Comparison

Digit Insurance vs SMC Ace

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Digit Insurance

Manage all your insurance needs digitally, from buying and renewing policies to filing claims. Enjoy a paperless experience with instant quotes, quick policy issuance, and 24/7 customer support for motor, health, travel, and life insurance.

Highlights
  • Instant premium checks and quotes
  • Quick policy purchase and renewal
  • Paperless insurance management
  • 24/7 customer support
  • Fast and easy claims processing
  • Smartphone-enabled self-inspection for claims
Features
Read full description

At Digit Insurance, we aim to make insurance simple. Now, you can manage check premium, buy/renew your policy, access policy documents, and make claims in an instant right here on our app. And the best part? No paperwork required! Why choose Digit Insurance? Value for Money - We try our best to give you the best possible and most affordable premiums because we know that there’s a lot at stake. Digital Everything - We’re tech savvy and we understand that time is precious. Both for you and us. That’s why, all our processes are tech enabled, quick and paperless. So, sit back and relax. Super-Fast Claims - Anytime and every time you’re in any sort of trouble, we’ll be there for you. With our 24x7 Support and quick, technology enabled claim processes, all your claims will be settled as soon as possible! Simplicity, Above All - No complex products. No jargons. No hidden clauses, terms and conditions. Our policy documents are so simple that even 15 years old can understand them. This is because we feel that people can benefit the most from insurance, only if they understand it! What makes Digit Insurance app so Awesome? Check Premiums Instantly Online - Enter details and get instant quotes. Customize the coverages as per your requirement and get premium instantly. Buy Insurance Quickly and Easily - Get all our insurance products online, in a jiffy. No long proposal forms or lengthy inspections and, you can get your policy in an instant. You can also access the policy document anytime within the App. An Entirely Paperless Experience - All our processes are digital, right from buying insurance to making claims. No need to go through tons of papers and documents! An Instant Renewal Process - Access and renew your existing insurance policies almost instant – they are just one click away. 24x7 Help and Customer Support - Get seamless support from our customer care services, available 24/7, even on National Holidays. Super-fast Claims - Easily access, edit, and raise an insurance claim on the app, and all your claims will be settled as soon as possible! Smartphone Enabled Self-inspection - For quick and easy claims, you can just take pictures of your damaged property with your phone and share it with us; and we’ll take it from there! Our Products Motor Car Insurance Two-Wheeler Insurance Commercial Vehicle Insurance Health Health Insurance OPD Health Insurance Super Top-Up Arogya Sanjeevani Policy Employee Health Insurance Other Products International Travel Insurance Flight Delay Cover Home Insurance Shop Insurance Digit in News Digit Insurance is raising $200M funding, valued at $3.5B - https://bit.ly/3Bl2HlN Digit Insurance onboards Virat Kohli as brand ambassador - https://bit.ly/3jrolPc Follow us for more Facebook: https://www.facebook.com/digitinsurance Instagram: https://www.instagram.com/digitinsurance/ Twitter: https://twitter.com/heydigit LinkedIn: https://www.linkedin.com/company/godigit/ Have any Questions? If you have any questions, or you need some help, or just write to us hello@godigit.com or give us a call on 1800-103-4448. IRDAI Registration No: 158 | Go Digit General Insurance Limited

About

SMC Ace

This app offers a comprehensive platform for stock trading and investment. It provides free research calls, a Demat account, and tools for analyzing market data and managing your portfolio.

Highlights
  • Free Demat account opening
  • Research calls for options and investments
  • Live share price tracking (NSE/BSE)
  • Advanced charting tools
  • Portfolio tracker with real-time analytics
  • Seamless transaction experience
Features
Read full description

