Comparison

SAB Mobile vs NEO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SAB Mobile

Manage your personal finances, track spending, and perform banking transactions conveniently. Apply for new products, pay bills, and transfer funds securely from anywhere. Offers account management, budgeting tools, and customer support chat.

Highlights
  • Account management and statements
  • Bill payment and government services
  • Fund transfers (local & international)
  • Credit card and loan applications
  • Spending tracking and budgeting
  • Virtual card issuance
  • Loyalty program access
Features
Read full description

Welcome to SAB Mobile - Saudi Awwal Bank Digital Banking Application! Enjoy the ease, privacy and convenience of online personal banking anywhere and anytime with SAB Mobile by Saudi Awwal Bank. Manage your finances, track your spending, transfer funds, explore and apply for our banking products and enjoy many other services, all within one app. To benefit from the app, register or log in using any of the several logging-in methods provided by SAB. SAB Mobile allows you to benefit from many services, including: Account services: • View and manage your accounts • Open new current and saving accounts • Request and download your digital banking documents • Download your e-statements • Share your IBAN SAB Banking Products: • Apply for the best Credit Card for you • Apply for Home Finance • Apply for Personal financing SAB 360° Services to manage your finances: • Track your spending • Build and manage your budgets • Create hashtags to manage your spending • Manage your spending through the Cash Wallet Bill payment/ Government Services: • Add, manage and Pay your bills • Pay your traffic fines • Pay your government services fees • Pay Esal Payments • Bulk Bill Payment Transfers: • Add, activate and manage beneficiaries • Transfer funds between your own SAB accounts • Transfer to any other SAB account • Perform local and international transfers • Mobile Wallet transfers and Cash Out services • Register in instant transfer service and manage your Aliases • Schedule future transfers Card services: • SAB Aqsat program • Apply for Supplementary Card • Apply for Umlaty Card • Issue and view Virtual Cards • Pay Credit Card • Control the Online Payments Limit • Provision your cards into Apple Pay wallet SAB Loyalty Program: • View your points summary • Redeem points and Cashback services • View your earned Qitaf points, Fursan miles and Emirates miles Different log-in Methods: • Username, Password and OTP • Face ID, Touch ID • Quick Access Pin • Digital Secure Key Other assistive services: • SAB Chat service for instant conversations with customer service representatives • SAB Bot service to answer your inquiries about SAB products and services • Messages and complaints service that allows you to inquire about the services provided to you and raise your complaints to be handled by our team SAB Mobile introduces an all-new dashboards concept - a more interactive experience, designed to meet all of your personal banking needs. • Main Dashboard, where you can access your financials and view your cash holding and debt in addition to different category notifications. • Account Dashboard, where you can view all your transactions, access your statements, and share your IBAN. • Bills and Payments Dashboard, where you can manage all your bills, including SADAD bills. • SAB 360° Dashboard, where you can view your overall spend, your budget, your tags and cash wallet.

About

NEO

This digital banking app allows users to open accounts, transfer money globally with competitive rates, and manage multiple currencies from a single platform. It offers travel cards with exclusive benefits, secure transactions, and a rewards program for purchases.

Highlights
  • Open account in minutes
  • International money transfers
  • Multi-currency account management
  • Travel cards with lounge access and discounts
  • Earn rewards points (Neons)
  • Secure, bank-grade encryption
  • Islamic Sharia compliant banking
Features
Read full description

