Comparison

Seattle Credit Union vs Dibs

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Seattle Credit Union

Manage your finances on the go with this banking app. View account activity, check balances, and deposit checks remotely using your device's camera. Supports digital banking in English and Spanish.

Highlights
  • Account management
  • View activity and balances
  • Mobile check deposit
  • Digital banking
  • Multilingual support (English/Spanish)
Features
Read full description

With the Seattle Credit Union mobile app, you can easily manage your accounts, view activity and balances, deposit checks using your device’s camera, and more. The Seattle Credit Union mobile app supports digital banking in English or Spanish. Questions? Email us at support@seattlecu.com Seattle Credit Union is federally insured by NCUA and is an Equal Housing Opportunity Lender.

About

Dibs

Effortlessly divide restaurant bills by item, ensuring fair splits for everyone. Simply photograph your receipt, tag who ate what, and let the app calculate individual totals, including proportional tax and tip. Settle up easily through Venmo or a simple message.

Highlights
  • On-device receipt scanning
  • Manual item entry and correction
  • Assign items to diners
  • Proportional tax and tip calculation
  • Venmo payment integration
  • Local split history
Read full description

Dibs splits a restaurant bill the way you actually ate it — by item, not by an awkward even quarter that leaves someone subsidizing everyone else's drinks. Photograph the receipt and Dibs reads it on device. Review the parsed items (the scan is best-effort, so you always get the final say), tag who had what, and Dibs computes who owes what — distributing tax and tip PROPORTIONALLY to each person's subtotal, reconciled to the exact penny. When it's time to settle, Dibs hands off to Venmo with a pre-filled request, or shares a plain-text "pay me" message for anything else. Dibs never moves money and never holds it. FEATURES • On-device receipt scanning — offline, free, nothing uploaded • Manual entry and correction — you review every item • Assign items to diners; shared and unassigned items split evenly • Proportional tax and tip, with penny-exact totals • Pay hand-off via Venmo deep link, or a share-sheet message • Local history of past splits, revisitable • Remembers people you split with for quick re-picking PRIVATE BY DESIGN No accounts. No backend. No cloud. No tracking. Every split stays on your device. If Dibs saves you the after-dinner math, there's an optional tip jar — entirely your call, and it unlocks nothing. Dibs works fully without it.

Screenshots

Seattle Credit Union4 screens
Dibs4 screens

Verdict

The call

The clearest difference is review sentiment: Dibs at 100% against Seattle Credit Union's 48%. Dibs also leads on update cadence (fortnightly vs every 5 months) and rating (5.0 vs 4.6). Seattle Credit Union's advantage is in-app purchases (none vs 3) and ratings volume (7.9K vs 6). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Dibs sells 3 one-off in-app purchases. Seattle Credit Union asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Dibs holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Seattle Credit Union has 7.9K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 48% of Seattle Credit Union's written reviews are positive against 100% of Dibs's.

UpkeepUpdate frequency

Seattle Credit Union ships an update every 5 months, Dibs fortnightly. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

Scorecard8 real differences · 2 level
Seattle Credit Union versus Dibs: the parameters behind the verdict, then further details
ParameterSeattle Credit UnionDibs
PriceFreeFree
Rating4.6 (7.9K ratings)5.0 (6 ratings) — better
Positive reviews48.4% of reviews100.0% of reviews — better
Number of ratings7.9K — better6
Update frequencyEvery 5 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size128 MB2 MB
Age rating4+4+
DeveloperSeattle Metropolitan Credit UnionCHICO RAMOS MALTO

Customer experience

Seattle Credit Union

All ratings7,813 ratings
Positive90.6%
Neutral3.6%
Negative5.8%
Written reviews128 reviews
Positive48.4%
Neutral7.8%
Negative43.8%

Dibs

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Seattle Credit Union

Reported bugs

4 issues
  • Inability to view check images
  • Inconsistent behavior with external transfers
  • Frequent network connection errors
  • Delayed transaction updates and balance display

Requested features

4 requests
  • Landscape mode support for tablets
  • Improved transaction history and categorization
  • Faster and more reliable mobile deposit
  • Better account management and card controls

Dibs

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Seattle Credit Union

No in-app purchases

3 purchases

Dibs

One-time3
  • Small Tip$0.99
  • Medium Tip$2.99
  • Large Tip$4.99

Questions

Is Seattle Credit Union free?
Seattle Credit Union is free to download, with no in-app purchases.
Is Dibs free?
Dibs is free to download, with in-app purchases available.
Which has better reviews, Seattle Credit Union or Dibs?
Dibs is rated higher. Seattle Credit Union averages 4.6 out of 5 from 7.9K ratings, while Dibs averages 5.0 from 6 ratings.
Do Seattle Credit Union or Dibs have ads?
Neither Seattle Credit Union nor Dibs shows ads.
Which is updated more often, Seattle Credit Union or Dibs?
Seattle Credit Union ships an update every 5 months, and Dibs fortnightly. Most recently, Seattle Credit Union was updated on November 6, 2026 and Dibs on October 31, 2026.

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