SMC Global introduces its feature-rich and upgraded version of SMC ACE, the dependable stock trading and investment app to suit both traders and investors. Upgrade your trading experience with free research calls from our research experts for options trading, long-term investments and short-term trading to meet your investment and trading goals. Open your free Demat account to start trading in the stock market and join its fast-growing family. Open a Free Demat Account Get upto ₹50,000/- Brokerage Cashback FREE AMC for Lifetime FREE Research-Based Calls FREE Learning based Webinars FREE Dedicated RM Support Free Call & Trade Service Check live share prices of NSE Nifty 50 & BSE Sensex along with stock technical charts and Indicators. Powering up your Trading journey with a super quick and easy-to-use mobile trading application: Invest in your future with an easy-to-use and lightning-fast mobile app! Research calls: Enhance your trading accuracy with research calls from our research experts. Advance Chart with Multiple Tools and Studies with Customized Views to Analyse Movement. Get Detailed Information on Scrip for Better Decision Making. Portfolio Tracker with Heatmap & Realtime Analytics. Scrip Overview to Detailed Quote of Scrips for Informed Market Related Trackers on Market Watch Window Trade Real Time with Few Simple Clicks Favourites Option to Track Your Frequently Visited Scrips Seamless Transaction experience across the application Real-time Market Analytics data Advance Portfolio with real-time calculations Market and historical data for informed Decision making Research Notifications SMC Global Securities Ltd. SEBI Registration no.: INZ000199438 Member Code: NSE – 07714 | BSE-470 |MSE-1002 |MCX 10515 |NCDEX- 00021 Registered Exchange/s name: NSE, BSE, MSE, MCX, NCDEX Exchange approved segment/s: NSE: Cash, FO, CD, Commodity, BSE: Cash, FO, CD MCX- Commodity NCDEX: Commodity MSE: CD

Screenshots

Digit Insurance4 screens
SMC Ace4 screens

Verdict

The call

Digit Insurance and SMC Ace both sit at 4.1 stars, but that hides the real split: 90% of SMC Ace's written reviews are positive against 30% of Digit Insurance's. Digit Insurance's advantage is ratings volume (106 vs 5) and update cadence (every 9 days vs monthly). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.1 for Digit Insurance against 4.2 for SMC Ace. That said, the two scores are not equally well evidenced: Digit Insurance has 106 ratings behind it against 5, so its average is the more settled of the two. Written reviews are what separate them: 30% of Digit Insurance's written reviews are positive against 90% of SMC Ace's.

UpkeepUpdate frequency

Digit Insurance ships an update every 9 days, SMC Ace monthly. The most recent releases landed on November 10, 2026 and November 7, 2026 respectively.

Scorecard5 real differences · 5 level
Digit Insurance versus SMC Ace: the parameters behind the verdict, then further details
ParameterDigit InsuranceSMC Ace
PriceFreeFree
Rating4.1 (106 ratings)4.2 (5 ratings) — better
Positive reviews29.6% of reviews90.4% of reviews — better
Number of ratings106 — better5
Update frequencyEvery 9 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15 — better17.0
Further details — not scored
Size155 MB81 MB
Age rating4+4+
DeveloperGo Digit Solutions Private LimitedSMC Global Securities Ltd.

Customer experience

Digit Insurance

All ratings106 ratings
Positive78.3%
Neutral1.9%
Negative19.8%
Written reviews27 reviews
Positive29.6%
Neutral0.0%
Negative70.4%

SMC Ace

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews52 reviews
Positive90.4%
Neutral1.9%
Negative7.7%

In-app purchases

None

Digit Insurance

No in-app purchases

None

SMC Ace

No in-app purchases

Questions

Is Digit Insurance free?
Digit Insurance is free to download, with no in-app purchases.
Is SMC Ace free?
SMC Ace is free to download, with no in-app purchases.
Which has better reviews, Digit Insurance or SMC Ace?
SMC Ace is rated higher. Digit Insurance averages 4.1 out of 5 from 106 ratings, while SMC Ace averages 4.2 from 5 ratings.
Do Digit Insurance or SMC Ace have ads?
Neither Digit Insurance nor SMC Ace shows ads.
Which is updated more often, Digit Insurance or SMC Ace?
Digit Insurance ships an update every 9 days, and SMC Ace monthly. Most recently, Digit Insurance was updated on November 10, 2026 and SMC Ace on November 7, 2026.

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