Comparison

AFMA vs Wraqi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AFMA

Manage your insurance with this app. Track reimbursement files, submit claims, and contact agencies across Morocco. Access health insurance details, update your profile, and find helpful advice.

Highlights
  • Track insurance reimbursement files
  • Submit and follow up on claims
  • Find and contact AFMA agencies
  • View health insurance beneficiaries
  • Update personal contact information
  • Access insurance advice articles and videos
Features
Read full description

L'application mobile AFMA c’est votre assurance à portée de main. L’application vous permet de consulter et suivre vos dossiers de remboursement d’assurance en ligne, de poser vos questions et envoyer vos réclamations directement à AFMA, de trouver et contacter les agences AFMA partout au Maroc, à tout moment, où que vous soyez. Pour profiter pleinement de toutes les fonctionnalités de l’application mobile AFMA, il vous suffit de créer un compte avec votre n° de CIN et de choisir votre mot de passe. En vous authentifiant, vous accédez à votre Espace assurance qui vous donne l’accès à plusieurs services : #Assurance Santé : • Consultez les remboursements de vos dossiers maladie. • Consultez la liste de vos bénéficiaires. #Mes Réclamations : • Renseignez une nouvelle réclamation. • Suivez le traitement de vos réclamations. #Besoin d’aide ? • Contactez le service support sur notre Hotline H24. • Retrouvez les adresses et n° des agences AFMA partout au Maroc. # Mais aussi : • Mettez à jour vos coordonnées (adresse, Téléphone, e-mail), dans l’onglet « Profil ». • Retrouvez nos articles et vidéos conseils en assurance. NOTE : Si vous ne parvenez pas à vous connecter, nous vous invitons à nous contacter pour vérifier l’éligibilité de votre contrat, via l’application mobile, par téléphone au 08 02 00 22 23 ou en ligne sur la rubrique réclamation de notre site web : https://afma.ma/reclamation

About

Wraqi

This app streamlines document signing for individuals, reducing manual paperwork and enhancing daily convenience. It offers remote e-signature services secured by biometric or 3D secure authentication, with instantly verifiable documents.

Highlights
  • Simplified document signature
  • Eliminates manual tasks
  • Remote e-signature services
  • Biometric/3D secure authentication
  • QR code document verification
  • Full transaction traceability
Features
Read full description

A single platform that simplifies document signature for citizens and helps eliminate manual tasks and increases convenience in their daily paperwork. In addition to that, Wraqi platform provides full traceability of their transactions. Citizens can benefit from our e-signature services remotely. Their transactions are secured by biometric or 3D secure authentications. Documents provided by Wraqi platform are instantly verified using the QR code, and by a unique reference.

Screenshots

AFMA4 screens
Wraqi4 screens

Verdict

The call

The clearest difference is rating: AFMA at 4.6 against Wraqi's 4.0. AFMA also leads on ratings volume (668 vs 12). Wraqi's advantage is update cadence (every 2 weeks vs every 2 months) and iOS requirement (13.0 vs 15.1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AFMA holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: AFMA has 668 ratings behind it against 12, so its average is the more settled of the two. Written reviews complicate that: 30% of AFMA's written reviews are positive against 33% of Wraqi's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

AFMA ships an update every 2 months, Wraqi every 2 weeks. The most recent releases landed on September 29, 2026 and July 26, 2026 respectively.

Scorecard4 real differences · 6 level
AFMA versus Wraqi: the parameters behind the verdict, then further details
ParameterAFMAWraqi
PriceFreeFree
Rating4.6 (668 ratings) — better4.0 (12 ratings)
Positive reviews30.0% of reviews33.3% of reviews — better
Number of ratings668 — better12
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size81 MB33 MB
Age rating17+4+
DeveloperAFMALA MAROCAINE ELECTRONIQUE DES E-SERVICES

Customer experience

AFMA

All ratings484 ratings
Positive87.8%
Neutral4.3%
Negative7.9%
Written reviews10 reviews
Positive30.0%
Neutral10.0%
Negative60.0%

Wraqi

All ratings12 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

AFMA

No in-app purchases

None

Wraqi

No in-app purchases

Questions

Is AFMA free?
AFMA is free to download, with no in-app purchases.
Is Wraqi free?
Wraqi is free to download, with no in-app purchases.
Which has better reviews, AFMA or Wraqi?
AFMA is rated higher. AFMA averages 4.6 out of 5 from 668 ratings, while Wraqi averages 4.0 from 12 ratings.
Do AFMA or Wraqi have ads?
Neither AFMA nor Wraqi shows ads.
Which is updated more often, AFMA or Wraqi?
AFMA ships an update every 2 months, and Wraqi every 2 weeks. Most recently, AFMA was updated on September 29, 2026 and Wraqi on July 26, 2026.

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