Spentra vs Rellevate

A complete pay access solution designed to improve financial stability. Get early access to earned wages anytime, anywhere. Money Earned® from Spentra is an employer-sponsored benefit. It was designed from the ground up to provide employees with a better option to get and manage their pay. Money Earned® is our proprietary patented product that allows you instant access to up to 50% of your already earned net wages in advance of your paycheck date. Your money is sent directly to your own debit card or bank account. If your employer already offers Spentra, just download the app, link your debit card or bank account, and begin to manage the money you know you have. If your employer does not currently offer Spentra, just have them contact us at info@spentra.com and we will be glad to make that happen. Take control of your money and align what matters to you…today. MANAGE YOUR PAY FROM THE SPENTRA APP Enroll in minutes directly from the app Link your own debit card and bank account Choose how you receive your money: to your debit card or to your bank account See your available earned wages anytime Review your transfer history in the app Friendly and responsive customer support Our patented benefit, Money Earned® *Standard message and data rates from your wireless service provider may apply. The Money Earned® service is provided by Spentra, LLC. See the app for terms and any applicable fees.

Rellevate is a digital consumer financial services platform that facilitates consumer access and use of their money, anytime…anywhere. Rellevate’s state-of-the-art digital platform strengthens organizations and their workforces with a financial wellness benefit, the Rellevate Digital Account featuring Pay Any-Day*. Pay Any-Day* enables employers to offer employees secure and affordable advances to earned wages, between pay periods. [:mav: 2.0.8] Other features of the Rellevate Digital Account with Earnings Credit, which is available to the general public, include a Rellevate Visa® Debit Card, ATM Network, Bill Pay and Send Money. There are no monthly subscription fees, no credit checks, and no minimum balance requirements. *Pay Any-Day currently available only to employees whose Employers offer the Rellevate Digital Account to their workforce. Rellevate facilitates banking services through Sutton Bank. Member FDIC. The Rellevate Visa® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc The Rellevate MasterCard® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard YOUR MONEY WHEN YOU NEED IT For employees whose employer is offering Rellevate, you can access up to 50% of your pay before payday via Pay Any-Day. The funds are transferred real-time to your Rellevate Account. SPEND, ACCESS, SEND, EARN ON-YOUR MONEY The Rellevate Digital Account includes: The Rellevate Debit Card can be used at millions of locations worldwide Access your money at 55,000 locations worldwide with the Allpoint Network with 2 transactions per month / no fee Safe and secure Online Bill Pay with over 100,000 billers participating / no fee Send Money to Friends and Friends in the U.S. (including Puerto Rico) / no fee Earnings Credit paid monthly on account balances FDIC Insured Account, 24/7/365 Customer Service in English and Spanish