HSBC India vs Splitkaro

The HSBC India mobile banking app has been built with reliability at its heart. You can enjoy a secure and convenient mobile banking experience with: • Online banking registration on mobile – use your mobile device to easily set up and register for online banking account. All you need is either your phone banking number or PAN (Permanent Account Number) for one time setup. • Touch ID / Face ID – for faster log on, confirm transactions, and self-servicing your user profile. • Accounts summary - View your accounts at a glance on the app with our updated summary view for a seamless mobile experience. • Digital Secure Key – Generate a security code for Online banking, quickly and securely without having to carry a physical Security Device. • Fully Digital Account Opening: Open a bank account and instantly register for online banking. You can also pick up where you left and resume your application anytime. • Manage money – add new beneficiaries for domestic payments quickly and securely and make local currency transfers • Global Money Transfers - Manage your international payees, and send money like a local in over 20 currencies to 200+ countries/territories. It is fee-free, secure and quick. • Mobile Wealth Dashboard - review your investment performance with ease and swiftly manage your transactions in one place • Simply Invest - link your HSBC account to retail broking services through our referral partner, ICICI Securities and enjoy the value of seamless trading, executed at the speed of your decisions. • Reward Redemption - Enjoy the freedom to instantly redeem your reward points for a wide range of merchandise and e-gift cards. Plus, you can transfer your points to over 20 airlines and hotel loyalty programs. With easy access to your points balance, redeeming your points has never been more easy and convenient. • Mutual Funds - Compare and invest in funds to maximize your investment potential and make more informed decisions. • Insurance Dashboard: Clear, concise and simplified insurance dashboard anytime, anywhere! View your Canara HSBC Life policy details within your mobile device. • Insurance Sales: We’ll pre-populate some of your personal information during the insurance journey with your consent — making the process quicker, easier, and more personal to you. • eStatements – View and download your bank account and credit card statements • Manage your credit/debit cards - Activate your credit/debit cards and reset your PIN in few simple steps, it's easier than ever. • Make foreign remittances directly to pre-verified education institutes. • Over limit consent – Manage your financial requirements by providing consent for credit card over limit usage. • Cash on EMI - The Cash-on-EMI feature on your HSBC credit card is a convenient way to borrow cash and repay in installments at lower interest rates. • Loan on Phone – Pay off multiple credit card transactions with one installment plan • Update your individual profile and KYC records. • Reactivate inoperative account. • Generate Interest certificate for your savings and fixed deposit accounts. • ⁠In app messaging - Eligible customers will now get personalised messages related to latest offers, helpful reminders and notices. • Push Notifications - Receive timely alerts and updates to help you stay informed on HSBC Bank offers and services. Download HSBC India app now to enjoy digital banking on the go! Important note: HSBC India is authorised and regulated by the Reserve Bank of India. This App is provided by HSBC India for the use of its existing customers. If you are outside of India, we may not be authorised to offer or provide you with the products and services available through this App in the country or region you are located or resident in.

Splitkaro is the expense tracker and bill splitter for roommates, couples, trips, homes, teams, and your own personal spending. Track personal and shared expenses together in one app, with flexible splitting, smart reminders, spending insights, and no limit on how many expenses you add. FREE, AND FREE MEANS FREE Unlimited expenses. Unlimited members. Unlimited groups. No cap on how many expenses you can add, ever, and no paywall after the first handful. Category-wise spending insights are free too. Premium is optional. SWITCHING APPS? Coming from Splitwise? Import your groups & balances from Splitwise and carry on without limits. SPLIT EXPENSES ANY WAY YOU NEED • Split equally, unequally, by ratio, or item by item • Assign each dish or item to whoever actually had it • Rounding always adds up, so no cents are ever left over • Add cash expenses with a photo of the receipt • Share a split by link so the other person sees it right away • See who owes who at a glance, per group and overall • Smart reminders get people to settle up without awkward follow-ups • Track payments and balances until everyone is settled up • Chat with your group right where the expenses are A GROUP EXPENSE TRACKER FOR EVERY SITUATION • Roommates splitting rent, groceries and utilities • Couples managing shared spending • Friends and travel groups tracking trip costs • Families organising household expenses • Small teams sharing business costs • Personal expense tracking and budgeting MORE THAN A BILL SPLITTING APP Most people use one app to split expenses with friends and another to track their own. Splitkaro does both. Share costs on a carpool, split a group trip, split rent with housemates, split the check at dinner and settle up the same night. Your personal spending lives in the same place. AUTOMATIC EXPENSE TRACKING Import your bank and card statements and every purchase shows up on its own. Just tag it to a group. Set a rule once and future transactions go into the right group and category automatically. Direct card and bank connections are rolling out now. KNOW WHAT YOU ACTUALLY SPENT The bill was $120, but your share was $24. Splitkaro counts the $24. One tab shows what you really spent, paid, and received across every group and your personal expenses, with category analytics and clean monthly summaries. Your data syncs securely across your devices and the web, and friends can join your group from any phone. SPLITKARO PREMIUM Splitkaro is free to use. Premium is an optional upgrade that adds expense search, custom categories, full analytics, PDF export, and dark mode. Choose a monthly or yearly plan. • The monthly plan is an auto-renewing subscription. The yearly plan does not renew automatically • Payment is charged to your Apple ID account when you confirm the purchase • The monthly subscription renews automatically unless you cancel it at least 24 hours before the end of the current period • Your account is charged for the renewal within 24 hours before the current period ends • You can manage or cancel your subscription in your App Store account settings after purchase • You can keep using the free version without subscribing Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://privacy.splitkaro.com/ Questions or feedback? support@splitkaro.com