Comparison

MCAPS Mobile Services vs Tabby

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MCAPS Mobile Services

Manage your finances on the go with instant balance checks, transaction alerts, and card management features. Block lost or stolen cards and change your PIN securely. This app provides essential banking services for program members.

Highlights
  • Instant balance checking
  • Transaction alerts
  • Card blocking
  • PIN change functionality
  • Account management
Features
Read full description

MCAPS Mobile application support program members to receive alerts and have an instant checking to their balances and transactions and to block their cards in case of lost or stolen and change PIN if required

About

Tabby

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Highlights
  • Split purchases into 4 monthly payments
  • Shop from top brands online and in-store
  • Compare prices and track deals
  • Find nearby stores accepting Tabby
  • Manage payments and track purchases
  • 24/7 customer support via chat
Features
Read full description

Tabby is the complete money app where you can send, spend, save and boss money around. Earn on your daily spending, get more time to pay on big purchases, and find top deals on your favourite brands — all in one place. PAY ON YOUR OWN SCHEDULE - Split purchases into 4 interest-free payments - Pay in up to 12 months. Fees shown upfront. - Available at 65,000+ stores TAKE TABBY’S FLEXIBILITY ANYWHERE WITH TABBY CARD¹ - Get 5% cashback on chosen categories² - No down payments when you spend - Up to 40 days to pay - Payment plans up to 8 months Up to 3% CASHBACK WHEN YOU PAY IN FULL WITH TABBY CASH³ - Open a free account in minutes with no fees or minimums - Get up to 3% cashback in 3 categories each month with Cash Card⁴ - Send money to a UAE phone number or bank account for free - Transfer abroad to Philippines, India, Egypt, Pakistan and more soon without transfer fees TURN ON SAVINGS MODE WITH DEALS - Access exclusive offers and coupon codes - Compare prices of the same item across stores - Get price drops on your favourites FIND NEARBY STORES THAT ACCEPT TABBY Use our new in-store map to discover physical stores that accept Tabby. Try before you buy and still pay later. Search by brand, category or location and shop confidently, knowing Tabby is accepted there. KEEP TABS ON YOUR MONEY Manage your payments, cards, track purchases, receive reminders, set up auto-payments or choose to pay when you want to from the app. PROTECT YOUR PURCHASE WITH BUYER PROTECTION Buyer Protection adds peace of mind to your shopping. It protects your purchases, covers you against issues, and puts returns on easy mode online and in-store. 24/7 CUSTOMER SERVICE Use our chat in the Tabby app for round-the-clock service. — ¹ Tabby Card is available to UAE residents only. Tabby Card can only be used in the UAE, and cannot be used for international transactions. ² Cashback rates and categories are subject to change ³ Tabby Cash is available in the to UAE residents only ⁴ Cashback rates and categories are subject to change — In Saudi Arabia, Tabby Financing Company JSC is subject to the control and supervision of the Saudi Central Bank. Call us on 800 111 0999. In the UAE, Tabby Card and Pay Later (Short Term Credit) is provided by Tabby LLC and Tabby Cash services are provided by Tabby Payments LLC, which is licensed by the Central Bank of the UAE. Terms and conditions apply. For more information or to contact us, visit tabby.ai.

Screenshots

MCAPS Mobile Services4 screens
Tabby4 screens

Verdict

The call

The clearest difference is review sentiment: Tabby at 67% against MCAPS Mobile Services's 10%. Tabby also leads on rating (4.8 vs 2.6) and update cadence (every 5 days vs every 10 months). MCAPS Mobile Services's advantage is iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tabby holds the better App Store score, 4.8 against 2.6. That said, the two scores are not equally well evidenced: Tabby has 85K ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 10% of MCAPS Mobile Services's written reviews are positive against 67% of Tabby's.

UpkeepUpdate frequency

MCAPS Mobile Services ships an update every 10 months, Tabby every 5 days. The most recent releases landed on September 13, 2026 and September 30, 2026 respectively.

Scorecard5 real differences · 5 level
MCAPS Mobile Services versus Tabby: the parameters behind the verdict, then further details
ParameterMCAPS Mobile ServicesTabby
PriceFreeFree
Rating2.6 (17 ratings)4.8 (85K ratings) — better
Positive reviews10.0% of reviews66.6% of reviews — better
Number of ratings1785K — better
Update frequencyEvery 10 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS12.0 — better16.0
Further details — not scored
Size312 MB396 MB
Age rating4+4+
Developeri2c Inc.Tabby FZ LLC

Customer experience

MCAPS Mobile Services

All ratings17 ratings
Positive35.3%
Neutral5.9%
Negative58.8%
Written reviews20 reviews
Positive10.0%
Neutral5.0%
Negative85.0%

Tabby

All ratings84,767 ratings
Positive94.3%
Neutral2.3%
Negative3.5%
Written reviews712 reviews
Positive66.6%
Neutral2.8%
Negative30.6%

Bugs and requests

MCAPS Mobile Services

Not enough reviews yet to summarise bugs or requests.

Tabby

Reported bugs

3 issues
  • Repeated purchase rejections without clear reason
  • Incorrect payment schedules and charges
  • Inability to cancel or refund orders

Requested features

5 requests
  • More transparency on purchasing power and policies
  • Improved customer support and communication
  • Better purchase approval and rejection explanations
  • Option to disable marketing notifications
  • Expansion to more regions and countries

In-app purchases

None

MCAPS Mobile Services

No in-app purchases

None

Tabby

No in-app purchases

Questions

Is MCAPS Mobile Services free?
MCAPS Mobile Services is free to download, with no in-app purchases.
Is Tabby free?
Tabby is free to download, with no in-app purchases.
Which has better reviews, MCAPS Mobile Services or Tabby?
Tabby is rated higher. MCAPS Mobile Services averages 2.6 out of 5 from 17 ratings, while Tabby averages 4.8 from 85K ratings.
Do MCAPS Mobile Services or Tabby have ads?
Neither MCAPS Mobile Services nor Tabby shows ads.
Which is updated more often, MCAPS Mobile Services or Tabby?
MCAPS Mobile Services ships an update every 10 months, and Tabby every 5 days. Most recently, MCAPS Mobile Services was updated on September 13, 2026 and Tabby on September 30, 2026.

Other comparisons