Comparison

MyRICB vs mCaMS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyRICB

Manage your insurance policies and loans with this secure mobile application. Make loan repayments, deposit premiums, view policy details, and generate statements. You can also make payments on behalf of others.

Highlights
  • Loan installment repayment
  • Life insurance premium deposit
  • Deferred annuity premium deposit
  • View loan and policy details
  • Pay on behalf of others
  • Generate online statements
Features
Read full description

MyRICB is a mobile application of Royal Insurance Corporation of Bhutan Limited. It is a free, secured and convenient insurance application designed to facilitate the following functionalities: 1. Repayment of Loan Installments 2. Deposit of Life Insurance Premium 3. Deposit of Deferred Annuity Premium 4. Viewing details of Loans and Insurance Policies 5. Payment on behalf of others (Friends, Relatives and Family) 6. Generating online statements such as Loan, Private Provident Fund and Group Insurance Scheme statements Features: * Click New User? Sign up and provide details. * Confirm your registration by inserting the OTP number SMS in your mobile. * Login to view details of your Insurance Policies and Loans with us. * You can pay your Loan Installments and Insurance Premiums by connecting to secured RMA Payment Gateway. * You will be notified by SMS once your Loans and Insurance policies are updated. * By Selecting "Pay For Others" you can also track and simultaneously pay on behalf of your friends, family and relatives. * Generate online statements such as Loan Statement, Private Provident Fund Statement and Group Insurance Scheme memos. * You can avail all our services for free of charge. We aspire to serve you better by adding more new services in future. For any further clarification contact us at our Toll-Free No # 1811/1511 or write to us at feedback@ricb.bt.

About

mCaMS

Trade financial instruments directly from your mobile device without needing to contact your broker. Access live market data, manage your orders, and view executed trades for companies listed on the Bhutanese stock market.

Highlights
  • Buy/Sell/Update/Delete financial instruments
  • View executed trades
  • Live market updates
  • Details of listed companies
  • Direct broker-free trading
Features
Read full description

mCaMS is the official mobile trading app from the Royal Securities Exchange of Bhutan (RSEB). Trade listed shares, follow live prices, manage orders, and review your portfolio — securely from your phone. Why mCaMS • Official RSEB platform for mobile trading in Bhutan • Live market data and price updates • Place, modify, and cancel buy and sell orders • View holdings, pending orders, and executed trades • Secure sign-in with PIN and biometrics Trading & portfolio • Trade shares with a full buy/sell order pad • Portfolio overview with holdings and key figures • Order history and pending order management • Stock details — charts, metrics, corporate actions, and company info • Watchlist to track the symbols you follow • Bond trading for eligible listed instruments Account & registration • New user registration with Bhutan NDI identity verification • Choose a licensed broker and complete onboarding in-app • Renew your annual mCaMS subscription • PIN recovery and profile management • View broker, bank, and account details in your profile For investors • Home dashboard with market overview and index data • Push notifications for important updates • Rights subscriptions and investor services (where available) • Light and dark mode • FAQ, Terms & Conditions, and support access mCaMS is available on an annual subscription basis. Settlement, trading hours, and broker rules apply as set by RSEB and your licensed broker. Support: https://www.rsebl.org.bt Brokers: https://rsebl.org.bt/brokers Developed by the Royal Securities Exchange of Bhutan.

Screenshots

MyRICB3 screens
mCaMS4 screens

Verdict

The call

The clearest difference is review sentiment: mCaMS at 33% against MyRICB's 17%. mCaMS also leads on update cadence (every 10 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MyRICB ships an update monthly, mCaMS every 10 days. The most recent releases landed on October 22, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 8 level
MyRICB versus mCaMS: the parameters behind the verdict, then further details
ParameterMyRICBmCaMS
PriceFreeFree
Rating1.0 (2 ratings) — better—
Positive reviews16.7% of reviews33.3% of reviews — better
Number of ratings2 — better—
Update frequencyMonthlyEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size29 MB57 MB
Age rating4+4+
DeveloperRoyal Insurance Corporation of BhutanThe Royal Securities Exchange of Bhutan

Customer experience

MyRICB

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews6 reviews
Positive16.7%
Neutral16.7%
Negative66.7%

mCaMS

Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

MyRICB

No in-app purchases

None

mCaMS

No in-app purchases

Questions

Is MyRICB free?
MyRICB is free to download, with no in-app purchases.
Is mCaMS free?
mCaMS is free to download, with no in-app purchases.
Do MyRICB or mCaMS have ads?
Neither MyRICB nor mCaMS shows ads.
Which is updated more often, MyRICB or mCaMS?
MyRICB ships an update monthly, and mCaMS every 10 days. Most recently, MyRICB was updated on October 22, 2026 and mCaMS on October 6, 2026.

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