Bread Savings vs ClaryBook

If you’ve opened a high-yield savings account or CD with the Bread Savings online bank, this app is for you. Start saving more towards your best life, even when you’re on the go. Ready to download the app? Please sign in with your online banking username and password. Want more information? Here’s everything you can do with this Bread Savings app: • Access your savings or CD accounts quickly and securely. Touch ID and PIN authentication allow sign-in using your fingerprint or personal passcode. • Monitor your activity. View your account balances and transactions, all in one place. • Make deposits with mobile check capture. Use your phone’s camera to snap a picture of your check – easy as can be! • Transfer funds effortlessly. Generate one-time or repeating automatic transfers to other linked bank accounts. • Have it your way. Customize your interface and add your own tags, images and notes to create a personalized banking experience. • Get your questions answered. Speak with Bread Savings Customer Care at the touch of a button. Hey, if you’ve got a Bread Financial branded credit card and you’re looking to make payments to your account, we’re sorry, this app isn’t for you. Instead, Bread Financial credit card customers can go to Account Center for everything related to your account

Bookkeeping as easy as a text message. ClaryBook is a full-featured bookkeeping app built for landlords, freelancers, and small business owners who want clean books without the complexity. Snap a receipt, type what you spent, or dictate it. ClaryBook handles the rest. SMART DATA ENTRY No accounting knowledge required. Just tell ClaryBook what happened: • Snap a receipt photo and ClaryBook fills in the vendor, amount, date, and category • Type a message like "Spent $50 at Home Depot for supplies" • Use voice input to dictate expenses hands-free • Ask Clary about your business and get answers from your own books EXPENSE & INCOME TRACKING • Auto-categorized expenses with receipt images stored as documentation • Income tracking with recurring templates and rent roll • Mileage logging with IRS-compliant logs at the current rate • Hours tracking toward the 500-hour material participation threshold • Proactive alerts for unusual expenses and missing receipts INVOICING & CLIENTS • Create and send professional invoices with line items and tax • Track invoice status: draft, sent, paid, overdue • Recurring invoices for repeat billing • Client management with contact details and invoice history • Credit notes for refunds and adjustments CONTRACTOR & 1099 TRACKING • Track payments to contractors throughout the year • Alerts when payments approach the IRS 1099 threshold ($600 for 2025 payments, $2,000 from 2026) • Generate 1099-NEC reports at tax time FULL DOUBLE-ENTRY ACCOUNTING • Chart of accounts with regional mappings (IRS Schedule E, Dutch RGS) • Automatic journal entries from every transaction • Opening balances, owner equity, and fiscal year closing • Asset depreciation schedules with monthly entries • Trial balance, income statement, and balance sheet BANK RECONCILIATION • Import bank CSV and auto-match transactions to receipts • See what's matched, what's missing, and take action DOCUMENT MANAGEMENT • Upload and organize contracts, licenses, and business documents • Automatic classification and search across titles, descriptions, and scanned text • Expiration tracking so nothing slips through TAX-READY REPORTS • Schedule E worksheet mapped to IRS lines • Property P&L by individual property • Mileage and hours logs • Complete tax package with every receipt, ready to hand to your CPA • Dutch BTW/VAT quarterly reports MULTI-PROPERTY & MULTI-BUSINESS • Track expenses and income per property or project • Switch between businesses in one tap • Per-property financial dashboards SECURITY & PRIVACY • Face ID and biometric authentication • AES-256 encryption at rest, TLS 1.3 in transit • Export or delete all your data at any time US & NETHERLANDS TAX SUPPORT Supports IRS Schedule E, 1099-NEC, and quarterly estimated taxes (US) as well as BTW/VAT reporting, RGS accounts, and KIA deductions (NL). PRICING Every new account gets 30 days of full access. After that you can subscribe in the app through your Apple Account. The plans and prices available to you are shown in the app before you buy. Cancel anytime in Settings > [your name] > Subscriptions. Terms of Use: https://www.clarybook.com/terms Privacy Policy: https://www.clarybook.com/privacy