Comparison

mshiFFt vs Ujjivan EZY Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mshiFFt

Features
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Discover a smarter way to bank with Shivalik Mobile Banking 2.0 (mShiFFT). Revolutionise the way you manage your finances with our user-friendly mobile banking app that brings banking to your fingertips. Experience the future of banking were banking meets convenience. Manage your money on your terms, with Shivalik Mobile Banking 2.0 (mShiFFT) as your financial partner. No more waiting in lines. So, take control of your financial destiny today. Download Shivalik Mobile banking 2.0 (mShiFFT) and experience banking like never before

About

Ujjivan EZY Mobile Banking

Manage your finances securely and efficiently with this official mobile banking app. Access accounts, make payments, invest, and track spending with an intuitive design and personalized interface. Features include fingerprint login, bill payments, and video banking.

Highlights
  • Fingerprint and mPIN login
  • Account balance and statement access
  • Open/close Fixed and Recurring Deposits
  • IMPS, NEFT, RTGS transfers
  • Bill payments with auto-pay
  • Debit card management
  • Video Banking feature
Features
Read full description

Ujjivan EZY Mobile Banking is the official mobile banking app from Ujjivan Small Finance Bank. It brings an upgraded, intuitive design and powerful features to help you manage your finances securely and efficiently—right from your iPhone or iPad. Languages Supported: English, Hindi, Kannada, Tamil, Bengali, Marathi, Gujarati, Punjabi, Oriya What You Can Do: Seamless Access - Login using fingerprint or 4-digit mPIN for a smooth and secure experience Accounts Made Simple - View your total balances across accounts - Access account statements and smart summaries Bank Smarter - Open or close Fixed and Recurring Deposits instantly - Manage FD maturity preferences and download FD advice - Invest in the National Pension Scheme (NPS) Easy Payments & Transfers - Send money within Ujjivan or to other banks via IMPS, NEFT or RTGS - Add and manage beneficiaries, favourite transactions and transfer limits - Pay bills with optional auto-pay settings - Pay GST, check TDS, and submit Form 15 G/H Personal Finance Tools - Track your spending, set budgets, and work toward saving goals Debit Card & Cheque Services - Set debit card PIN, block card or request a new one - Request a cheque book or stop payments with ease Personalized Interface - Choose a custom theme based on your account: Maxima, Privilege, or Savings - Use the in-app Video Banking feature to speak with a bank representative directly Why Ujjivan EZY? Because your time is valuable—and banking should be effortless, efficient, and just a tap away.

Screenshots

mshiFFt4 screens
Ujjivan EZY Mobile Banking4 screens

Verdict

The call

mshiFFt and Ujjivan EZY Mobile Banking are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on September 30, 2026 and October 14, 2026 respectively.

ScorecardNo meaningful differences
mshiFFt versus Ujjivan EZY Mobile Banking: the parameters behind the verdict, then further details
ParametermshiFFtUjjivan EZY Mobile Banking
PriceFreeFree
Rating—3.0 (2 ratings) — better
Positive reviews—83.3% of reviews
Number of ratings—2 — better
Update frequencyEvery 5 weeksEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size59 MB270 MB
Age rating4+4+
DeveloperShivalik Small Finance Bank LtdUjjivan Small Finance Bank

In-app purchases

None

mshiFFt

No in-app purchases

None

Ujjivan EZY Mobile Banking

No in-app purchases

Questions

Is mshiFFt free?
mshiFFt is free to download, with no in-app purchases.
Is Ujjivan EZY Mobile Banking free?
Ujjivan EZY Mobile Banking is free to download, with no in-app purchases.
Do mshiFFt or Ujjivan EZY Mobile Banking have ads?
Neither mshiFFt nor Ujjivan EZY Mobile Banking shows ads.
Which is updated more often, mshiFFt or Ujjivan EZY Mobile Banking?
mshiFFt ships an update every 5 weeks, and Ujjivan EZY Mobile Banking every 5 weeks. Most recently, mshiFFt was updated on September 30, 2026 and Ujjivan EZY Mobile Banking on October 14, 2026.

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