Capital Mobile+ vs mshiFFt
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Capital Mobile+
Manage your finances on the go with instant transactions, fund transfers, and account management. Open new deposits, request cheque books, and add beneficiaries easily. Supports multiple login profiles for different customer IDs on a single device.
- Instant transactions
- Fund transfer (Inter Bank, NEFT, RTGS, IMPS)
- Deposit opening
- Cheque book request
- Statement of account
- Beneficiary management
- Multiple login profiles
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Download Capital Mobile+ app to your smart phone to perform transactions instantly using your mobile handset. Pre requisite : 1.The user needs to know his Customer ID to register for the app. 2.If the user is not aware of the customer ID, the same can be found on the passbook, personalised cheque book or the user can contact the home branch to get the same. 3.The registered mobile number should be in SIM tray 1 and should be set default for sending SMS during registration. 4.Kindly read the FAQs available in Mobile App Login page for registration help Features include : 1.Fund Transfer (Inter Bank, NEFT, RTGS, IMPS) 2.Deposit Opening 3. Cheque Book Re quest 4.Statement of Account 5.Beneficiary Additions for Fund transfer 6.Multiple login Profiles for Different Customer IDs on the same handset
mshiFFt
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Discover a smarter way to bank with Shivalik Mobile Banking 2.0 (mShiFFT). Revolutionise the way you manage your finances with our user-friendly mobile banking app that brings banking to your fingertips. Experience the future of banking were banking meets convenience. Manage your money on your terms, with Shivalik Mobile Banking 2.0 (mShiFFT) as your financial partner. No more waiting in lines. So, take control of your financial destiny today. Download Shivalik Mobile banking 2.0 (mShiFFT) and experience banking like never before
Screenshots
Verdict
The clearest difference is update cadence: mshiFFt at monthly against Capital Mobile+'s every 6 months. Capital Mobile+'s advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Capital Mobile+ ships an update every 6 months, mshiFFt monthly. The most recent releases landed on October 5, 2026 and October 16, 2026 respectively.
| Parameter | Capital Mobile+ | mshiFFt |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 6 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 20 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | Capital Small Finance Bank Limited | Shivalik Small Finance Bank Ltd |
In-app purchases
Capital Mobile+
No in-app purchases
mshiFFt
No in-app purchases
