Comparison

Focus FCU Mobile vs LAFCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Focus FCU Mobile

Manage all your financial accounts, including those from other institutions, in one secure place. Track transactions, set alerts, make payments, transfer funds, and deposit checks remotely. This app simplifies your financial life with convenient tools and robust security features.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • Debit card management
  • Find branches and ATMs
Features
Read full description

Focus FCU Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Focus FCU Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Focus FCU Mobile app, you must be enrolled as a Focus FCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

LAFCU Mobile

Manage all your financial accounts, even from other institutions, in one secure place. Track transactions with notes and photos, set balance alerts, and make payments easily. Deposit checks, manage debit cards, and find nearby branches and ATMs.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments to companies and friends
  • Deposit checks via photo
  • Manage debit cards
  • Find branches and ATMs
Features
Read full description

LAFCU Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with LAFCU Mobile: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the LAFCU app, you must be enrolled as a LAFCU digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Focus FCU Mobile4 screens
LAFCU Mobile4 screens

Verdict

The call

The clearest difference is ratings volume: LAFCU Mobile at 6.2K against Focus FCU Mobile's 1.5K. On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Focus FCU Mobile against 4.8 for LAFCU Mobile. Both are backed by a comparable volume of ratings — 1.5K and 6.2K respectively. Written reviews are what separate them: 63% of Focus FCU Mobile's written reviews are positive against 64% of LAFCU Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.

Scorecard1 real difference · 9 level
Focus FCU Mobile versus LAFCU Mobile: the parameters behind the verdict, then further details
ParameterFocus FCU MobileLAFCU Mobile
PriceFreeFree
Rating4.8 (1.5K ratings)4.8 (6.2K ratings)
Positive reviews63.2% of reviews64.3% of reviews — better
Number of ratings1.5K6.2K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size177 MB177 MB
Age rating4+4+
DeveloperThe Focus Federal Credit UnionLAFCU

Customer experience

Focus FCU Mobile

All ratings1,465 ratings
Positive96.6%
Neutral1.6%
Negative1.8%
Written reviews19 reviews
Positive63.2%
Neutral15.8%
Negative21.1%

LAFCU Mobile

All ratings6,206 ratings
Positive94.5%
Neutral2.4%
Negative3.0%
Written reviews70 reviews
Positive64.3%
Neutral4.3%
Negative31.4%

User reviews

Focus FCU Mobile

From 1.5K App Store ratings

What we love

  • 👍 Friendly and supportive staff
  • 🚀 Easy to use
  • 💡 Service at your fingertips
  • 👍 Remote deposit is amazing
  • 👍 Statements available for long periods

Room to improve

  • 🐛 Inaccurate information
  • 🐛 Cumbersome check deposit process
  • 🐛 Transactions not up to date
  • 🐛 Glitches and account name mixing

LAFCU Mobile

From 6.2K App Store ratings

What we love

  • 👍 Straight forward and easy to use
  • 👍 Well organized
  • 👍 Performs needed functions
  • 👍 Simple and easy to use
  • 👍 Reliable service

Room to improve

  • 🐛 Difficulty with mobile check deposits
  • 🐛 Refresh issues after last update
  • 🐛 Crashes and freezes
  • 🐛 Slow and confusing new app/website design
  • 🐛 Delayed transaction notifications

Bugs and requests

Focus FCU Mobile

Reported bugs

2 issues
  • Text alerts not working after app update
  • Remote deposit feature not functioning properly

Requested features

2 requests
  • Transfer history showing initiation and completion
  • Button to capture photo for remote deposit

LAFCU Mobile

Reported bugs

4 issues
  • Mobile check deposit issues
  • New app/website design problems
  • Notification delays
  • Loan due date visibility

Requested features

3 requests
  • Better business savings/checking return rate
  • Add ability to add credit cards for payment
  • Show credit card purchases daily

In-app purchases

None

Focus FCU Mobile

No in-app purchases

None

LAFCU Mobile

No in-app purchases

Questions

Is Focus FCU Mobile free?
Focus FCU Mobile is free to download, with no in-app purchases.
Is LAFCU Mobile free?
LAFCU Mobile is free to download, with no in-app purchases.
Which has better reviews, Focus FCU Mobile or LAFCU Mobile?
Focus FCU Mobile and LAFCU Mobile are both rated 4.8 out of 5 on the App Store, from 1.5K and 6.2K ratings respectively.
Do Focus FCU Mobile or LAFCU Mobile have ads?
Neither Focus FCU Mobile nor LAFCU Mobile shows ads.
Which is updated more often, Focus FCU Mobile or LAFCU Mobile?
Focus FCU Mobile ships an update monthly, and LAFCU Mobile monthly. Most recently, Focus FCU Mobile was updated on September 21, 2026 and LAFCU Mobile on September 22, 2026.

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