AFMA vs Wraqi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AFMA
Manage your insurance with this app. Track reimbursement files, submit claims, and contact agencies across Morocco. Access health insurance details, update your profile, and find helpful advice.
- Track insurance reimbursement files
- Submit and follow up on claims
- Find and contact AFMA agencies
- View health insurance beneficiaries
- Update personal contact information
- Access insurance advice articles and videos
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L'application mobile AFMA c’est votre assurance à portée de main. L’application vous permet de consulter et suivre vos dossiers de remboursement d’assurance en ligne, de poser vos questions et envoyer vos réclamations directement à AFMA, de trouver et contacter les agences AFMA partout au Maroc, à tout moment, où que vous soyez. Pour profiter pleinement de toutes les fonctionnalités de l’application mobile AFMA, il vous suffit de créer un compte avec votre n° de CIN et de choisir votre mot de passe. En vous authentifiant, vous accédez à votre Espace assurance qui vous donne l’accès à plusieurs services : #Assurance Santé : • Consultez les remboursements de vos dossiers maladie. • Consultez la liste de vos bénéficiaires. #Mes Réclamations : • Renseignez une nouvelle réclamation. • Suivez le traitement de vos réclamations. #Besoin d’aide ? • Contactez le service support sur notre Hotline H24. • Retrouvez les adresses et n° des agences AFMA partout au Maroc. # Mais aussi : • Mettez à jour vos coordonnées (adresse, Téléphone, e-mail), dans l’onglet « Profil ». • Retrouvez nos articles et vidéos conseils en assurance. NOTE : Si vous ne parvenez pas à vous connecter, nous vous invitons à nous contacter pour vérifier l’éligibilité de votre contrat, via l’application mobile, par téléphone au 08 02 00 22 23 ou en ligne sur la rubrique réclamation de notre site web : https://afma.ma/reclamation
Wraqi
This app streamlines document signing for individuals, reducing manual paperwork and enhancing daily convenience. It offers remote e-signature services secured by biometric or 3D secure authentication, with instantly verifiable documents.
- Simplified document signature
- Eliminates manual tasks
- Remote e-signature services
- Biometric/3D secure authentication
- QR code document verification
- Full transaction traceability
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A single platform that simplifies document signature for citizens and helps eliminate manual tasks and increases convenience in their daily paperwork. In addition to that, Wraqi platform provides full traceability of their transactions. Citizens can benefit from our e-signature services remotely. Their transactions are secured by biometric or 3D secure authentications. Documents provided by Wraqi platform are instantly verified using the QR code, and by a unique reference.
Screenshots
Verdict
The clearest difference is rating: AFMA at 4.6 against Wraqi's 4.0. AFMA also leads on ratings volume (668 vs 12). Wraqi's advantage is update cadence (every 2 weeks vs every 2 months) and iOS requirement (13.0 vs 15.1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AFMA holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: AFMA has 668 ratings behind it against 12, so its average is the more settled of the two. Written reviews complicate that: 30% of AFMA's written reviews are positive against 33% of Wraqi's, so the app with the better star average is not the one people write more warmly about.
AFMA ships an update every 2 months, Wraqi every 2 weeks. The most recent releases landed on September 29, 2026 and July 26, 2026 respectively.
| Parameter | AFMA | Wraqi |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (668 ratings) — better | 4.0 (12 ratings) |
| Positive reviews | 30.0% of reviews | 33.3% of reviews — better |
| Number of ratings | 668 — better | 12 |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 81 MB | 33 MB |
| Age rating | 17+ | 4+ |
| Developer | AFMA | LA MAROCAINE ELECTRONIQUE DES E-SERVICES |
Customer experience
AFMA
Wraqi
In-app purchases
AFMA
No in-app purchases
Wraqi
No in-app purchases








