ID.me Authenticator vs Credit Armor
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ID.me Authenticator
This app provides a free multi-factor authentication solution for your account, adding an extra security layer to prevent unauthorized access. It generates secure verification tokens, including time-based codes and push notifications, to confirm your identity during login.
- Multi-factor authentication (MFA)
- Time-based one-time passwords (TOTP)
- Push notification verification
- Mobile security keys
- Account protection from hackers
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ID.me Authenticator is a simple and free multi-factor authentication (MFA) solution for your ID.me account, protecting your account from hackers by adding an additional layer of security. ID.me Authenticator generates secure 2-step verification tokens on your device, including time-based one-time passwords, (TOTP), push notifications, or mobile security keys, to verify your identity. When logging in, after entering in your password, you will be asked for an additional way to prove it is really you. Either approve the notification sent to the ID.me Authenticator by tapping ‘Yes’ to approve if it’s you (push notification), or enter the verification code generated by the app (TOTP).
Credit Armor
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Credit Armor is your all-in-one tool for financial literacy. Optimize your credit with Score Boost and see how utilizing your accounts will impact your score. Keep track of your spending habits with the easy-to-use Money Manager tool. Get access to your 3B reports and scores each month with our Smart Credit Reports and never feel left in the dark with your credit ever again. Join Credit Armor today and begin your journey to financial freedom.
Screenshots
Verdict
The clearest difference is ads: ID.me Authenticator at none against Credit Armor's shown. ID.me Authenticator also leads on chart position (#36 vs unranked). Credit Armor's advantage is iOS requirement (15.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | ID.me Authenticator | Credit Armor |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (100K ratings) — better | — |
| Positive reviews | 12.4% of reviews | — |
| Number of ratings | 100K — better | — |
| Update frequency | Every 2 months | — |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Best chart rank | #36 — better | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPod |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 16 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | ID.me | Credit Armor LLC |
Bugs and requests
ID.me Authenticator
Reported bugs
4 issues- Repeated login failures
- Inability to upload documents successfully
- Inconsistent error messages
- Compatibility issues with certain phone models
Requested features
4 requests- Improved customer support with live agents
- Simplified identity verification process
- Compatibility with more device types
- Ability to reset passwords and accounts easily
Credit Armor
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ID.me Authenticator
No in-app purchases
Credit Armor
No in-app purchases
Questions
Is ID.me Authenticator free?
Is Credit Armor free?
Do ID.me Authenticator or Credit Armor have ads?
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