Comparison

ALL Heartists program vs Chapka

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ALL Heartists program

This app provides Accor Group employees access to exclusive benefits and discounts on hotel stays and partner offers. It features a digital card for easy access to all program advantages, including standing and flash offers.

Highlights
  • Digital employee ID card
  • Exclusive hotel discounts
  • Standing offers on stays
  • Flash hotel offers
  • Partner benefits
Features
Read full description

The ALL Heartists program is the benefits program dedicated to Accor Group employees. Thanks to this application, you will be able to access the entire ALL Heartists program and will always have your digital card available nearby. Find all your ALL Heartists benefits: - Standing offers in hotels: exclusive discounts on your stays in Accor hotels - Flash offers: exclusive discounts on a selection of Accor hotels - Partner offers: benefits tailored for you from the many ALL Heartists partners This application is free and exclusively dedicated to Accor Group employees

About

Chapka

This app provides comprehensive travel insurance for various types of trips, including holidays, long-term travel, and specific programs like Working Holiday Visas. It allows users to manage their policies, contact assistance 24/7, and access medical teleconsultations.

Highlights
  • Emergency medical expense reimbursement
  • Policy subscription and management
  • 24/7 assistance contact
  • Medical teleconsultation
  • Claims reporting and tracking
  • Coverage details access
Features
Read full description

Chapka is the travel insurance specialist. With the Chapka app, get reimbursed for your emergency medical expenses in case of illness or accident during your trips and stays abroad. Chapka insures all types of travelers, whether they are going on holiday or planning a long trip such as a round-the-world journey. Chapka is known as the French specialist for the Working Holiday Visa (WHV) program, which allows young people to live abroad, particularly in Australia, Canada, and New Zealand. Chapka also provides insurance for international students, au pair stays, and volunteer programs. Chapka has a strong reputation in the United States, and its insurance contracts are recognized by the majority of North American universities. With the Chapka app, manage your insurance from A to Z easily and quickly. • You can subscribe to your insurance policy directly from the Chapka app. • You have access to all information related to your insurance: your contract, coverage amounts, exclusions, emergency contacts, and the status of your compensation claims. • You can contact the assistance team for free 24/7 if you have an accident abroad, in case of hospitalization for more than 24 hours, a death in your family, etc. • You can have a medical teleconsultation 7 days a week with a French-speaking doctor via the Chapka app. • You can report claims, send your invoices, and track your reimbursement requests directly through the Chapka app. In short, the Chapka app is an essential and indispensable tool if you're traveling abroad.

Screenshots

ALL Heartists program4 screens
Chapka4 screens

Verdict

The call

The clearest difference is rating: ALL Heartists program at 2.1 against Chapka's 1.0. ALL Heartists program also leads on ratings volume (11 vs 2). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ALL Heartists program holds the better App Store score, 2.1 against 1.0. That said, the two scores are not equally well evidenced: ALL Heartists program has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 24% of ALL Heartists program's written reviews are positive against 23% of Chapka's.

UpkeepUpdate frequency

ALL Heartists program ships an update every 6 weeks, Chapka every 5 weeks. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
ALL Heartists program versus Chapka: the parameters behind the verdict, then further details
ParameterALL Heartists programChapka
PriceFreeFree
Rating2.1 (11 ratings) — better1.0 (2 ratings)
Positive reviews24.1% of reviews — better22.9% of reviews
Number of ratings11 — better2
Update frequencyEvery 6 weeksEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.617.0 — better
Further details — not scored
Size62 MB63 MB
Age rating4+12+
DeveloperACCORAon France

Customer experience

ALL Heartists program

All ratings11 ratings
Positive27.3%
Neutral0.0%
Negative72.7%
Written reviews29 reviews
Positive24.1%
Neutral3.4%
Negative72.4%

Chapka

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews35 reviews
Positive22.9%
Neutral20.0%
Negative57.1%

In-app purchases

None

ALL Heartists program

No in-app purchases

None

Chapka

No in-app purchases

Questions

Is ALL Heartists program free?
ALL Heartists program is free to download, with no in-app purchases.
Is Chapka free?
Chapka is free to download, with no in-app purchases.
Which has better reviews, ALL Heartists program or Chapka?
ALL Heartists program is rated higher. ALL Heartists program averages 2.1 out of 5 from 11 ratings, while Chapka averages 1.0 from 2 ratings.
Do ALL Heartists program or Chapka have ads?
Neither ALL Heartists program nor Chapka shows ads.
Which is updated more often, ALL Heartists program or Chapka?
ALL Heartists program ships an update every 6 weeks, and Chapka every 5 weeks. Most recently, ALL Heartists program was updated on November 3, 2026 and Chapka on November 3, 2026.

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