Comparison

RCBC Pulz vs SMDC Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RCBC Pulz

Manage all your bank accounts, cards, and loans from a single, modern interface. Perform transactions, open new accounts, and track spending with ease. Offers financial literacy resources and investment opportunities.

Highlights
  • Unified account view
  • Hassle-free transactions
  • Open accounts remotely
  • Transaction history tracking
  • QR code payments
  • Cardless ATM withdrawals
  • In-app investments
Features
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YOUR PULZ EXPERIENCE, MADE PERSONAL Meet the refreshed RCBC Pulz, your digital banking app for everyday banking. Enjoy a new, more personal experience for sending money online, managing your cards, growing your savings, and more. BECOME A HEXAGON CLUB MEMBER ONLINE Enjoy the privileges that come with being a Hexagon Club member. Join in-app to unlock exclusive rewards, lifestyle perks, and personalized support tailored to your banking needs. RECEIVE US DOLLARS AND CONVERT ON DEMAND Have more flexibility with your US funds through your US Virtual Account. Receive US dollars and convert them to Philippine pesos whenever it suits you, giving you greater control over your money. SEND MONEY ONLINE FOR FREE Enjoy unlimited free transfers to local banks through InstaPay, PESONet, and QRPh, and conveniently send money online for everyday payments or move funds between accounts. DEPOSIT CHECKS FROM YOUR PHONE No need to make a trip to the branch just to deposit a check. With mobile check deposit, you can submit checks through the app and take care of it wherever you are. EASILY MANAGE YOUR RCBC CREDIT CARDS Keep your credit cards within reach and stay on top of your spending. Check your card activity, view your transactions, and access key card services whenever you need them. LET YOUR SAVINGS DO MORE Give your money more room to grow with an online Time Deposit. Open your account digitally, keep track of your deposits, and make the most of your savings as you work toward your financial goals. GET SUPPORT THAT KNOWS YOU When you need assistance, connect with your dedicated Hexagon Club support team for personalized help from people who understand your banking relationship. MORE WAYS TO BANK WITH PULZ Go beyond the essentials with more digital banking services designed around your everyday needs. Send or request payments, pay bills, buy load, deposit or withdraw cash, and manage your loans and investments through Pulz. From Foreign Exchange and Bank Certificate requests to additional account services, Pulz gives you more ways to stay on top of your finances and work toward your financial goals. ——— Rizal Commercial Banking Corporation (RCBC) is regulated by the Bangko Sentral ng Pilipinas (BSP) https://bsp.gov.ph Deposits are insured by PDIC up to P1 Million per depositor. Copyright 2026, Rizal Commercial Banking Corporation. All rights reserved. A Member of the Yuchengco Group of Companies

About

SMDC Mobile App

Manage and pay your SMDC property dues conveniently through a single, user-friendly application. Settle various fees, including reservation fees, down payments, and real property taxes, using a wide array of payment methods. Enjoy secure transactions and access your payment history with ease.

Highlights
  • Easy property enrollment (up to 15 properties)
  • Convenient payment of reservation fees, down payments, and taxes
  • Multiple payment methods (credit/debit card, Maya, BayaniPay, QRPh)
  • Secure and verified transactions
  • Detailed transaction history and receipt generation
Features
Read full description

Pay your SMDC dues with one convenient, easy-to-use app! Key Features • Easy Property Enrollment: Enroll up to 15 SMDC properties • Convenient Payments: Settle your reservation fees, down payments, lump sum payments, real property taxes and more with one app • A Wide Range of Payment Methods: Pay via credit card, debit card, Maya, BayaniPay, and QRPh • Top-Notch Security: Enjoy secure and verified transactions every time • Detailed Transaction History: Generate transaction receipts and view your payment history

Screenshots

RCBC Pulz4 screens
SMDC Mobile App4 screens

Verdict

The call

The clearest difference is rating: SMDC Mobile App at 2.9 against RCBC Pulz's 2.0. SMDC Mobile App also leads on update cadence (every 2 weeks vs every 4 weeks). RCBC Pulz's advantage is review sentiment (18% vs 3%) and ratings volume (93 vs 11). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SMDC Mobile App holds the better App Store score, 2.9 against 2.0. That said, the two scores are not equally well evidenced: RCBC Pulz has 93 ratings behind it against 11, so its average is the more settled of the two. Written reviews complicate that: 18% of RCBC Pulz's written reviews are positive against 3% of SMDC Mobile App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

RCBC Pulz ships an update every 4 weeks, SMDC Mobile App every 2 weeks. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
RCBC Pulz versus SMDC Mobile App: the parameters behind the verdict, then further details
ParameterRCBC PulzSMDC Mobile App
PriceFreeFree
Rating2.0 (93 ratings)2.9 (11 ratings) — better
Positive reviews18.2% of reviews — better3.3% of reviews
Number of ratings93 — better11
Update frequencyEvery 4 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.615.1 — better
Further details — not scored
Size161 MB35 MB
Age rating4+17+
DeveloperRizal Commercial Banking CorporationBayaniPay

Customer experience

RCBC Pulz

All ratings84 ratings
Positive21.4%
Neutral3.6%
Negative75.0%
Written reviews176 reviews
Positive18.2%
Neutral3.4%
Negative78.4%

SMDC Mobile App

All ratings11 ratings
Positive45.5%
Neutral0.0%
Negative54.5%
Written reviews30 reviews
Positive3.3%
Neutral13.3%
Negative83.3%

In-app purchases

None

RCBC Pulz

No in-app purchases

None

SMDC Mobile App

No in-app purchases

Questions

Is RCBC Pulz free?
RCBC Pulz is free to download, with no in-app purchases.
Is SMDC Mobile App free?
SMDC Mobile App is free to download, with no in-app purchases.
Which has better reviews, RCBC Pulz or SMDC Mobile App?
SMDC Mobile App is rated higher. RCBC Pulz averages 2.0 out of 5 from 93 ratings, while SMDC Mobile App averages 2.9 from 11 ratings.
Do RCBC Pulz or SMDC Mobile App have ads?
Neither RCBC Pulz nor SMDC Mobile App shows ads.
Which is updated more often, RCBC Pulz or SMDC Mobile App?
RCBC Pulz ships an update every 4 weeks, and SMDC Mobile App every 2 weeks. Most recently, RCBC Pulz was updated on October 24, 2026 and SMDC Mobile App on October 24, 2026.

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