Comparison

Macquarie Authenticator vs Qr2u payment scanner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Macquarie Authenticator

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Highlights
  • Push notifications for transaction approval/denial
  • Generate one-time rolling codes
  • Offline authentication with rolling codes
  • Manage pending tasks
  • PIN, fingerprint, and facial recognition unlock
Features
Read full description

Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience.​ Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS  Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.

About

Qr2u payment scanner

Features
Read full description

qr2u makes payments effortless. Just scan a QR code and instantly view verified payment details, including bank transfers, BPAY, and other supported methods. No typing, no errors, no confusion. qr2u is designed for individuals, charities, creators, tradies, small businesses, and enterprise users who distribute QR-based payment instructions. The app ensures accuracy, security, and global compatibility through structured payment metadata. Features • Scan and decode any qr2u payment code • Display account details, BPAY, and international methods (ACH, SWIFT, CHIPS, SEPA, etc.) • Supports recurring-payment references • Automatic validation of QR data • Clear, uncluttered payment presentation • No accounts, no signup, no tracking • Perfect for payees and payers alike Why qr2u? Traditional payment details are easy to mistype. qr2u ensures accuracy by packaging everything in a clean, secure, structured format. Scan → Pay → Done. For businesses Use qr2u with your own printed or digital QR codes to enable frictionless payments without needing a terminal or POS system. Privacy First qr2u does not collect personal data. Scans remain on your device unless you choose to save them.

Screenshots

Macquarie Authenticator3 screens
Qr2u payment scanner3 screens

Verdict

The call

The clearest difference is update cadence: Qr2u payment scanner at weekly against Macquarie Authenticator's every 4 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Macquarie Authenticator ships an update every 4 weeks, Qr2u payment scanner weekly. The most recent releases landed on September 26, 2026 and September 7, 2026 respectively.

Scorecard1 real difference · 9 level
Macquarie Authenticator versus Qr2u payment scanner: the parameters behind the verdict, then further details
ParameterMacquarie AuthenticatorQr2u payment scanner
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews14.8% of reviews—
Number of ratings2 — better—
Update frequencyEvery 4 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.5 — better
Further details — not scored
Size185 MB37 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedJade Diabetes Management

In-app purchases

None

Macquarie Authenticator

No in-app purchases

None

Qr2u payment scanner

No in-app purchases

Questions

Is Macquarie Authenticator free?
Macquarie Authenticator is free to download, with no in-app purchases.
Is Qr2u payment scanner free?
Qr2u payment scanner is free to download, with no in-app purchases.
Do Macquarie Authenticator or Qr2u payment scanner have ads?
Neither Macquarie Authenticator nor Qr2u payment scanner shows ads.
Which is updated more often, Macquarie Authenticator or Qr2u payment scanner?
Macquarie Authenticator ships an update every 4 weeks, and Qr2u payment scanner weekly. Most recently, Macquarie Authenticator was updated on September 26, 2026 and Qr2u payment scanner on September 7, 2026.

Other comparisons