Payhawk vs pxtra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payhawk
Manage your company's entire spending lifecycle seamlessly. Instantly issue cards with custom limits, automate expense reporting with real-time notifications, and integrate directly with your accounting software. Go paperless and gain full control over your business finances.
- Instant virtual and physical card issuance
- Customizable spending limits per employee
- Automated receipt and invoice matching
- Real-time expense tracking and reporting
- Direct accounting software integration
- Paperless expense management
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What is Payhawk? One place to manage your entire spending lifecycle in a digitally compliant way. Why Payhawk? A click of a button is better than a trip to a bank. Next Generation cards * Issue cards instantly - issue physical or virtual cards to employees with a click. * Set spending limits - decide how much every employee can spend and create limits by vendors, categories and time * Control cash withdrawals and online payments - enable or disable ATM cash withdrawals & online payments. * Design custom approval chain - empower employees to request funds through an approval process * Prevent card sharing - delete all pictures of your shared company card. * Issue team cards for employees spending from a shared budget - the right way to manage subscriptions, marketing budgets, or project-based spending * Business Debit cards - issued by Visa and accepted worldwide. Don’t deal with expense reports and receipts * Real-time notifications - snap photos of receipts and invoices after every card transaction. * Don’t chase invoices - employees are constantly reminded to submit payment proofs. * Automated inbox - digital invoices are automatically matched with card transactions. * Automated categorization - based on your own chart of accounts. * Let us take care of the pre-accounting - we use smart computer vision that reads 60+ languages making every expense ready for reconciliation * Reconcile in real-time - calculate your budget vs. actual reports in real time * Easily pay bills and reimbursements - Initiate SEPA and Faster Payments transfers with one click directly from the platform * Go paperless - invoices, receipts, and bank statements are all digital and kept for 10 years. * No more bank statements - transactions and expenses are matched with a breeze. * Accounting integrations - push reconciled expenses straight to your accounting system. Do you work with an external accounting team? No problem, you can easily invite them to our web portal or export them a monthly Excel report. Learn more and sign-up at https://payhawk.com Follow us on LinkedIn: https://www.linkedin.com/company/payhawk-com/
pxtra
This platform offers a flexible, all-in-one solution for employee benefits, adapting to individual needs without extra effort. It provides an intuitive interface and a mobile app for easy management.
- All-in-one employee benefits platform
- 100% flexible benefit customization
- Intuitive platform interface
- Mobile app for easy management
- Adapts to employee wishes
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pxtra ist die innovative All-In-One-Plattform für Mitarbeiter-Benefits. Aktuelle Studien zeigen, dass Benefits für Mitarbeiter:innen nur nützlich sind, wenn individuelle Bedürfnisse berücksichtigt werden. Unsere Benefit-Plattform ist daher zu 100% flexibel und lässt sich an die Wünsche Deiner Mitarbeiter:innen anpassen. Ganz ohne zusätzlichen Aufwand dank intuitiver Plattform & mobiler App.
Screenshots
Verdict
The clearest difference is update cadence: Payhawk at every 5 days against pxtra's every 6 weeks. Payhawk also leads on review sentiment (59% vs 50%). pxtra's advantage is monetization model (free vs freemium). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payhawk ships an update every 5 days, pxtra every 6 weeks. Both last shipped on September 22, 2026.
| Parameter | Payhawk | pxtra |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (232 ratings) — better | — |
| Positive reviews | 58.9% of reviews — better | 50.0% of reviews |
| Number of ratings | 232 — better | — |
| Update frequency | Every 5 days — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Freemium | Free — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 120 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Payhawk OOD | pxtra GmbH |
Customer experience
Payhawk
pxtra
In-app purchases
Payhawk
No in-app purchases
pxtra
No in-app purchases









