PNB ONE vs MFCentral Mutual Fund App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PNB ONE
Manage all your banking needs from a single platform. Transfer funds, view statements, invest, and manage cards securely. Offers a user-friendly interface with features like fingerprint login and bill payments.
- Interactive dashboard
- Account statement viewing
- Fund transfers (NEFT/IMPS/UPI)
- Term deposit and mutual fund investments
- Debit and credit card management
- Bill payments and recharges
- Cheque status inquiry and stop cheque
Read full descriptionHide full description
PNB ONE is an amalgamation of various banking processes being delivered through single platform. This is an all in one application which allows you to transfer funds, view account statement, invest in term deposits, manage debit card & credit card and many other exclusive services at your fingertips. Services Available / Features of PNB ONE a) Interactive Interface (i) Redesigned dashboard with more features available on the dashboard (ii) Access all the accounts on the dashboard itself. b) Accounts (i) All accounts will be displayed in illustrative manner. ( Savings, Deposits, Loan, Overdraft, Current) (ii) Detailed view of account statement (iii) Check Balances c) Transfer Funds: (i) Regular Transfers - “Self” (for own accounts), “Within” (for PNB accounts) & “Other” (for non-pnb accounts) will be there.NEFT/IMPS/UPI for Interbank fund transfers. (ii) Instant Transfers (without adding beneficiary) - IMPS using MMID and Quick Transfer without adding beneficiary. (iii) Indo- Nepal Remittance d) Invest funds (i) Open a term deposit account (ii) Mutual Funds (iii) Insurance e) Transactions (i) My transactions will display all the recent transactions (ii) My Favorite Payee will show list of recent payees (iii) Schedule a transaction (iv) Recurring transactions f) Safe and secure (i) Sign in much faster and simpler with your fingerprint (ii) 2 factor authentication (iii) Encryption g) Manage Debit Card (i) Apply for a new card (ii) Update limits of ATM withdrawal, POS/ Ecomm transaction (iii) Hotlist debit card h) Manage Credit Card (i) Link/De link Credit Card (ii) Auto Payment Registration (iii) Auto Payment De-Registration (iv) Change card limit (v) Statement on e-mail (vi) Damaged card replacement i) Unified Payment Interface (UPI) (i) Send/ Collect money through UPI (ii) Transaction History (iii) Complaint Management (iv) User Deregistration j) Scan & Pay (BHARAT QR): (i) Make Payment by scanning QR directly. (ii) Link your cards once and make the payment directly from the account. k) Pay Bills/Recharge: (i) Register your biller pertaining to Mutual find, Insurance, Telecom, Electricity, DTH, credit card etc. (ii) Pay bills directly to your registered biller. l) Languages: Available in English and Hindi m) Cheques (i) Inquire Cheque Status (ii) Stop Cheque (iii) Request for Cheque book (iv) View Cheque n) M-Passbook (i) View account statement of account (ii) Download account statement in PDF for offline purposes. o) Favourites p) Value Added Services (i) PAN/ Aadhar Registration (ii) E-mail ID Updation (iii) E statement registration (iv) E-statement de registration (v) MMID( used for IMPS) (vi) Last 10 SMS q) Complaint Service Management (i) Raise a complaint/ Service Request (ii) Track your request (iii) Request history
MFCentral Mutual Fund App
This app serves as India's first unified platform for managing all your mutual fund investments. It allows you to view your portfolio across all folios and initiate service requests for non-demat holdings. Access statements, track status, and manage your investments conveniently from one place.
- Unified portfolio view (SoA & Demat)
- Initiate service requests
- Track investment status
- Consolidated account statements
- Manage nominee details
- Update bank and tax information
Read full descriptionHide full description
Introducing India’s First All-in-one Investment Management Platform to Transform the Mutual Fund Industry MFCentral is the investor services hub conceived by CAMS & KFintech powering a new era of collaboration by providing convenience to transact across all folios of an investor with unparalleled user experience. MFCentral is introduced as a unified platform for all your Mutual Fund related needs. This is a Mutual Fund Industry initiative to minimize the need to visit multiple industry players to access your portfolio, statements, Service Requests and investments. KEY FEATURES MFCentral will cover all your Mutual Fund Folios having the same PAN/PEKRN and Registered Mobile Number. Portfolio coverage will be offered across all such Folios in Demat or Non-Demat forms. However, Service Requests are currently restricted to only your Non-Demat Holdings that are originated using MFU (Mutual Funds Utility). Managing your service requests can’t get any simpler! My Portfolio - Fund house wise & Asset class wise details (SoA & DEMAT holdings) Service Requests: Change of IDCW Option Change/Update Email Address Change Regsitered Mobile Number Consoldiation of Folios Correction of erroneous data captured in Folio Change of Banj Account Details Multiple Bank Mandate Registration Update Nominee Details Update Bank IFSC Change of Tax Status (Resident Indian / Non-Resident Indian) Transmission Request FATCA/CRS Declaration Status Modification from Minor to Major Update Form 15 G/H Details Track Status Unclaimed Payouts Consolidated Account Statements Your personal and investment data currently resides with the Registrar and Transfer Agents (RTA) and is absolutely safe with them. MFCentral is a collaborative effort that only populates the data as available in the RTA system. All such sensitive information is as secure as they were before MFCentral. A very limited log-in credentials related information is stored in MFCentral in a highly secured environment.
Screenshots
Verdict
The clearest difference is rating: PNB ONE at 3.6 against MFCentral Mutual Fund App's 2.4. PNB ONE also leads on update cadence (every 2 weeks vs every 29 months) and ratings volume (581 vs 9). MFCentral Mutual Fund App's advantage is review sentiment (31% vs 15%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PNB ONE holds the better App Store score, 3.6 against 2.4. That said, the two scores are not equally well evidenced: PNB ONE has 581 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 15% of PNB ONE's written reviews are positive against 31% of MFCentral Mutual Fund App's, so the app with the better star average is not the one people write more warmly about.
PNB ONE ships an update every 2 weeks, MFCentral Mutual Fund App every 29 months. Both last shipped on October 30, 2026.
| Parameter | PNB ONE | MFCentral Mutual Fund App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (581 ratings) — better | 2.4 (9 ratings) |
| Positive reviews | 14.9% of reviews | 31.1% of reviews — better |
| Number of ratings | 581 — better | 9 |
| Update frequency | Every 2 weeks — better | Every 29 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 387 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | Punjab National Bank | KFIN TECHNOLOGIES LIMITED |
Customer experience
PNB ONE
MFCentral Mutual Fund App
In-app purchases
PNB ONE
No in-app purchases
MFCentral Mutual Fund App
No in-app purchases
Questions
Is PNB ONE free?
Is MFCentral Mutual Fund App free?
Which has better reviews, PNB ONE or MFCentral Mutual Fund App?
Do PNB ONE or MFCentral Mutual Fund App have ads?
Which is updated more often, PNB ONE or MFCentral Mutual Fund App?
Other comparisons















