Payhawk vs Vermoe
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payhawk
Manage your company's spending lifecycle with digital compliance. Issue instant cards with custom limits, automate expense reports, and integrate with accounting systems. Go paperless with digital receipts and real-time reconciliation.
- Instant virtual and physical card issuance
- Customizable spending limits
- Automated expense reporting
- Real-time transaction notifications
- Automated invoice matching
- Accounting system integrations
- Digital receipt storage
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What is Payhawk? One place to manage your entire spending lifecycle in a digitally compliant way. Why Payhawk? A click of a button is better than a trip to a bank. Next Generation cards * Issue cards instantly - issue physical or virtual cards to employees with a click. * Set spending limits - decide how much every employee can spend and create limits by vendors, categories and time * Control cash withdrawals and online payments - enable or disable ATM cash withdrawals & online payments. * Design custom approval chain - empower employees to request funds through an approval process * Prevent card sharing - delete all pictures of your shared company card. * Issue team cards for employees spending from a shared budget - the right way to manage subscriptions, marketing budgets, or project-based spending * Business Debit cards - issued by Visa and accepted worldwide. Don’t deal with expense reports and receipts * Real-time notifications - snap photos of receipts and invoices after every card transaction. * Don’t chase invoices - employees are constantly reminded to submit payment proofs. * Automated inbox - digital invoices are automatically matched with card transactions. * Automated categorization - based on your own chart of accounts. * Let us take care of the pre-accounting - we use smart computer vision that reads 60+ languages making every expense ready for reconciliation * Reconcile in real-time - calculate your budget vs. actual reports in real time * Easily pay bills and reimbursements - Initiate SEPA and Faster Payments transfers with one click directly from the platform * Go paperless - invoices, receipts, and bank statements are all digital and kept for 10 years. * No more bank statements - transactions and expenses are matched with a breeze. * Accounting integrations - push reconciled expenses straight to your accounting system. Do you work with an external accounting team? No problem, you can easily invite them to our web portal or export them a monthly Excel report. Learn more and sign-up at https://payhawk.com Follow us on LinkedIn: https://www.linkedin.com/company/payhawk-com/
Vermoe
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Mit der VERMØ App erhältst du direkten Einblick in die Entwicklung deiner Vermögenswerte. Alle wichtigen Details zur Allokation, den Einzeltiteln, Umsätzen und Performancebeiträgen jederzeit einsehbar. - Deine Vermögensstrategien: Konsolidierte Darstellung, Einzeltitel, Gesamtvermögen. - Volle Kontrolle über die Details: Allokation, Chartvergleiche, Analysen zu deinen Einzeldepots - Über das digitale Postfach Wichtiges immer zur Hand und mit der Nachrichtenfunktion Dein direkter Draht zu Deinem Ansprechpartner. Die Anbindung weiterer Depots und Vermögenswerte ist jederzeit möglich. Bedingung für den Zugang: Du benötigst aktuelle Zugangsdaten zur VERMØ App, um auf dein Vermögensmanagement und Postfach zugreifen zu können.
Screenshots
Verdict
The clearest difference is update cadence: Payhawk at every 3 days against Vermoe's every 4 weeks. Vermoe's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payhawk ships an update every 3 days, Vermoe every 4 weeks. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.
| Parameter | Payhawk | Vermoe |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (254 ratings) — better | — |
| Positive reviews | 59.6% of reviews | — |
| Number of ratings | 254 — better | — |
| Update frequency | Every 3 days — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 152 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Payhawk OOD | Honestas Finanzmanagement GmbH |
In-app purchases
Payhawk
No in-app purchases
Vermoe
No in-app purchases









