iPaynow vs MCTPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iPaynow
This app offers a cross-border payment solution for various merchants, including e-commerce, travel, and retail. It simplifies international transactions and allows users to view transaction details, bills, and collections easily. The platform aims to facilitate seamless payments for both foreign merchants and Chinese users abroad.
- Cross-border payment solution
- Transaction details viewing
- Bill management
- Easy collection
- Support for various merchant types
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Make payment easier，Make business better. iPaynow provide cross-border payment solution for all kinds of merchants, such as: Offline Instore，offline ShoppingMall、Online Cross-border E-commerce、Online Games、 Airlines Company，Travel Agency and other merchant.We hope that it will make it easier for foreign merchants to check in through our aggregate payment technology，and we also hope that Chinese people can use our own payment system abroad. The APP supports viewing transaction details, bills, and collection. Transactions：Notice and detail of the transaction at a glance. Bills：Daily bills, monthly bills, financial worries. Easy collection：The user has no network status and can receive money freely.
MCTPay
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Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.
Screenshots
Verdict
The clearest difference is update cadence: MCTPay at every 10 days against iPaynow's every 2 months. iPaynow's advantage is iOS requirement (10.0 vs 17.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
iPaynow ships an update every 2 months, MCTPay every 10 days. The most recent releases landed on October 7, 2026 and October 3, 2026 respectively.
| Parameter | iPaynow | MCTPay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| Update frequency | Every 2 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 10.0 — better | 17.4 |
| Further details — not scored | ||
| Size | 12 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Beijing Zhongyitongchuang Technology Co., Ltd | MOBILE COMMUNITY TECH PTE LTD |
In-app purchases
iPaynow
No in-app purchases
MCTPay
No in-app purchases
