myBCA vs SeaBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
myBCA
Manage all your banking needs from a single application. Perform domestic and international transfers, pay bills, make QRIS payments, and withdraw cash without a card. It also offers foreign currency savings and investment options.
- Domestic & International Transfers
- Bill Payments
- QRIS Payments
- Cardless Cash Withdrawals
- Foreign Currency Savings
- Investment Options
- Transaction History
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From open BCA account online, transfer money online, paying bills, to managing investments — everything is accessible from just one app. myBCA is here to simplify your digital banking needs all in one place. With just one BCA ID, your financial transactions can be done anytime, anywhere. Main Features: 1. Domestic & International Transfers Send money to fellow BCA users, other banks, virtual accounts, or top up e-wallets like OVO, DANA, and more. Easily transfer foreign currencies with competitive exchange rates. Perfect for personal or business transfers — a powerful foreign exchange app. 2. Complete Bill & Daily Payment Services Pay electricity, water, internet, vehicle tax, education fees, and even credit card installments — all from within the app. 3. Practical QRIS Payments Make payments by scanning QRIS codes. Works across Indonesia, Thailand, Singapore, and Malaysia. 4. Cardless Cash Withdrawals Forgot your wallet? No problem. Use the cardless feature in myBCA to deposit or withdraw cash at any BCA ATM. 5. Fast & Secure Login Anywhere Access the app quickly and securely using fingerprint or Face ID — no need to enter your PIN repeatedly. 6. Online Foreign Currency Savings Buy and save in foreign currencies with the Poket Valas feature. Choose from up to 17 currencies, available 24/7 with great exchange rates. Ideal for business, travel, or long-term investing. Use your BCA Mastercard debit card abroad with no conversion hassle. 7. Curated Investments from Rp10,000 Start investing from just Rp10,000 with access to mutual funds and bonds. Safe, curated, and built around your investment goals — all accessible via mobile. It’s your digital account opening app for investing. 8. Financial Diary & Transaction History Track your daily expenses using Financial Diary and view your transaction history all the way back to 2016 — across all accounts in one dashboard. 9. Multi-Platform Access Access myBCA via the mobile app or web browser. Flexible and secure across devices. 10. Exclusive Features for Priority Customers Enjoy exclusive offers and services for Priority and Solitaire customers — including lifestyle, health, and travel benefits. Download myBCA Now! Download myBCA and enjoy seamless banking right from your fingertips Perfect for those looking to open BCA account online, save in foreign currencies, invest, or just pay electricity bills from home All your transactions — one app. Faster, safer, and hassle-free! #myBCA #OpenBankAccountOnlineFree #TransferUang #QRIS #TopUpEwallet #ForeignExchangeApp #OnlineInvestment #DigitalBanking #BankNewAccountOpeningOnline #myBCAPayLater
SeaBank
Open a digital bank account in minutes for easy and fast digital transactions with QRIS. Enjoy no admin fees, 100 free transfers monthly, and high savings interest up to 6% p.a. Offers instant loans with competitive rates and flexible tenors.
- Open account in 3 minutes
- QRIS digital transactions
- No admin fees
- 100 free bank transfers monthly
- Up to 6% p.a. savings interest
- Instant loans up to Rp30,000,000
- Cash deposit/withdrawal at minimarkets
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Simpel, Untung, untuk Semua! Buka rekening SeaBank praktis, hanya butuh 3 menit. Kamu langsung bisa menikmati: 1. Transaksi Digital Mudah dan Cepat dengan QRIS Sukses bayar apa pun dan kapan pun hanya dengan sekali scan. 2. Tanpa Biaya Admin Bebas biaya admin & biaya transfer 100x per bulan ke semua bank. 3. Bunga Tabungan Tinggi s.d. 6% p.a. Makin untung dengan SeaBank, nikmati bunga Deposito s.d. 6% p.a. SeaBank adalah aplikasi untuk layanan perbankan digital yang membantu kamu dalam melakukan aktivitas finansial. Mulai dari menabung hingga bertransaksi, melalui handphone kapan pun dan di mana pun. Nikmati kemudahan lainnya seperti: 1. Top up e-wallet ShopeePay bebas biaya tanpa batas 2. Transfer pakai No. HP ke sesama SeaBank dengan limit tinggi pakai BI-FAST 3. Bayar belanjaan di Shopee dengan Virtual Account (tanpa biaya admin) 4. Pakai SeaBank Bayar Instan agar checkout lebih simpel dan gratis ongkir 5. Mudahnya Setor dan Tarik Tunai di Minimarket pakai SeaBank Kini, tersedia juga dana instan dengan SeaBank Pinjam*. Berikut keuntungannya: 1. Limit pinjaman s.d. Rp30.000.000 2. Bebas biaya admin dengan bunga pinjaman kompetitif 2% per bulan 3. Tenor pembayaran 3, 6, 12 bulan Simulasi pinjaman: Nominal pinjaman: Rp500.000 Tenor pembayaran: 3 bulan Bunga cicilan: 2% per bulan Biaya admin: GRATIS *Fitur ini masih bersifat terbatas hanya untuk Nasabah terpilih. Perhatikan tingkat bunga penjaminan yang ditetapkan LPS. Tabungan dengan bunga melebihi tingkat bunga penjaminan tidak dijamin oleh LPS. PT Bank SeaBank Indonesia berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK) dan Bank Indonesia (BI) serta merupakan bank peserta penjaminan Lembaga Penjamin Simpanan (LPS). PT. Bank Seabank Indonesia Gama Tower lantai 35 JI. H.R. Rasuna Said Kav. 22, Karet Kuningan Jakarta Selatan, 12940 Hubungi tim Customer Service SeaBank (24/7): 1. Telepon: 1500 130 2. Email: cs@seabank.co.id Cari tahu tentang SeaBank lebih lanjut di media sosial kami: www.seabank.co.id Instagram: @SeaBank.ID Facebook: SeaBank Indonesia TikTok: @SeaBank.ID Linkedin: SeaBank Indonesia Twitter: @SeaBankID
Screenshots
Verdict
The clearest difference is review sentiment: SeaBank at 100% against myBCA's 22%. SeaBank also leads on rating (4.8 vs 3.6) and ratings volume (314 vs 65). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SeaBank holds the better App Store score, 4.8 against 3.6. Both are backed by a comparable volume of ratings — 65 and 314 respectively. Written reviews point the same way: 22% of myBCA's written reviews are positive against 100% of SeaBank's.
myBCA ships an update every 3 weeks, SeaBank fortnightly. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.
| Parameter | myBCA | SeaBank |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (65 ratings) | 4.8 (314 ratings) — better |
| Positive reviews | 22.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 65 | 314 — better |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 717 MB | 142 MB |
| Age rating | 17+ | 4+ |
| Developer | PT. Bank Central Asia Tbk | PT.Bank Seabank Indonesia |
Customer experience
myBCA
SeaBank
In-app purchases
myBCA
No in-app purchases
SeaBank
No in-app purchases