NEO is a smart digital banking app that lets you open an account in minutes, transfer money worldwide, and manage multiple currencies, all in one secure app. Start today and experience secure, fast, and modern digital banking with NEO. Our Services International Money Transfers ● Competitive exchange rates ● Low transfer fees with no hidden costs ● Receiving options tailored to the recipient’s needs ● Earn "NEONS" points when issuing a card Your money reaches the world in moments! Send SAR, USD, EUR, and more worldwide in seconds. No borders, no delays. Multi-Currency Account ● Manage multiple currencies from a single account ● Easily exchange between currencies with no hidden fees ● Perfect for travel enthusiasts and global shoppers ● Supports over 19 currencies, including QAR, USD, EUR, GBP, and more Travel Cards ● Access to international and local airport lounges ● Exclusive discounts ● Uniquely tailored benefits for each card ● Get neons on every purchase Currency Exchange – Best Rates, No Surprises ● Instant exchange through the app with no delays ● Best exchange rates ● No hidden fees ● Supports multiple currencies All in One Digital Banking App Your banking, simplified into one secure app. Key Features: ● Open your bank account in minutes ● Transfer money locally and internationally ● Track your spending and manage expenses ● Earn Neons with every purchase ● Pay bills instantly ● Onboarding Minors (15-18) years old ● Issue and manage your cards ● Request money (Qattah) ● Bank-grade encryption for 24/7 security ● Available for users aged 15 and above Islamic Digital Banking At NEO, we provide a fully integrated digital banking experience, 100% compliant with Islamic Sharia principles, ensuring every financial transaction you make aligns with approved Sharia standards. NEO App is fully compliant with Islamic Sharia standards. Track Your Money – Easily and Securely With the smart tracking feature, you can: ● Monitor all your transactions ● Receive personalized notifications for every financial movement ● Get a clear view of your cash flow with smart income and expense insights, all in one simple dashboard. Stay on top of your spending with smart alerts, income insights, and a simple dashboard. Exclusive Offers & Vouchers Open your account and start enjoying rewards. Neo offers real benefits and valuable promotions that make every transaction count: ● Earn “Neons” points for every Riyal you spend ● Get bonus Neons when you sign up and issue your first card ● Enjoy instant discounts with our partners ● Unlock exclusive offers tailored for you ● Redeem digital vouchers for shopping, dining, and entertainment With NEO, every transaction = added value, Download NEO digital banking app today and let the rewards begin! Flexible Payment Methods Your Card, Is Your Phone or Smartwatch. Pay effortlessly with Apple Pay, Google Pay, Mada Pay, or Samsung Pay. No need to carry a physical card. Request a physical card anytime, delivered straight to your door Smart Payment Benefits: ● Instant, secure payment with a single tap ● Compatible with major smart payment platforms ● Advanced protection to keep your data safe Issue and manage virtual or physical cards anytime. Explore the App Features Your NEO Account Offers: ● Open an account in minutes with our digital banking app ● Issue an instant virtual/physical card ● Multi-currency account ● International money transfer ● local transfer ● Easy transfer using phone number ● Expense tracking and categorization ● Savings & investment calculator ● Government payments ● Freeze or cancel your card instantly ● 24/7 customer support and security Whether you're opening your first account or managing money across currencies, NEO gives you full control with simplicity and security. Start your digital banking journey today with NEO.

Screenshots

SAB Mobile4 screens
NEO4 screens

Verdict

The call

The clearest difference is review sentiment: SAB Mobile at 62% against NEO's 32%. SAB Mobile also leads on ratings volume (9.5K vs 231) and rating (4.7 vs 4.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SAB Mobile holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: SAB Mobile has 9.5K ratings behind it against 231, so its average is the more settled of the two. Written reviews point the same way: 62% of SAB Mobile's written reviews are positive against 32% of NEO's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.

Scorecard3 real differences · 7 level
SAB Mobile versus NEO: the parameters behind the verdict, then further details
ParameterSAB MobileNEO
PriceFreeFree
Rating4.7 (9.5K ratings) — better4.4 (231 ratings)
Positive reviews62.3% of reviews — better31.7% of reviews
Number of ratings9.5K — better231
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size247 MB675 MB
Age rating4+12+
DeveloperSaudi Awwal BankThe Saudi National Bank

Customer experience

SAB Mobile

All ratings9,532 ratings
Positive92.4%
Neutral3.5%
Negative4.1%
Written reviews276 reviews
Positive62.3%
Neutral7.2%
Negative30.4%

NEO

All ratings214 ratings
Positive84.6%
Neutral1.9%
Negative13.6%
Written reviews63 reviews
Positive31.7%
Neutral3.2%
Negative65.1%

Bugs and requests

SAB Mobile

Reported bugs

5 issues
  • Login screen freezes
  • Inability to upload images for complaints
  • Rejection button not working for complaints
  • Repeated prompts to enable location services
  • Incompatibility with jailbroken/rooted devices

Requested features

5 requests
  • Dark mode option
  • Advanced transaction history and analytics
  • Improved biometric authentication options
  • Seamless integration with other banking services
  • Enhanced international transfer capabilities

NEO

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SAB Mobile

No in-app purchases

None

NEO

No in-app purchases

Questions

Is SAB Mobile free?
SAB Mobile is free to download, with no in-app purchases.
Is NEO free?
NEO is free to download, with no in-app purchases.
Which has better reviews, SAB Mobile or NEO?
SAB Mobile is rated higher. SAB Mobile averages 4.7 out of 5 from 9.5K ratings, while NEO averages 4.4 from 231 ratings.
Do SAB Mobile or NEO have ads?
Neither SAB Mobile nor NEO shows ads.
Which is updated more often, SAB Mobile or NEO?
SAB Mobile ships an update monthly, and NEO monthly. Most recently, SAB Mobile was updated on October 20, 2026 and NEO on October 22, 2026.

Other comparisons