FCMB Mobile vs IRL MFB Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FCMB Mobile
Manage personal and business finances conveniently and securely. This app offers real-time account and card management from anywhere, anytime, with a user-friendly interface.
- Personal finance management
- Business finance management
- Account management
- Card management
- Real-time transactions
- Secure banking
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The "FCMB" App is all you need for all your personal and business financial services. FCMB App is fast, convenient and very secure. It is also packed with simple to use features and an interesting layout for easy navigation. You can now manage your FCMB personal and business accounts as well as your cards in real-time, anywhere and anytime! For more enquiries and information you can caller contact centre on 01-2798800, 07003290000 or send email to customerservice@fcmb.com.
IRL MFB Mobile
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IRL MFB Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Card Request The app also provides the functionality to get your feedback to the bank.
Screenshots
Verdict
The clearest difference is update cadence: FCMB Mobile at every 2 weeks against IRL MFB Mobile's every 40 months. IRL MFB Mobile's advantage is iOS requirement (13.4 vs 15). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FCMB Mobile ships an update every 2 weeks, IRL MFB Mobile every 40 months. The most recent releases landed on October 27, 2026 and October 20, 2026 respectively.
| Parameter | FCMB Mobile | IRL MFB Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (1.2K ratings) — better | — |
| Positive reviews | 32.1% of reviews | — |
| Number of ratings | 1.2K — better | — |
| Update frequency | Every 2 weeks — better | Every 40 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15 | 13.4 — better |
| Further details — not scored | ||
| Size | 152 MB | 26 MB |
| Age rating | 4+ | 17+ |
| Developer | First City Monument Bank | IRL MICROFINANCE BANK LTD |
Bugs and requests
FCMB Mobile
Reported bugs
5 issues- Unable to login consistently
- Transactions failing without explanation
- Incorrect account balance display
- Debit card issues and delays
- Compatibility problems with newer devices
Requested features
5 requests- Add search functionality for banks
- Implement dark mode option
- Improve transaction history visibility
- Enhance customer support channels
- Streamline account management features
IRL MFB Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FCMB Mobile
No in-app purchases
IRL MFB Mobile
No in-app purchases
