Carpay vs GoAuto Insurance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Carpay
Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.
- Make loan payments
- Print receipts
- Check account balances
- Schedule autopay
- Enable notifications
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Manage your car loan through Carpay's mobile app. Make payments, print receipts, check balances, schedule autopay, and enable notifications so you never miss anything!
GoAuto Insurance
Get the best car insurance coverage at the lowest price. Obtain quotes, purchase policies, access digital ID cards, make payments, manage claims, and renew coverage all within the app.
- Get free car insurance quotes
- Purchase and manage policies
- Access digital ID cards
- Make insurance payments
- Submit and track claims
- Renew insurance coverage
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GoAuto is committed to getting you the best car insurance coverage in town for the lowest price possible! FEATURES QUOTE AND PURCASE New to GoAuto? Get a fast, free quote and start saving today! Once you have your quote, you can purchase and get coverage directly from the App. DIGITAL ID CARDS AND DOCUMENTS. Access your ID Card and Declaration page directly from the App with the touch of a button. PAY YOUR INSURANCE Make monthly payments quickly and easily with our flexible payment methods. SUBMIT AND MANAGE CLAIMS Quickly submit a new claim along with pictures to help expedite the process. Receive notifications and status updates as your claim is processed. RENEW YOUR COVERAGE Easily renew your policy to keep your coverage up to date. MANAGE YOUR POLICY Make changes to your policy and contact information with ease from within the App.
Screenshots
Verdict
The clearest difference is rating: Carpay at 4.8 against GoAuto Insurance's 2.1. Carpay also leads on review sentiment (44% vs 10%) and ratings volume (4.9K vs 179). GoAuto Insurance's advantage is iOS requirement (13.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Carpay holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: Carpay has 4.9K ratings behind it against 179, so its average is the more settled of the two. Written reviews point the same way: 44% of Carpay's written reviews are positive against 10% of GoAuto Insurance's.
Carpay ships an update every 5 weeks, GoAuto Insurance every 6 weeks. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.
| Parameter | Carpay | GoAuto Insurance |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.9K ratings) — better | 2.1 (179 ratings) |
| Positive reviews | 44.4% of reviews — better | 9.7% of reviews |
| Number of ratings | 4.9K — better | 179 |
| Update frequency | Every 5 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | CarPay, Inc. | GoAuto Management Services, LLC |
Customer experience
Carpay
GoAuto Insurance
Bugs and requests
Carpay
Reported bugs
3 issues- Login credentials being deleted after app updates
- Inability to make payments through the app
- App failing to load user information
Requested features
3 requests- Ability to view payment history and remaining balance
- Option to set up automatic payments without fees
- Improved customer support and responsiveness
GoAuto Insurance
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Carpay
No in-app purchases
GoAuto Insurance
No in-app purchases
Questions
Is Carpay free?
Is GoAuto Insurance free?
Which has better reviews, Carpay or GoAuto Insurance?
Do Carpay or GoAuto Insurance have ads?
Which is updated more often, Carpay or GoAuto Insurance?
Other comparisons
