Finfluence vs Budget Flow | Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finfluence
This finance app simplifies money management with revolutionary transaction tracking and a focus on cash flow insights. It offers user-friendly design with powerful features, prioritizing your data privacy by not being a cloud service. Enjoy premium features like foreign currency support and analytics, all for free.
- Revolutionary transaction tracking
- Cash flow insights
- User-friendly design
- Data privacy focused
- Foreign currency support
- Analytics and charts
- Device-to-device sync
- PIN and fingerprint lock
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Welcome to Finfluence, the ultimate budgeting app that will elevate your finances to new heights. In today's fast-paced world, effective money management is the key to making informed decisions. Let Finfluence accompany you on this transformative journey – innovative, ad-free, and completely free. The most important Benefits: - Revolutionary Transaction Tracking: Effortlessly record transactions directly within your personalized categories. - Focused on Cash Flow: Gain insights into trends and developments by emphasizing cash flows over mere account balances. - User-Friendly Simplicity, Powerful Functionality: Proving that user-friendliness and comprehensive features can coexist harmoniously. - Privacy at the Forefront: Your data belongs to you. Finfluence is not a cloud service and your data remains under your control. - Tailored to All: Irrespective of your life situation or age, Finfluence adapts seamlessly to your needs. A Closer Look: - Beyond the Basics: Categories, subcategories, budgets, and recurring entries – exceeding your expectations. - Inclusive Premium Features: Foreign currencies, tags, analytics, and insightful charts – all at no extra cost. - Seamless Synchronization: Enjoy device-to-device functionality through your personal cloud storage (Dropbox or any WEBDAV-enabled service). - Your Preferences, Your Style: Dark mode, dynamic font sizing, and personalized adjustments for a tailored experience. - Data Flexibility: Export to Excel, CSV, or PDF – putting you in control of your data. - Meaningful Metrics: Diverse indicators, averages, and accurate projections. - Secure your privacy: keep prying eyes out with a PIN and fingerprint lock. Behind Finfluence is a dedicated developer with over a decade of experience. I welcome your questions and ideas – evolving with your invaluable feedback. I answer all messages myself. Let Finfluence revolutionize your approach to financial management.
Budget Flow | Expense Tracker
Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.
- Track income and expenses
- Manage multiple accounts and categories
- Plan budgets for categories
- Shared budgeting with multiple users
- Secure data storage with no login
- Offline functionality
- Currency conversion
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Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Screenshots
Verdict
The clearest difference is in-app purchases: Finfluence at none against Budget Flow | Expense Tracker's 4. Finfluence also leads on review sentiment (100% vs 91%) and iOS requirement (13.0 vs 16.0). Budget Flow | Expense Tracker's advantage is ratings volume (330 vs 8). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Finfluence asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for Finfluence against 4.8 for Budget Flow | Expense Tracker. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 330 ratings behind it against 8, so its average is the more settled of the two. Written reviews are what separate them: 100% of Finfluence's written reviews are positive against 91% of Budget Flow | Expense Tracker's.
Finfluence ships an update fortnightly, Budget Flow | Expense Tracker every 10 days. The most recent releases landed on September 12, 2026 and September 26, 2026 respectively.
| Parameter | Finfluence | Budget Flow | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (8 ratings) — better | 4.8 (330 ratings) |
| Positive reviews | 100.0% of reviews — better | 90.5% of reviews |
| Number of ratings | 8 | 330 — better |
| Update frequency | Fortnightly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 29 MB | 147 MB |
| Age rating | 4+ | 4+ |
| Developer | Norbert Frank | Fabian Hasse |
Customer experience
Finfluence
Budget Flow | Expense Tracker
Bugs and requests
Finfluence
Not enough reviews yet to summarise bugs or requests.
Budget Flow | Expense Tracker
Reported bugs
3 issues- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts
Requested features
5 requests- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support
In-app purchases
Finfluence
No in-app purchases
Budget Flow | Expense Tracker
- Full Version (1 Month)$4.991 Month
- Full Version (1 Year)7 Days trial$29.991 Year
- Full Version (Discounted)$49.99
- Full Version (Lifetime)$69.99
Questions
Is Finfluence free?
Is Budget Flow | Expense Tracker free?
Which has better reviews, Finfluence or Budget Flow | Expense Tracker?
Do Finfluence or Budget Flow | Expense Tracker have ads?
Which is updated more often, Finfluence or Budget Flow | Expense Tracker?
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