mshiFFt vs Ujjivan EZY Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mshiFFt
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Discover a smarter way to bank with Shivalik Mobile Banking 2.0 (mShiFFT). Revolutionise the way you manage your finances with our user-friendly mobile banking app that brings banking to your fingertips. Experience the future of banking were banking meets convenience. Manage your money on your terms, with Shivalik Mobile Banking 2.0 (mShiFFT) as your financial partner. No more waiting in lines. So, take control of your financial destiny today. Download Shivalik Mobile banking 2.0 (mShiFFT) and experience banking like never before
Ujjivan EZY Mobile Banking
Manage your finances securely and efficiently with this official mobile banking app. Access accounts, make payments, invest, and track spending with an intuitive design and personalized interface. Features include fingerprint login, bill payments, and video banking.
- Fingerprint and mPIN login
- Account balance and statement access
- Open/close Fixed and Recurring Deposits
- IMPS, NEFT, RTGS transfers
- Bill payments with auto-pay
- Debit card management
- Video Banking feature
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Ujjivan EZY Mobile Banking is the official mobile banking app from Ujjivan Small Finance Bank. It brings an upgraded, intuitive design and powerful features to help you manage your finances securely and efficiently—right from your iPhone or iPad. Languages Supported: English, Hindi, Kannada, Tamil, Bengali, Marathi, Gujarati, Punjabi, Oriya What You Can Do: Seamless Access - Login using fingerprint or 4-digit mPIN for a smooth and secure experience Accounts Made Simple - View your total balances across accounts - Access account statements and smart summaries Bank Smarter - Open or close Fixed and Recurring Deposits instantly - Manage FD maturity preferences and download FD advice - Invest in the National Pension Scheme (NPS) Easy Payments & Transfers - Send money within Ujjivan or to other banks via IMPS, NEFT or RTGS - Add and manage beneficiaries, favourite transactions and transfer limits - Pay bills with optional auto-pay settings - Pay GST, check TDS, and submit Form 15 G/H Personal Finance Tools - Track your spending, set budgets, and work toward saving goals Debit Card & Cheque Services - Set debit card PIN, block card or request a new one - Request a cheque book or stop payments with ease Personalized Interface - Choose a custom theme based on your account: Maxima, Privilege, or Savings - Use the in-app Video Banking feature to speak with a bank representative directly Why Ujjivan EZY? Because your time is valuable—and banking should be effortless, efficient, and just a tap away.
Screenshots
Verdict
mshiFFt and Ujjivan EZY Mobile Banking are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on September 30, 2026 and October 14, 2026 respectively.
| Parameter | mshiFFt | Ujjivan EZY Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.0 (2 ratings) — better |
| Positive reviews | — | 83.3% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 59 MB | 270 MB |
| Age rating | 4+ | 4+ |
| Developer | Shivalik Small Finance Bank Ltd | Ujjivan Small Finance Bank |
In-app purchases
mshiFFt
No in-app purchases
Ujjivan EZY Mobile Banking
No in-app purchases
Questions
Is mshiFFt free?
Is Ujjivan EZY Mobile Banking free?
Do mshiFFt or Ujjivan EZY Mobile Banking have ads?
Which is updated more often, mshiFFt or Ujjivan EZY Mobile Banking?
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