Comparison

Ma CNSS vs AFMA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ma CNSS

This application allows users to estimate their pension rights and amounts through a simulation tool. It offers enhanced security with biometric login options and simplified access through saved credentials. The app also provides optimized management of beneficiaries and automatic masking of sensitive data.

Highlights
  • Pension simulation
  • Biometric login (Face ID, fingerprint)
  • Simplified login with saved credentials
  • Beneficiary management
  • Automatic sensitive data masking
  • Performance and security improvements
Features
Read full description

Nous faisons évoluer régulièrement l’application MaCnss pour mieux répondre à vos besoins. Cette mise à jour apporte des améliorations de performance, de sécurité et de nouvelles fonctionnalités : • Simulation de pension pour estimer vos droits et montants. • Connexion simplifiée avec l’option « Se souvenir de mes identifiants ». • Connexion biométrique (Face ID, empreinte digitale). • Gestion optimisée des ayants droit. • Masquage automatique des données sensibles.

About

AFMA

Manage your insurance with this app. Track reimbursement files, submit claims, and contact agencies across Morocco. Access health insurance details, update your profile, and find helpful advice.

Highlights
  • Track insurance reimbursement files
  • Submit and follow up on claims
  • Find and contact AFMA agencies
  • View health insurance beneficiaries
  • Update personal contact information
  • Access insurance advice articles and videos
Features
Read full description

L'application mobile AFMA c’est votre assurance à portée de main. L’application vous permet de consulter et suivre vos dossiers de remboursement d’assurance en ligne, de poser vos questions et envoyer vos réclamations directement à AFMA, de trouver et contacter les agences AFMA partout au Maroc, à tout moment, où que vous soyez. Pour profiter pleinement de toutes les fonctionnalités de l’application mobile AFMA, il vous suffit de créer un compte avec votre n° de CIN et de choisir votre mot de passe. En vous authentifiant, vous accédez à votre Espace assurance qui vous donne l’accès à plusieurs services : #Assurance Santé : • Consultez les remboursements de vos dossiers maladie. • Consultez la liste de vos bénéficiaires. #Mes Réclamations : • Renseignez une nouvelle réclamation. • Suivez le traitement de vos réclamations. #Besoin d’aide ? • Contactez le service support sur notre Hotline H24. • Retrouvez les adresses et n° des agences AFMA partout au Maroc. # Mais aussi : • Mettez à jour vos coordonnées (adresse, Téléphone, e-mail), dans l’onglet « Profil ». • Retrouvez nos articles et vidéos conseils en assurance. NOTE : Si vous ne parvenez pas à vous connecter, nous vous invitons à nous contacter pour vérifier l’éligibilité de votre contrat, via l’application mobile, par téléphone au 08 02 00 22 23 ou en ligne sur la rubrique réclamation de notre site web : https://afma.ma/reclamation

Screenshots

Ma CNSS4 screens
AFMA4 screens

Verdict

The call

The clearest difference is rating: AFMA at 4.6 against Ma CNSS's 2.0. AFMA also leads on review sentiment (30% vs 11%) and update cadence (every 2 months vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AFMA holds the better App Store score, 4.6 against 2.0. Both are backed by a comparable volume of ratings — 757 and 668 respectively. Written reviews point the same way: 11% of Ma CNSS's written reviews are positive against 30% of AFMA's.

UpkeepUpdate frequency

Ma CNSS ships an update every 4 months, AFMA every 2 months. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 7 level
Ma CNSS versus AFMA: the parameters behind the verdict, then further details
ParameterMa CNSSAFMA
PriceFreeFree
Rating2.0 (757 ratings)4.6 (668 ratings) — better
Positive reviews10.8% of reviews30.0% of reviews — better
Number of ratings757 — better668
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size40 MB81 MB
Age rating4+17+
DeveloperCAISSE NATIONALE DE SECURITE SOCIALE (MA)AFMA

Customer experience

Ma CNSS

All ratings757 ratings
Positive23.1%
Neutral2.4%
Negative74.5%
Written reviews186 reviews
Positive10.8%
Neutral4.3%
Negative84.9%

AFMA

All ratings484 ratings
Positive87.8%
Neutral4.3%
Negative7.9%
Written reviews10 reviews
Positive30.0%
Neutral10.0%
Negative60.0%

Bugs and requests

Ma CNSS

Reported bugs

3 issues
  • Constant login issues
  • App crashes frequently
  • Compatibility problems with latest devices

Requested features

3 requests
  • Restore old login method
  • Provide alternative authentication options
  • Improve accessibility for all users

AFMA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Ma CNSS

No in-app purchases

None

AFMA

No in-app purchases

Questions

Is Ma CNSS free?
Ma CNSS is free to download, with no in-app purchases.
Is AFMA free?
AFMA is free to download, with no in-app purchases.
Which has better reviews, Ma CNSS or AFMA?
AFMA is rated higher. Ma CNSS averages 2.0 out of 5 from 757 ratings, while AFMA averages 4.6 from 668 ratings.
Do Ma CNSS or AFMA have ads?
Neither Ma CNSS nor AFMA shows ads.
Which is updated more often, Ma CNSS or AFMA?
Ma CNSS ships an update every 4 months, and AFMA every 2 months. Most recently, Ma CNSS was updated on September 22, 2026 and AFMA on September 24, 2026.

Other comparisons