September 24, 2026.

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