Comparison

Macquarie Authenticator vs Snapceipt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Macquarie Authenticator

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Highlights
  • Push notifications for transaction approval/denial
  • Generate one-time rolling codes
  • Offline authentication with rolling codes
  • Manage pending tasks
  • PIN, fingerprint, and facial recognition unlock
Features
Read full description

Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience.​ Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS  Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.

About

Snapceipt

Features
Read full description

Snapceipt does the boring bit of bookkeeping for you. Snap a receipt and it reads the merchant, amount, tax and category automatically — so your records are ready when tax time arrives. Snapceipt reads receipts from Australia, New Zealand, the United States and Canada — in their own currency and sales tax / GST. WHY SNAPCEIPT • Snap & done — capture a receipt and the details are extracted for you. • Reads AU, NZ, US & Canada receipts — totals, tax and merchant, wherever you bought it. • GST & BAS for Australia — GST is tracked so your quarterly BAS is a few taps, not a weekend. • Quotes & invoices — send quotes and tax invoices, and track who's paid. • Separate business & personal — keep profiles apart with one tap. • Logbooks & budgets — mileage, work-from-home hours, and spending caps in one place. • Email receipts in — forward digital receipts and they land in the right profile. • Private by design — no ads, no third-party trackers, and we never sell your data. Snapceipt is co-developed with Hannah Xia, a CPA Australia member, so its GST and BAS handling reflects real Australian tax practice. Your data is encrypted in transit and at rest. Delete your account and data any time from Account → Delete Account. Questions? Email support@snapceipt.cc. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://snapceipt.cc/privacy

Screenshots

Macquarie Authenticator3 screens
Snapceipt4 screens

Verdict

The call

The clearest difference is in-app purchases: Macquarie Authenticator at none against Snapceipt's 2. Snapceipt's advantage is update cadence (every 2 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Snapceipt sells 2 in-app purchases, starting at $5.99 per month. Macquarie Authenticator asks for nothing beyond the download.

UpkeepUpdate frequency

Macquarie Authenticator ships an update every 3 weeks, Snapceipt every 2 days. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Macquarie Authenticator versus Snapceipt: the parameters behind the verdict, then further details
ParameterMacquarie AuthenticatorSnapceipt
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews14.8% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size220 MB7 MB
Age rating4+17+
DeveloperMacquarie Bank LimitedTechsider Pty Ltd

In-app purchases

None

Macquarie Authenticator

No in-app purchases

2 purchases

Snapceipt

Subscriptions2
  • Snapceipt Pro$5.991 Month
  • Snapceipt Pro$49.001 Year

Questions

Is Macquarie Authenticator free?
Macquarie Authenticator is free to download, with no in-app purchases.
Is Snapceipt free?
Snapceipt is free to download, with in-app purchases available.
Do Macquarie Authenticator or Snapceipt have ads?
Neither Macquarie Authenticator nor Snapceipt shows ads.
Which is updated more often, Macquarie Authenticator or Snapceipt?
Macquarie Authenticator ships an update every 3 weeks, and Snapceipt every 2 days. Most recently, Macquarie Authenticator was updated on October 29, 2026 and Snapceipt on October 24, 2026.

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