Comparison

Equip vs IOOF

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Equip

Manage your superannuation fund easily from your mobile device. Track your account balance, review investment performance, and consolidate lost super. Plan for your retirement income and check your insurance coverage.

Highlights
  • View account balance
  • Update investments
  • Consolidate superannuation
  • Check retirement income
  • View insurance details
Features
Read full description

Quick. Easy. Secure. The new Equip app lets you manage your superannuation on the go. Download it today and take control of your future. Equip members can use the app to: View your account balance - check your latest contributions and see how you're tracking for retirement. Check and update your investments - see how your investment options are performing and choose the best mix for you. Consolidate your super - find your lost super, roll it in with Equip, and save money on unnecessary fees. Check your retirement income - see how much money you'll have for retirement and what that means in annual income. View your Insurance - Make sure you're covered for life's twists and turns. Togethr Trustees Pty Ltd ABN 64 006 964 049, AFSL 246383 (“Togethr”) is the trustee of the Equipsuper Superannuation Fund ABN 33 813 823 017 (“Equip” or “the Fund”).

About

IOOF

Manage your Super or Pension accounts with secure 24/7 access. View balances, transactions, and performance. Make changes to investments, beneficiaries, and personal details. Download reports and forms easily.

Highlights
  • Secure 24/7 account access
  • View balance and transactions
  • Track investment performance
  • Update investments and beneficiaries
  • Download reports and forms
  • Find and combine super accounts
Features
Read full description

The IOOF app makes it easy to view your Super or Pension account while enjoying secure access 24/7, using a passcode, fingerprint or facial recognition.   With the IOOF app you can: • Check your balance, view your transactions and performance • Find and combine your super • Review and make changes to your investments, beneficiaries, personal details, communications preferences and more. • Download communications and generate numerous reports. • Download a choice of fund form to easily provide to your employer when you change jobs, or find out how to make additional after-tax contributions. • Visualise your balance over time with an interactive graph or access reports for your individual investments.   Please note, an active account is required to access the IOOF app.

Screenshots

Equip4 screens
IOOF4 screens

Verdict

The call

The clearest difference is update cadence: IOOF at every 2 months against Equip's every 5 months. IOOF also leads on review sentiment (12% vs 3%) and iOS requirement (15.0 vs 17). Equip's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Equip ships an update every 5 months, IOOF every 2 months. The most recent releases landed on August 22, 2026 and September 13, 2026 respectively.

Scorecard4 real differences · 6 level
Equip versus IOOF: the parameters behind the verdict, then further details
ParameterEquipIOOF
PriceFreeFree
Rating1.5 (2 ratings) — better—
Positive reviews2.6% of reviews11.5% of reviews — better
Number of ratings2 — better—
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS1715.0 — better
Further details — not scored
Size25 MB119 MB
Age rating4+4+
DeveloperTogethr Trustees Pty LtdInsignia Financial Ltd

Customer experience

Equip

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews115 reviews
Positive2.6%
Neutral1.7%
Negative95.7%

IOOF

Written reviews26 reviews
Positive11.5%
Neutral0.0%
Negative88.5%

Bugs and requests

Equip

Reported bugs

15 issues
  • Login screen freezes with spinning loading circle
  • App logs user out randomly and requires full re-authentication
  • Face ID and PIN settings reset after each login
  • Two-factor authentication loop prevents successful login
  • App becomes unresponsive after a few days of use
Show 10 more
  • Site unavailable error message appears frequently
  • App fails to load user information and balance data
  • Spinning wheel of death on login screen
  • App crashes and requires reinstallation monthly
  • Login screen not properly centered on display
  • App freezes when navigating between pages
  • Excessive buffering with no completion
  • App requires reinstallation after each update
  • Zero balance display causing false security concerns
  • App incompatible with iOS versions below 15/16

Requested features

9 requests
  • Implement proper Face ID and PIN persistence
  • Add passkey and secure token authentication
  • Reduce session timeout from 30 seconds
  • Follow modern design principles and UX standards
  • Enable more functionality within app (reduce need to call)
Show 4 more
  • Implement auto-login after app updates
  • Add dark mode option
  • Improve navigation with fewer clicks to access information
  • Add proper error messaging and status indicators

IOOF

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Equip

No in-app purchases

None

IOOF

No in-app purchases

Questions

Is Equip free?
Equip is free to download, with no in-app purchases.
Is IOOF free?
IOOF is free to download, with no in-app purchases.
Do Equip or IOOF have ads?
Neither Equip nor IOOF shows ads.
Which is updated more often, Equip or IOOF?
Equip ships an update every 5 months, and IOOF every 2 months. Most recently, Equip was updated on August 22, 2026 and IOOF on September 13, 2026.

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