Payhawk vs Valua

What is Payhawk? One place to manage your entire spending lifecycle in a digitally compliant way. Why Payhawk? A click of a button is better than a trip to a bank. Next Generation cards * Issue cards instantly - issue physical or virtual cards to employees with a click. * Set spending limits - decide how much every employee can spend and create limits by vendors, categories and time * Control cash withdrawals and online payments - enable or disable ATM cash withdrawals & online payments. * Design custom approval chain - empower employees to request funds through an approval process * Prevent card sharing - delete all pictures of your shared company card. * Issue team cards for employees spending from a shared budget - the right way to manage subscriptions, marketing budgets, or project-based spending * Business Debit cards - issued by Visa and accepted worldwide. Don’t deal with expense reports and receipts * Real-time notifications - snap photos of receipts and invoices after every card transaction. * Don’t chase invoices - employees are constantly reminded to submit payment proofs. * Automated inbox - digital invoices are automatically matched with card transactions. * Automated categorization - based on your own chart of accounts. * Let us take care of the pre-accounting - we use smart computer vision that reads 60+ languages making every expense ready for reconciliation * Reconcile in real-time - calculate your budget vs. actual reports in real time * Easily pay bills and reimbursements - Initiate SEPA and Faster Payments transfers with one click directly from the platform * Go paperless - invoices, receipts, and bank statements are all digital and kept for 10 years. * No more bank statements - transactions and expenses are matched with a breeze. * Accounting integrations - push reconciled expenses straight to your accounting system. Do you work with an external accounting team? No problem, you can easily invite them to our web portal or export them a monthly Excel report. Learn more and sign-up at https://payhawk.com Follow us on LinkedIn: https://www.linkedin.com/company/payhawk-com/

Understand the value of your money in time. Valua helps you see how much work each purchase represents, organize your belongings and compare income with the cost of living. ITEMS AND EXPENSES Organize things you want, own or previously owned. Track goods, services and subscriptions, use folders and compare costs in money and work hours. INCOME AND CONTRACTS Manage work contracts with different currencies and payment periods. Explore salary charts and the effects of inflation and exchange rates using available data. SALARY TOOLS Estimate gross-to-net salary for supported countries, tax years and household situations. US estimates depend on the selected state, filing status and local requirements. Some scenarios require extra information or explicit acceptance of provisional parameters. Coverage varies; estimates do not replace a tax return or professional advice. MARKETS Explore exchange rates, selected cryptocurrencies, precious metals and inflation data for supported regions. Historical coverage depends on the data source. TIME AND WIDGETS View a statistical life-expectancy estimate or set your own date. Customize widgets and the treatment of work, sleep and additional activities. Statistical estimates are not medical predictions. PRIVACY AND CHOICE Your financial records and calculation inputs are stored on your device. Optional analytics can be controlled in Settings > Privacy. Limited authentication, diagnostics and public-data requests are explained in the Privacy Policy. Some features require Valua Premium. Optional tips support development. License (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Additional service terms: https://gist.github.com/silencepeaceoff/09f7c3590815114c8fcd779e0ac6f121 Privacy Policy: https://gist.github.com/silencepeaceoff/cf38abf1f5d0ad01f00a37f6c7bc68d7