Comparison

Broxel vs Plata

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Broxel

Manage your finances with borderless solutions for the Mexican community in the US and Mexico. Open an account, get a global card, send remittances, and access banking products like savings and credit lines.

Highlights
  • Borderless financial solutions
  • Global card for in-store and online use
  • Send remittances to Mexico
  • Direct deposit setup
  • Mexican peso account
  • Virtual Vault with 10% annual return
  • Virtual credit line up to $70,000 MXN
Features
Read full description

Borderless financial solutions designed for the Mexican community in the United States and Mexico. Open your account in minutes from your mobile and take control of your money. Broxel card Get a card that you can use in-stores and online around the world. Remittances Send money to your loved ones in Mexico. Transaction securely between Broxel cards from Mexico and the United States. Direct Deposit Set up direct deposit and get paid directly on your card. No more checks. Do everything from your App Send and receive money in Mexico and USA, get paid with a payment link, make top-ups, pay your bills, and much more. Broxel Account in pesos Get a Mexican-issued card in pesos and access a wide range of products such as: Virtual Vault: Earn an impressive 10% annual return. Virtual Credit Line: Apply for a credit line and get up to $70,000 MXN to use for your daily needs or to cover unexpected expenses. And more! Download the App and log in with the username and password you created in your registration.

About

Plata

This financial app offers a credit card with real cashback rewards that can be used for payments or cash withdrawals. It provides extended payment deadlines, a user-friendly interface for managing your account, and fast, personalized card delivery. Additionally, it features an investment service to help grow your money.

Highlights
  • Real cashback rewards
  • Extended payment deadlines
  • Digital card for secure online shopping
  • Fast and personalized card delivery
  • Easy-to-use app interface
  • Investment services with AI guidance
Features
Read full description

Plata helps you manage your finances simply, securely, and all in one place. From the app, you can access the products and services available in your country, review your transactions, and stay in control of your money. Plata is a digital finance, designed around people. We offer real benefits and value your time, so we eliminate waiting and branch visits. Plata is always with you, with 24/7 support available wherever you are. Apply for your cards and choose where, when, and at what time you want to receive them. Mexico In Mexico, enjoy Banco Plata products and manage your finances directly from the app. Plata Crédito Shop with your physical or digital card and manage your credit directly from the Plata app. Review your transactions, payments, and all your card information in one place. You have up to 60 days to make your payment without late payment fees or penalties, subject to the applicable terms of your card. Plus, earn up to 15% cashback in the categories you choose. Use it to make payments, shop, or access your funds, subject to the applicable terms. Plata Cuenta The only debit card with up to 15% returns on your savings and up to 15% cashback in the categories you choose. Grow your money with Inversiones Access investment options from your phone. Invest in available stocks, ETFs, and investment funds, and use tools and information to help you make decisions about your money. Investment services are offered by Asesor en Inversiones Plata, S.A.P.I. de C.V., an entity regulated by Mexico’s National Banking and Securities Commission (CNBV), registration number 30165. See applicable interest rates, CAT, fees, and Terms and Conditions at bancoplata.mx. Support: help@bancoplata.mx | +52 55 9777 9000 Banco Plata, S.A., Institución de Banca Múltiple, Mariano Escobedo 476, Piso 1, Col. Anzures, Alc. Miguel Hidalgo, CDMX, C.P. 11590 Colombia In Colombia, Plata Pay lets you access and manage your financial products directly from your phone. Plata Cuenta Review your transactions and account activity through a simple, easy-to-use experience. Earn returns and cashback in the categories you choose. Manage your money with ease With Plata Bolsillos and Plata CDT, organize your money by separating it for different goals or needs and earn returns. Financial products and services in Colombia are offered by Plata. S.A. Compañía de Financiamiento, an entity supervised by the Superintendencia Financiera de Colombia. See applicable rates, fees, Terms and Conditions, and other information at plata.co. Support: ayuda@plata.co | 01 8000 160 555 Plata. S.A. Compañía de Financiamiento, NIT 901.983.739-1, Carrera 11B No. 99-25, Piso 4, Bogotá D.C., Colombia Join Plata!

