Comparison

Payhawk vs pxtra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payhawk

Manage your company's spending lifecycle with digital compliance. Issue instant cards with custom limits, automate expense reports, and integrate with accounting systems. Go paperless with digital receipts and real-time reconciliation.

Highlights
  • Instant virtual and physical card issuance
  • Customizable spending limits
  • Automated expense reporting
  • Real-time transaction notifications
  • Automated invoice matching
  • Accounting system integrations
  • Digital receipt storage
Features
Read full description

What is Payhawk? One place to manage your entire spending lifecycle in a digitally compliant way. Why Payhawk? A click of a button is better than a trip to a bank. Next Generation cards * Issue cards instantly - issue physical or virtual cards to employees with a click. * Set spending limits - decide how much every employee can spend and create limits by vendors, categories and time * Control cash withdrawals and online payments - enable or disable ATM cash withdrawals & online payments. * Design custom approval chain - empower employees to request funds through an approval process * Prevent card sharing - delete all pictures of your shared company card. * Issue team cards for employees spending from a shared budget - the right way to manage subscriptions, marketing budgets, or project-based spending * Business Debit cards - issued by Visa and accepted worldwide. Don’t deal with expense reports and receipts * Real-time notifications - snap photos of receipts and invoices after every card transaction. * Don’t chase invoices - employees are constantly reminded to submit payment proofs. * Automated inbox - digital invoices are automatically matched with card transactions. * Automated categorization - based on your own chart of accounts. * Let us take care of the pre-accounting - we use smart computer vision that reads 60+ languages making every expense ready for reconciliation * Reconcile in real-time - calculate your budget vs. actual reports in real time * Easily pay bills and reimbursements - Initiate SEPA and Faster Payments transfers with one click directly from the platform * Go paperless - invoices, receipts, and bank statements are all digital and kept for 10 years. * No more bank statements - transactions and expenses are matched with a breeze. * Accounting integrations - push reconciled expenses straight to your accounting system. Do you work with an external accounting team? No problem, you can easily invite them to our web portal or export them a monthly Excel report. Learn more and sign-up at https://payhawk.com Follow us on LinkedIn: https://www.linkedin.com/company/payhawk-com/

About

pxtra

This platform offers a flexible, all-in-one solution for employee benefits, adapting to individual needs without extra effort. It provides an intuitive interface and a mobile app for easy management.

Highlights
  • All-in-one employee benefits platform
  • 100% flexible benefit customization
  • Intuitive platform interface
  • Mobile app for easy management
  • Adapts to employee wishes
Features
Read full description

pxtra is the multi-benefit platform for employee benefits. Because benefits only make a difference when they fit your everyday life. From vouchers and allowances to leasing and pension plans: in the pxtra app, you can use all the benefits your employer provides for you, simply, digitally and without paperwork. What you can do with the pxtra app: • Choose your benefits and use them right away • Keep track of your budget and orders at any time • Submit receipts with a quick photo when needed • See news and bonus payments from your employer in real time pxtra takes care of all tax matters and payroll handover in the background. Please note: To use pxtra, you need an invitation from your employer. No company email? No problem: your invitation comes with a QR code, and you can sign up with your personal email address.

Screenshots

Payhawk4 screens
pxtra4 screens

Verdict

The call

The clearest difference is update cadence: Payhawk at every 3 days against pxtra's every 6 weeks. Payhawk also leads on review sentiment (60% vs 50%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Payhawk ships an update every 3 days, pxtra every 6 weeks. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
Payhawk versus pxtra: the parameters behind the verdict, then further details
ParameterPayhawkpxtra
PriceFreeFree
Rating4.5 (253 ratings) — better—
Positive reviews59.6% of reviews — better50.0% of reviews
Number of ratings253 — better—
Update frequencyEvery 3 days — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size129 MB58 MB
Age rating4+4+
DeveloperPayhawk OODpxtra GmbH

Customer experience

Payhawk

All ratings253 ratings
Positive86.2%
Neutral3.6%
Negative10.3%
Written reviews57 reviews
Positive59.6%
Neutral8.8%
Negative31.6%

pxtra

Written reviews16 reviews
Positive50.0%
Neutral12.5%
Negative37.5%

In-app purchases

None

Payhawk

No in-app purchases

None

pxtra

No in-app purchases

Questions

Is Payhawk free?
Payhawk is free to download, with no in-app purchases.
Is pxtra free?
pxtra is free to download, with no in-app purchases.
Do Payhawk or pxtra have ads?
Neither Payhawk nor pxtra shows ads.
Which is updated more often, Payhawk or pxtra?
Payhawk ships an update every 3 days, and pxtra every 6 weeks. Most recently, Payhawk was updated on November 3, 2026 and pxtra on November 3, 2026.

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