Comparison

OyaPay vs LOOP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OyaPay

A mobile payment solution that lets you pay businesses with your phone, order ahead for quick pickup, and earn crypto rewards. It offers a faster and more convenient alternative to traditional payment methods.

Highlights
  • Mobile payments
  • Order ahead for pickup
  • Earn crypto rewards (OyaCoin)
  • Fast transactions
  • Refer friends for rewards
  • Fund wallet
Features
Read full description

Paying with cash or card can lead to many awkward moments and inconveniences, but now a better way to pay is already in your hand. OyaPay allows you to pay your favourite businesses with your mobile phone or skip the line at restaurants, coffee shops, bars etc and earn rewards like crypto (OyaCoin) while doing so. We give you the power to order ahead your coffee, lunch, afternoon snack, breakfast, and second breakfast with a single tap and have it ready when you get there. - Fund your wallet and earn crypto (OyaCoin) - Pay businesses in less than 5 seconds - Better and faster than your bank USSD - Invite your friends and earn ▶Now available in over 22 stores across Lagos and Unilag◄ We are adding more business daily and you can also recommend your favourite businesses, restaurants or shops and we’ll get them on board! Recommend here https://goo.gl/xvNP1Q

About

LOOP

This digital wallet streamlines financial management, offering tools for everyday expenses and long-term goals. It facilitates easy bill payments, money transfers, savings, investments, and provides customizable loan solutions. Users can also track budgets and make secure online payments.

Highlights
  • Comprehensive money management
  • Effortless transactions
  • Savvy savings & investments
  • Mobile banking
  • Customizable loan solutions
  • Insightful budget tracking
  • Secure online payments
Features
Read full description

Experience next-level financial management with LOOP, the digital wallet designed to streamline your finances and fit seamlessly into your lifestyle. Whether managing everyday expenses or planning for long-term goals, LOOP is here to enhance your journey and provide the tools you need to succeed. Why Users Love LOOP: 1. Comprehensive Money Management From payments to savings, LOOP is your all-in-one companion, offering complete digital wallet solutions. Manage your money with LOOP, the platform that makes it easy to succeed. Consolidate all your financial activities in one place, making it simple to track, manage, and optimize your finances for better outcomes. 2. Effortless Transactions with LOOP Pay bills and transfer money seamlessly. With LOOP, managing finances is quick and secure, ensuring a stress-free experience. Our solutions make transactions smooth with LOOP, supported by robust security protocols that protect your money at every step. 3. Savvy Savings & Investments with LOOP Achieve goals with LOOP’s smart tools. Whether saving for tomorrow or investing for growth, LOOP supports your journey. Our advice and plans help grow wealth with LOOP, offering personalized insights and strategies that cater to your financial needs. 4. Freedom to Bank Anywhere with LOOP Ditch bank lines with LOOP’s mobile banking. Manage money anytime, with the freedom of modern financial management. Enjoy access and transactions on the go with LOOP, ensuring that your financial information is always at your fingertips. Top up your account at any time using Mpesa or by linking your current bank ATM card 5. Customizable Loan Solutions by LOOP Access loans with terms fitting your lifestyle. LOOP makes borrowing easy and adaptable to circumstances. Get financial support with LOOP, knowing that our flexible loan options are designed to meet your specific requirements. 6. Insightful Budget Tracking with LOOP Stay on top of spending with LOOP’s insights. Make informed decisions with a clear view of finances. LOOP helps identify areas for improvement, providing a comprehensive analysis of your spending patterns. 7. Secure Online Payments with LOOP Shop safely with LOOP’s virtual cards. Enjoy secure transactions for peace of mind. LOOP protects your information, offering a secure shopping environment that prioritizes your safety. 8. Exclusive Deals with LOOP Unlock offers with LOOP Discover. Enjoy deals and discounts to maximize savings. LOOP’s partnerships bring you top discounts, allowing you to enjoy your purchases while saving money. 9. Simple Savings Options with LOOP Choose from LOOP’s plans and watch money grow, tailored to goals. Our savings plans are easy with LOOP, offering flexibility and convenience that fit your lifestyle. 10. Flexible Payment Plans with LOOP FLEX With LOOP FLEX, shop now and pay later. Manage purchases with flexible options, supporting your lifestyle. Ready to Redefine Your Finance Game with LOOP? Download LOOP today, Top up your account at any time using Mpesa and start your journey to financial freedom. Simplify, save, and succeed with LOOP—the digital wallet designed for your lifestyle. Your money, your control—experience it with LOOP. Embrace a new way of managing finances and discover peace of mind with LOOP, the app that puts your financial future in your hands. With LOOP, redefine your financial world and unlock the potential to achieve your dreams, backed by cutting-edge technology and unparalleled support.

Screenshots

OyaPay4 screens
LOOP4 screens

Verdict

The call

The clearest difference is rating: OyaPay at 5.0 against LOOP's 2.6. OyaPay also leads on iOS requirement (11.4 vs 14.0). LOOP's advantage is ratings volume (26 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OyaPay holds the better App Store score, 5.0 against 2.6. That said, the two scores are not equally well evidenced: LOOP has 26 ratings behind it against 1, so its average is the more settled of the two.

Scorecard3 real differences · 7 level
OyaPay versus LOOP: the parameters behind the verdict, then further details
ParameterOyaPayLOOP
PriceFreeFree
Rating5.0 (1 ratings) — better2.6 (26 ratings)
Positive reviews—16.7% of reviews
Number of ratings126 — better
Update frequency—Every 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.4 — better14.0
Further details — not scored
Size23 MB136 MB
Age rating4+4+
DeveloperOYAPAYME LTDCOMMERCIAL BANK OF AFRICA LIMITED

Customer experience

OyaPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

LOOP

All ratings22 ratings
Positive31.8%
Neutral9.1%
Negative59.1%
Written reviews18 reviews
Positive16.7%
Neutral11.1%
Negative72.2%

In-app purchases

None

OyaPay

No in-app purchases

None

LOOP

No in-app purchases

Questions

Is OyaPay free?
OyaPay is free to download, with no in-app purchases.
Is LOOP free?
LOOP is free to download, with no in-app purchases.
Which has better reviews, OyaPay or LOOP?
OyaPay is rated higher. OyaPay averages 5.0 out of 5 from 1 ratings, while LOOP averages 2.6 from 26 ratings.
Do OyaPay or LOOP have ads?
Neither OyaPay nor LOOP shows ads.

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