Screenshots

Broxel4 screens
Plata4 screens

Verdict

The call

The clearest difference is review sentiment: Plata at 94% against Broxel's 35%. Plata also leads on rating (4.9 vs 4.4) and monetization model (free vs free with in-app purchases). Broxel's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Plata holds the better App Store score, 4.9 against 4.4. That said, the two scores are not equally well evidenced: Plata has 7.5K ratings behind it against 1.2K, so its average is the more settled of the two. Written reviews point the same way: 35% of Broxel's written reviews are positive against 94% of Plata's.

UpkeepUpdate frequency

Broxel ships an update every 4 weeks, Plata fortnightly. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.

Scorecard5 real differences · 5 level
Broxel versus Plata: the parameters behind the verdict, then further details
ParameterBroxelPlata
PriceFreeFree
Rating4.4 (1.2K ratings)4.9 (7.5K ratings) — better
Positive reviews34.6% of reviews94.0% of reviews — better
Number of ratings1.2K7.5K — better
Update frequencyEvery 4 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size161 MB464 MB
Age rating12+4+
DeveloperServicios Broxel, S.A.P.I. de C.V.Banco Plata, S.A., Institucion de Banca Multiple

Customer experience

Broxel

All ratings1,187 ratings
Positive85.0%
Neutral2.8%
Negative12.2%
Written reviews107 reviews
Positive34.6%
Neutral10.3%
Negative55.1%

Plata

All ratings7,331 ratings
Positive97.0%
Neutral1.8%
Negative1.3%
Written reviews1,083 reviews
Positive94.0%
Neutral2.1%
Negative3.9%

User reviews

Broxel

From 1.2K App Store ratings

What we love

  • 🚀 Quick and easy to use
  • 💡 Unique services that match user needs
  • 🚀 Instant money transfers to Mexico
  • 👍 Competitive exchange rates and commissions
  • 👍 Secure and friendly to enroll

Room to improve

  • 🐛 Frequent maintenance issues and app unavailability
  • 🔍 Poor customer support and communication
  • 🐛 Login and account access problems
  • 💰 High fees and commissions
  • 🔒 Concerns about security and trustworthiness

Plata

From 7.5K App Store ratings

What we love

  • 👍 Smooth, easy to use
  • 🚀 Efficient and fast
  • 💳 Excellent credit card features
  • 💳 Innovative credit card
  • 💳 Great cash back and rewards

Room to improve

  • 💳 Insufficient credit limit
  • 💳 Confusing fees and charges
  • 🐛 Occasional technical issues
  • 🔒 Security concerns

Bugs and requests

Broxel

Reported bugs

3 issues
  • Login issues with verification codes not arriving
  • App freezing and crashing
  • Accounts being blocked or disabled without explanation

Requested features

2 requests
  • Deposit check functionality in the app
  • Ability to withdraw cash in Mexico

Plata

Reported bugs

2 issues
  • Login screen freezes
  • Compatibility issues with older devices

Requested features

3 requests
  • Increase credit limit options
  • Provide more transparency on fees
  • Improve mobile app stability

In-app purchases

None

Broxel

No in-app purchases

None

Plata

No in-app purchases

Questions

Is Broxel free?
Broxel is free to download, with no in-app purchases.
Is Plata free?
Plata is free to download, with no in-app purchases.
Which has better reviews, Broxel or Plata?
Plata is rated higher. Broxel averages 4.4 out of 5 from 1.2K ratings, while Plata averages 4.9 from 7.5K ratings.
Do Broxel or Plata have ads?
Neither Broxel nor Plata shows ads.
Which is updated more often, Broxel or Plata?
Broxel ships an update every 4 weeks, and Plata fortnightly. Most recently, Broxel was updated on November 6, 2026 and Plata on November 8, 2026.

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