Comparison

Chèque vs Chapka

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chèque

This app allows users to pay with Chèque-Vacances Connect for services both online and in-person. It also provides access to the network of participating businesses, your account balance, and transaction history.

Highlights
  • Pay with Chèque-Vacances Connect
  • Find accepting merchants
  • Check balance and transactions
  • Manage your account
  • Online and in-person payments
Read full description

L’application Chèque-Vacances est dédiée aux bénéficiaires de Chèque-Vacances Connect et leur permet de : - Payer en Chèque-Vacances Connect sur place, à distance ou en ligne, au centime près - Consulter le réseau d’acceptation Chèque-Vacances Connect - Consulter son solde et les dernières opérations - Gérer son compte •Tout savoir sur les Chèques-Vacances : https://www.ancv.com/le-cheque-vacances •Vous n’êtes pas bénéficiaire Chèque-Vacances ? Contactez votre CSE/COS/CAS ou employeur pour en obtenir.

About

Chapka

This app provides comprehensive travel insurance for various types of trips, including holidays, long-term travel, and specific programs like Working Holiday Visas. It allows users to manage their policies, contact assistance 24/7, and access medical teleconsultations.

Highlights
  • Emergency medical expense reimbursement
  • Policy subscription and management
  • 24/7 assistance contact
  • Medical teleconsultation
  • Claims reporting and tracking
  • Coverage details access
Features
Read full description

Chapka is the travel insurance specialist. With the Chapka app, get reimbursed for your emergency medical expenses in case of illness or accident during your trips and stays abroad. Chapka insures all types of travelers, whether they are going on holiday or planning a long trip such as a round-the-world journey. Chapka is known as the French specialist for the Working Holiday Visa (WHV) program, which allows young people to live abroad, particularly in Australia, Canada, and New Zealand. Chapka also provides insurance for international students, au pair stays, and volunteer programs. Chapka has a strong reputation in the United States, and its insurance contracts are recognized by the majority of North American universities. With the Chapka app, manage your insurance from A to Z easily and quickly. • You can subscribe to your insurance policy directly from the Chapka app. • You have access to all information related to your insurance: your contract, coverage amounts, exclusions, emergency contacts, and the status of your compensation claims. • You can contact the assistance team for free 24/7 if you have an accident abroad, in case of hospitalization for more than 24 hours, a death in your family, etc. • You can have a medical teleconsultation 7 days a week with a French-speaking doctor via the Chapka app. • You can report claims, send your invoices, and track your reimbursement requests directly through the Chapka app. In short, the Chapka app is an essential and indispensable tool if you're traveling abroad.

Screenshots

Chèque4 screens
Chapka4 screens

Verdict

The call

The clearest difference is review sentiment: Chèque at 79% against Chapka's 23%. Chèque also leads on rating (4.9 vs 1.0) and ratings volume (123 vs 1). Chapka's advantage is update cadence (every 5 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Chèque holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: Chèque has 123 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 79% of Chèque's written reviews are positive against 23% of Chapka's.

UpkeepUpdate frequency

Chèque ships an update every 3 months, Chapka every 5 weeks. Both last shipped on November 7, 2026.

Scorecard4 real differences · 6 level
Chèque versus Chapka: the parameters behind the verdict, then further details
ParameterChèqueChapka
PriceFreeFree
Rating4.9 (123 ratings) — better1.0 (1 ratings)
Positive reviews79.2% of reviews — better22.9% of reviews
Number of ratings123 — better1
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better17.0
Further details — not scored
Size90 MB63 MB
Age rating4+12+
DeveloperANCVAon France

Customer experience

Chèque

All ratings123 ratings
Positive98.4%
Neutral0.8%
Negative0.8%
Written reviews53 reviews
Positive79.2%
Neutral1.9%
Negative18.9%

Chapka

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews35 reviews
Positive22.9%
Neutral20.0%
Negative57.1%

In-app purchases

None

Chèque

No in-app purchases

None

Chapka

No in-app purchases

Questions

Is Chèque free?
Chèque is free to download, with no in-app purchases.
Is Chapka free?
Chapka is free to download, with no in-app purchases.
Which has better reviews, Chèque or Chapka?
Chèque is rated higher. Chèque averages 4.9 out of 5 from 123 ratings, while Chapka averages 1.0 from 1 ratings.
Do Chèque or Chapka have ads?
Neither Chèque nor Chapka shows ads.
Which is updated more often, Chèque or Chapka?
Chèque ships an update every 3 months, and Chapka every 5 weeks. Most recently, Chèque was updated on November 7, 2026 and Chapka on November 7, 2026.

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