AFMA vs win by inwi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AFMA
Manage your insurance with this app. Track reimbursement files, submit claims, and contact agencies across Morocco. Access health insurance details, update your profile, and find helpful advice.
- Track insurance reimbursement files
- Submit and follow up on claims
- Find and contact AFMA agencies
- View health insurance beneficiaries
- Update personal contact information
- Access insurance advice articles and videos
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L'application mobile AFMA c’est votre assurance à portée de main. L’application vous permet de consulter et suivre vos dossiers de remboursement d’assurance en ligne, de poser vos questions et envoyer vos réclamations directement à AFMA, de trouver et contacter les agences AFMA partout au Maroc, à tout moment, où que vous soyez. Pour profiter pleinement de toutes les fonctionnalités de l’application mobile AFMA, il vous suffit de créer un compte avec votre n° de CIN et de choisir votre mot de passe. En vous authentifiant, vous accédez à votre Espace assurance qui vous donne l’accès à plusieurs services : #Assurance Santé : • Consultez les remboursements de vos dossiers maladie. • Consultez la liste de vos bénéficiaires. #Mes Réclamations : • Renseignez une nouvelle réclamation. • Suivez le traitement de vos réclamations. #Besoin d’aide ? • Contactez le service support sur notre Hotline H24. • Retrouvez les adresses et n° des agences AFMA partout au Maroc. # Mais aussi : • Mettez à jour vos coordonnées (adresse, Téléphone, e-mail), dans l’onglet « Profil ». • Retrouvez nos articles et vidéos conseils en assurance. NOTE : Si vous ne parvenez pas à vous connecter, nous vous invitons à nous contacter pour vérifier l’éligibilité de votre contrat, via l’application mobile, par téléphone au 08 02 00 22 23 ou en ligne sur la rubrique réclamation de notre site web : https://afma.ma/reclamation
win by inwi
This app offers a fully digital mobile plan with customizable internet and call allowances starting at an affordable monthly price. Users can easily manage, modify, and even pause their plan online, with flexible options to add data or minutes anytime. It provides a completely online experience for subscription, payment, and plan management.
- 100% digital mobile plan
- Customizable internet and call volume
- Stop, resume, and modify plan anytime
- Add data and minutes at any time
- Free home delivery of SIM card
- Keep or choose a new phone number
- Online subscription, payment, and management
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Win by inwi is the 100% digital mobile plan from inwi that offers you the max of 4G internet starting from 49Dh/month through a 100% online experience. You customize your mobile plan by choosing the volume of internet and calls you want. You can stop & resume and modify your win plan whenever you want! The win mobile plan is: - The max of generosity: take advantage of the maximum of internet at the best prices - No commissioning fees: you don't pay the line opening fees - Maximum Flexibility: customize your plan when you subscribe and change it every month if you need by choosing the volume of internet and calls. You can also add Gb and / or hours at any time regardless of the plan you chose at the start of the month, it's up to you! - Non-binding in every sense of the word: start, stop and resume your plan when you want - Free home delivery: order online and receive your SIM card at home, or use any inwi SIM card - Phone number : You can either keep your current phone number or choose a new one With win, everything is done online on the win.ma website or the win by inwi mobile application (subscription, payment, modification, management of your 100% online plan) o You subscribe: you customize your offer, choose your number, create your account online on win.ma or on the win by inwi mobile app, choose your delivery address and pay o You monitor your data and calls consumption o You pay your mobile plan and buy your passes with your bank card, on your bank's website or mobile app or using inwi money, inwi's electronic wallet o You modify your plan o You have access to the FAQ and winbot 24/7 and as a customer you can chat with our advisers 7/7 from 8h to 22h - no need for calls to customer service, everything is online! You can also contact us in a private message on social networks
Screenshots
Verdict
The clearest difference is rating: AFMA at 4.6 against win by inwi's 4.0. AFMA also leads on monetization model (free vs free with in-app purchases). win by inwi's advantage is review sentiment (45% vs 30%) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AFMA holds the better App Store score, 4.6 against 4.0. Both are backed by a comparable volume of ratings — 668 and 1.1K respectively. Written reviews complicate that: 30% of AFMA's written reviews are positive against 45% of win by inwi's, so the app with the better star average is not the one people write more warmly about.
AFMA ships an update every 2 months, win by inwi every 3 weeks. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.
| Parameter | AFMA | win by inwi |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (668 ratings) — better | 4.0 (1.1K ratings) |
| Positive reviews | 30.0% of reviews | 44.7% of reviews — better |
| Number of ratings | 668 | 1.1K — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 81 MB | 100 MB |
| Age rating | 17+ | 17+ |
| Developer | AFMA | inwi |
Customer experience
AFMA
win by inwi
Bugs and requests
AFMA
Not enough reviews yet to summarise bugs or requests.
win by inwi
Reported bugs
4 issues- App keeps logging out
- Errors when trying to access features
- Blank pages and loading issues
- Incompatibility with newer devices
Requested features
4 requests- Add eSIM and Apple Pay support
- Improve payment processing and stability
- Provide a call center or WhatsApp support
- Fix bugs and improve app performance
In-app purchases
AFMA
No in-app purchases
win by inwi
No in-app purchases
