Comparison

GM Financial vs Sheffield Financial

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GM Financial

Manage your GMF account conveniently and securely on the go. Make payments, view your payment history, and update your information for your Chevrolet, Buick, GMC, or Cadillac vehicle. Access your account 24/7 from anywhere.

Highlights
  • Make payments
  • Set up auto pay
  • View payment history
  • Manage multiple accounts
  • 24/7 account access
Features
Currently charting
Read full description

The GM Financial mobile app gives you convenient and secure access to your GMF account anytime, anywhere. Wherever your journey takes you, you have the tools you need to make payments, update information and keep your Chevrolet, Buick, GMC or Cadillac vehicle account on track. This app lets you: • Make a payment or set up auto pay • See your payment history • Manage multiple accounts • Conveniently access your account 24/7 This app may request access to: • Read phone status and identify • Have full network access • Prevent phone from sleeping • Receive data from Internet • Control vibration • View network connections • View Wi-Fi connections You can disable access for these permissions in Settings. Updates to this app may automatically add additional capabilities. This app does not support rooted devices. If you need help with GM Financial mobile, please message our Customer Experience team in the app, or through MyAccount on the web at GMFinancial.com/MyAccount. You can also message us through Facebook at Facebook.com/GMFinancial.

About

Sheffield Financial

Easily manage your Sheffield Financial account from your mobile device. View balances, access billing statements, and make secure payments. Schedule one-time or recurring payments using your debit card or banking information.

Highlights
  • View account balances
  • Access billing statements
  • Make one-time payments
  • Schedule recurring payments
  • Secure mobile management
Read full description

With the Sheffield Financial App, it is easier than ever to manage your account on the go. View account balances, billing statements, make one-time payments with your debit card, schedule recurring payments with your banking information and more! Our app is secure and is designed to make managing your account a breeze! GETTING STARTED If you have existing credentials from our customer website, you can use those same credentials to log into the app. Otherwise, create your user profile by selecting Sign Up once you have completed the download.

Screenshots

GM Financial4 screens
Sheffield Financial3 screens

Verdict

The call

The clearest difference is rating: GM Financial at 4.8 against Sheffield Financial's 1.4. GM Financial also leads on review sentiment (27% vs 2%) and update cadence (every 4 weeks vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GM Financial holds the better App Store score, 4.8 against 1.4. That said, the two scores are not equally well evidenced: GM Financial has 51K ratings behind it against 332, so its average is the more settled of the two. Written reviews point the same way: 27% of GM Financial's written reviews are positive against 2% of Sheffield Financial's.

UpkeepUpdate frequency

GM Financial ships an update every 4 weeks, Sheffield Financial every 5 months. The most recent releases landed on September 24, 2026 and September 20, 2026 respectively.

Scorecard5 real differences · 6 level
GM Financial versus Sheffield Financial: the parameters behind the verdict, then further details
ParameterGM FinancialSheffield Financial
PriceFreeFree
Rating4.8 (51K ratings) — better1.4 (332 ratings)
Positive reviews27.5% of reviews — better1.7% of reviews
Number of ratings51K — better332
Update frequencyEvery 4 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#210 — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.2 — better13.0
Further details — not scored
Size118 MB4 MB
Age rating4+17+
DeveloperGM FinancialSheffield Financial

Customer experience

GM Financial

All ratings51,319 ratings
Positive96.1%
Neutral1.2%
Negative2.7%
Written reviews171 reviews
Positive27.5%
Neutral13.5%
Negative59.1%

Sheffield Financial

All ratings332 ratings
Positive8.1%
Neutral1.8%
Negative90.1%
Written reviews172 reviews
Positive1.7%
Neutral1.2%
Negative97.1%

User reviews

GM Financial

From 51K App Store ratings

What we love

  • 👍 Easy to use app for making payments
  • 💡 Ability to view payment history and account details
  • 🚀 Convenient payment scheduling options
  • 🤝 Helpful and understanding customer support

Room to improve

  • 🐛 Recurring login issues and password reset problems
  • 🔍 Lack of transparency around payment application and payoff amounts
  • 🤖 Unhelpful or unresponsive automated support
  • 🕰️ Slow app performance and frequent crashes

Sheffield Financial

From 332 App Store ratings

What we love

  • 💡 Allows Face ID/fingerprint login

Room to improve

  • 🐛 Frequent login issues
  • 🐛 Inaccurate balance information
  • 👎 Difficult to make payments
  • 👎 Lack of user-friendly features
  • 🔒 Security concerns with password reset process

Bugs and requests

GM Financial

Reported bugs

3 issues
  • App not recognizing valid bank account information
  • Incorrect payment processing status displayed
  • Persistent notification bugs that can't be cleared

Requested features

3 requests
  • Add option to pay extra towards principal
  • Improve payment scheduling flexibility
  • Display current balance and remaining payments

Sheffield Financial

Reported bugs

4 issues
  • Constant password reset requirement
  • Login credentials not recognized
  • App crashing or not loading
  • Outdated app version warnings

Requested features

4 requests
  • Ability to save payment information
  • Improved payment history tracking
  • Automatic payment scheduling option
  • Streamlined login process

In-app purchases

None

GM Financial

No in-app purchases

None

Sheffield Financial

No in-app purchases

Questions

Is GM Financial free?
GM Financial is free to download, with no in-app purchases.
Is Sheffield Financial free?
Sheffield Financial is free to download, with no in-app purchases.
Which has better reviews, GM Financial or Sheffield Financial?
GM Financial is rated higher. GM Financial averages 4.8 out of 5 from 51K ratings, while Sheffield Financial averages 1.4 from 332 ratings.
Do GM Financial or Sheffield Financial have ads?
Neither GM Financial nor Sheffield Financial shows ads.
Which is updated more often, GM Financial or Sheffield Financial?
GM Financial ships an update every 4 weeks, and Sheffield Financial every 5 months. Most recently, GM Financial was updated on September 24, 2026 and Sheffield Financial on September 20, 2026.

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