Central State CU vs Dibs
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Central State CU
Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Securely access your accounts with fingerprint or facial recognition.
- Check account balances and transactions
- Transfer funds between accounts
- Pay bills and manage payees
- Deposit checks via camera
- Find nearby branches and ATMs
- Secure login with Touch ID/Face ID
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Do more with our Central State CU app. The Central State CU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of Central State Credit Union, visit us at centralstatecu.org
Dibs
Effortlessly divide restaurant bills by item, ensuring fair splits for everyone. Simply photograph your receipt, tag who ate what, and let the app calculate individual totals, including proportional tax and tip. Settle up easily through Venmo or a simple message.
- On-device receipt scanning
- Manual item entry and correction
- Assign items to diners
- Proportional tax and tip calculation
- Venmo payment integration
- Local split history
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Dibs splits a restaurant bill the way you actually ate it — by item, not by an awkward even quarter that leaves someone subsidizing everyone else's drinks. Photograph the receipt and Dibs reads it on device. Review the parsed items (the scan is best-effort, so you always get the final say), tag who had what, and Dibs computes who owes what — distributing tax and tip PROPORTIONALLY to each person's subtotal, reconciled to the exact penny. When it's time to settle, Dibs hands off to Venmo with a pre-filled request, or shares a plain-text "pay me" message for anything else. Dibs never moves money and never holds it. FEATURES • On-device receipt scanning — offline, free, nothing uploaded • Manual entry and correction — you review every item • Assign items to diners; shared and unassigned items split evenly • Proportional tax and tip, with penny-exact totals • Pay hand-off via Venmo deep link, or a share-sheet message • Local history of past splits, revisitable • Remembers people you split with for quick re-picking PRIVATE BY DESIGN No accounts. No backend. No cloud. No tracking. Every split stays on your device. If Dibs saves you the after-dinner math, there's an optional tip jar — entirely your call, and it unlocks nothing. Dibs works fully without it.
Screenshots
Verdict
The clearest difference is review sentiment: Dibs at 100% against Central State CU's 59%. Dibs also leads on update cadence (every 10 days vs monthly) and rating (5.0 vs 4.8). Central State CU's advantage is in-app purchases (none vs 3) and ratings volume (2K vs 4). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Dibs sells 3 one-off in-app purchases. Central State CU asks for nothing beyond the download.
Dibs holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Central State CU has 2K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 59% of Central State CU's written reviews are positive against 100% of Dibs's.
Central State CU ships an update monthly, Dibs every 10 days. The most recent releases landed on October 12, 2026 and October 6, 2026 respectively.
| Parameter | Central State CU | Dibs |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2K ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 59.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 2K — better | 4 |
| Update frequency | Monthly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone |
| Requires iOS | 15.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 67 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Central State Credit Union | CHICO RAMOS MALTO |
Customer experience
Central State CU
Dibs
Bugs and requests
Central State CU
Reported bugs
2 issues- App crashes frequently
- Accounts not loading properly
Requested features
2 requests- Add ability to transfer to other members
- Improve password management
Dibs
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Central State CU
No in-app purchases
Dibs
- Small Tip$0.99
- Medium Tip$2.99
- Large Tip$4.99
Questions
Is Central State CU free?
Is Dibs free?
Which has better reviews, Central State CU or Dibs?
Do Central State CU or Dibs have ads?
Which is updated more often, Central State CU or Dibs?
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